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The American Express® Platinum Card

Introducing the metal Card

Receive a welcome bonus of 80,000 Membership Rewards points
1 when you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only.1
*Terms & Conditions

Card Type
Annual Fee
$1,450 p.a.
Minimum Income
I have an annual income of $100,000 or more
Cash Flow Period
Up to 44 cash flow days2 and No pre-set spending limit3

Key Benefits

MEMBERSHIP REWARDS®  BONUS POINTS1

Receive a welcome bonus of 80,000 Membership Rewards points1 when you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only.1

ANNUAL TRAVEL CREDIT4

Platinum Card Members will receive $450 to spend on travel each year that can be used on eligible flights, hotels, car hire or unique experiences when booked through American Express Travel4

TRANSFER YOUR POINTS

Transfer your points to a choice of 10 major Airline Reward Partner Programs5 including Qantas Frequent Flyer and Velocity Frequent Flyer

THE AMERICAN EXPRESS GLOBAL LOUNGE COLLECTION

Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries and counting6. Includes the Centurion Lounge, International American Express Lounges, Priority Pass Lounges, Plaza Premium Lounges, Virgin Australia domestic lounges and Delta Sky Club lounges

Rewards

As a member of Ascent Premium - our highest tier of rewards - you'll earn up to 2.25 Membership Rewards points7 per $1 spent on your Card.
    Earn 2.25 points per $1 spent on all purchases, except government bodies in Australia where you will earn 1 point per dollar spent7
      Earn 1 point per $1 spent with government bodies in Australia7
        No cap on earn rate. You’ll continue to earn up to 2.25 points per $1 spent no matter how much you spend per year.
          You can then transfer your points to a choice of 10 major Airline Reward Partner and 2 hotel programs5 Plus you can use your points to pay for travel5, pay for eligible purchases on your account with Select + Pay with points8, shop with points online at David Jones9 or redeem for Gift Cards10 with our retail and entertainment partners.

            World-class service

            Whenever you need us, we’re here.
            • The American Express Invites program11 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining
            • Complimentary AFR digital subscription valued at $628 per year. With access to the latest news covering business, finance, investment and politics from Australia and worldwide12
            • Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards13
            • Smartphone Screen Insurance14 for up to $500 for screen repairs to your Smartphone when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract
            • Buyer's Advantage14 extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
            • Purchase Protection14 will keep your protected with cover should your new items be stolen or damaged
            • Refund Protection14 is also available should a store refuse to accept the return of a recent, unused purchase
            • Platinum Card Member insurance covers up to 4 Additional Card Members when you book and pay for your return trip with your Platinum Card or Membership Rewards points14
            • Online Fraud Protection Guarantee15 means you won't be held responsible for any unauthorised charges made without your knowledge
            • Let Platinum Concierge arrange incredible travel and dining experiences for you. Our team can recommend an amazing restaurant locally or abroad, or help you plan an unforgettable round-the-world trip
            • This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay and and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered
            Read more
            Travel
            Travel is always more relaxing when you feel looked after. Your Platinum Card Membership entitles you to upgrades, access to special benefits and substantial savings.

            Platinum Card Members will receive $450 to spend on travel each year that can be used on eligible flights, hotels, car hire or unique experiences when booked through American Express Travel4

            Learn more about the Travel Credit

            With the Fine Hotels & Resorts program, you can enjoy complimentary benefits that offer an average total value of more than $700AUD16
            at over 1,100 hand-selected 5-star properties worldwide. Complimentary benefits include daily breakfast for two people, room upgrades, noon-check in, guaranteed 4pm late check-out and a special amenity at each property
            With Hotel Elite Status, be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria, such as numerous night stays each year. Hotel partners include Radisson Hotel Group17, Marriott Hotels & Resorts18, Shangri-La19 and Hilton20
            Complimentary Accor Plus membership valued at $395 per year. With over 800 hotels in 18 countries across the Asia Pacific Region, Accor Plus enables you to stay and experience more destinations than ever before21
            The American Express Global Lounge Collection provides access to over 1,200 Airport lounges across 130 countries6 including access to Priority Pass. The world’s largest independent airport lounge program. One of your Additional Card Members will also receive complimentary membership to Priority Pass, plus you can both bring a guest into Priority Pass lounges at no additional cost
            Platinum International Airline Program22 offers great savings on First and Business Class fares with some of the world's leading airlines such as Qantas Airways, Virgin Australia, Emirates, and more. Depending on the airline and destination, you can save up to 20% compared to standard fares found outside of Platinum Travel Service
            Travel with ease, knowing that wherever you are in the world there’s always someone you can call on. Take advantage of our complimentary domestic and overseas travel insurance14 for you, your partner and your dependent children up to the age of 24 when you book and pay for travel with your Platinum Card or with your points. Some highlights of your coverage include:
            • Medical Emergency Expenses Cover

              Medical Emergency Expenses Cover14 to meet your immediate needs, including repatriation
            • Transport Accident Cover

              Transport Accident Cover14 offering protection when travelling on public transport
            • Travel Inconvenience Cover

              Travel Inconvenience Cover14 which covers you for time delay, missed connections and luggage setbacks
            • Loss Damage Waiver Cover

              Loss Damage Waiver Cover for car rental of AUD125,00014
            World-class service
            Whenever you need us, we’re here.
            • Let Platinum Concierge arrange incredible travel and dining experiences for you. Our team can recommend an amazing restaurant locally or abroad, or help you plan an unforgettable round-the-world trip
            • The American Express Invites program11 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining
            • Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards13
            • Buyer's Advantage14 extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
            • Purchase Protection14 will keep your protected with cover should your new items be stolen or damaged
            • Refund Protection14 is also available should a store refuse to accept the return of a recent, unused purchase
            • Platinum Card Member insurance covers up to 4 Additional Card Members when you book and pay for your return trip with your Platinum Card or Membership Rewards points14
            • Online Fraud Protection Guarantee15 means you won't be held responsible for any unauthorised charges made without your knowledge
            • This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay and and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered
            Eligibility
            To save time before you apply for your Platinum Card, it's best to make sure you can say yes to the following:
            • I have an annual income of $100,000 or more
            • I have no history of bad debt or payment default
            • I am aged 18 years or over
            • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
            If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

            Ready to Apply?

            Receive a welcome bonus of 80,000 Membership Rewards points1 when you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only.1