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Foreign Exchange Services for Businesses

With over 150 years experience in foreign exchange, American Express can help businesses with their international payment needs.

Quick, simple, secure – payment solutions for your business


Our modern, user friendly online platform makes international payments quick, simple and secure – and it’s all supported by our commitment to deliver dedicated relationships, competitive rates and attractive rewards to you.


Key advantages of our online platform


  • No setup fee or maintenance charges
  • You don’t need an American Express® Card to transfer money
  • We deal in 133 currencies
  • Real-time currency rate updates
  • Robust reporting facilities
  • Rate alerts to any of your devices
  • File upload for multiple payments (SYNC)
  • Direct link to your bank account
  • Learn more
Foreign Exchange Testimonials - Kinected

"As well as the service, the rates are extremely competitive which is also really important – because when you're a small business owner, every little bit counts."

Ross McNab, Chief Revenue Officer at Kinected.


Hear more

R&R&R – Relationships, Rates, Rewards


Our services have changed continually over the years – in line with changes to your needs. What hasn’t changed is our focus on providing you great relationships, rates, and rewards.


You benefit from a complete partnership that goes beyond competitive rates, including the reassurance that comes from having a personal relationship manager and the promise of Membership Rewards points on international payments1.


Start transferring with R&R&R, confident you are partnered with an experienced and trustworthy international payments provider.


Relationship managers to support your business:


Your business will benefit from a dedicated relationship manager at the end of a direct dial phone number – supported by our linked global trading desks, market experts and over a century of practical experience in foreign exchange. Your relationship manager will partner with you to:


  • Support your foreign exchange trading and money exchange strategies
  • Find the right international payment solutions for your business
  • Manage your foreign exchange risk
  • Assist you in using our online foreign exchange facilities
  • Provide real-time insights, analysis and market commentary using insights from our premium financial services partner, Bloomberg (in addition to the daily market intelligence we offer via email in partnership with Bloomberg)
  • Complement your existing local and global banking relationships

If you need to get speak to someone out of hours, you’ll have 24-hour, five-days-a-week customer service.


Find useful information on foreign exchange strategies in our FX Articles For Businesses


Rates that give you more:


With our worldwide network, strong purchasing power and extensive interbank relationships we offer the rates you need:


  • Consistently competitive exchange rates on over 133 currencies
  • No set-up or maintenance fees
  • Low transfer fees – from AUD $10.002

And the information you need to support your payment methods:


Rewards for your loyalty:


If you have an American Express Card enrolled in the Membership Rewards® program, FX International Payments can be even more rewarding.1 Your business can earn one point for every AU$15 transferred internationally. Same currency money transfers (for example, GBP to GBP) are not eligible.


Points can be redeemed to reward employees, thank suppliers, or to pay for trips and treats, travel and shopping, dining and entertainment.


For more information, browse the Membership Rewards FAQs and a list of eligible American Express Cards that you can use to register in the program, or call Membership Rewards on 1300 363 276 any time between 0800 and 1800, Monday to Friday.

Existing FX International Payments customers login here