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The American Express Velocity Platinum Card

Card Type
Annual Fee
$375 p.a.
Interest Rate
20.74% p.a. on purchases2
Interest Free Period
Up to 55 days3
Receive 50,000 bonus Velocity Points1 when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. Offer available to new Card Members only.1
*Terms & Conditions

Key Benefits

Earn Velocity Points

Earn up to 1.25 Velocity Points per $1 spent on everyday purchases and 2.25 Velocity Points per $1 spent on purchases with Virgin Australia4

Complimentary Annual Domestic Flight

Enjoy a complimentary annual Virgin Australia return economy domestic flight between selected cities after your first Card spend each anniversary year5

Airport Lounge Access

Unwind in comfort with two complimentary Virgin Australia Lounge passes each year6 and two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport7

Velocity Rewards

Our highest earning Velocity Points Card
  • Earn 2.25 Velocity Points per $1 spent on eligible Virgin products and services4
  • Earn 1.25 Velocity Points per $1 spent on all other purchases excluding government bodies in Australia4
  • Earn 0.5 Velocity Points per $1 spent on government bodies in Australia4
  • Receive 100 Velocity Frequent Flyer Status Credits when you spend at least $50,000 on your Card in your first year8
  • Earn points faster with up to 4 Additional Cards for family members or friends for no extra fee. All points earned will be credited to your Account9

Travel benefits

Complimentary annual domestic flight
Receive an annual complimentary domestic economy return flight on Virgin Australia between selected cities, following your first Card spend each anniversary year5
    Airport Lounge Access
    Sit back and relax before your next flight thanks to complimentary airport lounge access. Card Membership includes:
    • Two Virgin Australia Lounge passes each anniversary year at selected domestic airports6
    • Two entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport7
    Complimentary Travel insurance
    Know you're covered thanks to complimentary domestic and international travel insurance for you, your partner and your dependent children under the age of 23 when you pay for your return trip on your Card. Cover includes:
    • Medical Emergency Expenses Cover up to $2,500,00010
    • Transport Accident Cover up to $400,00010
    • Up to $10,000 cover for loss or damage to baggage, money or documents10
    • Travel Inconvenience Cover up to $200 if your flight is delayed10

    Service and Protection

    Travel and shop with confidence
    Wherever your next adventure takes you, know you’re protected by the world-class service and protection of American Express with these great benefits:
    • Purchase Protection10, covering eligible stolen or damaged items purchased with your Card
    • Refund Protection10, covering the cost of recent and unused purchases when a store refuses a return
    • Fraud Protection Guarantee11, protecting you from unauthorised charges made on your Account
    • Emergency Card replacement12, for lost or stolen Cards to virtually anywhere in the world.
    • Plan It™ Instalments13 is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
    • Compatibility with Apple PaySamsung Pay and Google Pay, helping you check-out faster.
    Eligibility
    To save time before applying for The American Express Velocity Platinum Credit Card, make sure you can say ‘yes’ to the following:
    • I have an annual income of $65,000 or more
    • I have no history of bad debt or payment default
    • I am aged 18 years or over
    • I am an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
    If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.


    Please click here to read the
    Key Facts Sheet for this Credit Card.

    Ready to Apply?

    Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. Offer available to new Card Members only.1.