What is not covered?
The below is an outline of some of the key general exclusions of American Express Travel Insurance. Before you decide to purchase cover it is important that you review the specific details of exclusion which are set out in the American Express Travel Insurance Product Disclosure Statement .
It is also important that you fully understand the terms, conditions, exclusions and limitations which are set out in the American Express Travel Insurance Product Disclosure Statement.
Pregnancy or childbirth (except in limited circumstances)
Participation in unapproved dangerous activities and high-risk sports
Any unlawful act
Suicide or attempted suicide
Acts of war or civil unrest
Change of mind
Lost, stolen or damaged belongings left unattended or unsupervised
Death, illness or bodily injury where reasonable care has not been exercised
Any Pre-existing medical condition that does not appear in the Approved Medical Condition Table of the
Travel to countries where DFAT has advised against travel and travel to sanctioned countries
This insurance does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit Chubb (a subsidiary of a US company) from providing insurance, including, but not limited to, the payment of claims. All other terms and conditions of the insurance remain unchanged.