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Card Accounts
Business Owners
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Popular Personal Cards
Online Travel
Business Travel
All Insurance Services
Travel Insurance
Membership Rewards
Card Member Offers & Benefits
Making domestic payments better for business.
With AccessLine™1 eligible American Express® Business and Corporate Card Customers can make fast, secure payments, even to merchants who don't accept Card payments – plus you can earn American Express Membership Rewards points in the process.
With AccessLineTM you can make simple, secure payments to suppliers within Australia – even if they don't accept Cards.
Manage your cash flow more efficiently and negotiate early payment discounts on domestic payments, with up to 55 days to pay depending upon when you make a purchase and when your statement is issued.3
AccessLineTM allows you to streamline your domestic payments
and provides comprehensive reporting for improved visibility.
"The American Express Card was now a line of credit that was like an overdraft facility and we were no longer restricted by the fact that vendors did not accept American Express or any other credit card payment for that matter. They had no idea that we were effectively funding the electronic funds transfer on our American Express Card: to them the money landed up in their bank account like an ordinary wire transfer."
Geoff Gazzard, Finance Manager of International Air Parts
If you’re a business Card Member holding one of the Cards below, you’re eligible to use AccessLineTM.
You’re eligible to receive points for your AccessLineTM transactions if you hold one of the following American Express Cards:
To start earning points, all you need to do is link this Card to your Membership Rewards account by completing a registration form.
Once we’ve approved your application, your account will be ready to receive points. You can then redeem these points for travel, shopping, dining and entertainment rewards.2
1. This information has been prepared without taking into account your objectives, financial situation or needs. You should read the AccessLine Terms and Conditions and consider the appropriateness of Australian domestic payments using AccessLine in relation to your individual requirements. AccessLine is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. To use AccessLine, you must have an American Express Corporate Card or American Express Business Card that is registered to use the service. Terms, conditions, fees and charges apply.
2. Card Members may only participate in the Program if their Company chooses to enrol their Card Account in the Program, subject to our approval.
3. Extend your cash flow by up to 55 days (excluding American Express Business Cards approved after 11 August 2022 which feature the extension of cash flow by up to 110 days): Depending on your Card product type, method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
4. Extend your cash flow by up to 55 days (excluding American Express Business Cards approved after 11 August 2022 which feature the extension of cash flow by up to 110 days): Depending on your Card product type, method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
