The Qantas American Express^® Ultimate Supplementary Card

American Express credit approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 6 July 2015 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.

1. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending
   
   
2. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms. Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions available at americanexpress.com.au/qantaspointsconditions
   
   
3. American Express Card Insurances are underwritten by ACE Insurance Limited (ABN 23001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. The Insurances Conditions do not take into account your objectives, financial situation or needs. The Insurances Conditions are subject to change. It is important for you to read the Insurances Conditions and consider the appropriateness of that insurance in relation to your individual requirements. Available here
   
   
4. Spending at the restaurants, airlines and accommodation, major cruise and tour operators categories will only be eligible for increased Qantas Points if the merchants are categorised in the eligible merchant codes. Merchants are typically assigned codes and categorised based on what they primarily sell. For example, spend on dining within a retail department store, hotel, pub and liquor outlet may not be eligible for the additional points for restaurants. Qantas Points are awarded on the Australian-dollar billed amount of the spend in foreign currency. Except for spend at merchants where you earn 3, 2 or 0.5 points per $1 spent, you earn 1 point for every $1 spent including if the purchase is made with someone other than the provider of the goods or service, for example through a third party such as a travel aggregator.
   
   
5. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, i.e. directly from Qantas, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions available at americanexpress.com.au/qantaspointsconditions