Travel Coverage
Enjoy a wide array of insurance† benefits when you travel and experience the adventures ahead of you with more confidence.
Coverage up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by you (if under age 65) while travelling outside your province or territory of residence for the first 15 consecutive days of a covered trip.
Coverage for when your flight is delayed or you are denied boarding for up to 4 hours or more and no alternate transportation is made available. When you charge your airline tickets to your Card, you could receive up to $500 (combined maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses, and essential items purchased within the period of the flight delay or denied boarding.
Coverage for when your checked baggage is delayed for 6 hours or more. When you charge your airline tickets to your Card, you could receive up to $500 (combined maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases for essential clothing and other items within four days of arrival at your destination.
When you charge your accommodations to your Card, you could receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is broken into.
When you charge your airline tickets to your Card, you could be covered for up to $500 per trip for all insured person(s) combined if your checked or carry-on baggage and personal effects are lost or damaged while in transit.
Coverage for the non-refundable and non-transferable portion of travel arrangements charged to your Gold Rewards Card before your departure date if you cancel your trip for a covered reason. You could be covered for up to $1,500 per insured person per trip, to a maximum of $3,000 for all insured persons combined.
Coverage for the non-refundable and non-transferable unused portion of travel arrangements charged to your Card before your departure date if your trip is interrupted or delayed for a covered reason. You could be covered for up to $1,500 per insured person per trip, to a maximum of $6,000 for all insured persons combined.
You could be covered in the event of the theft, loss, and/or damage of your rental car with a Manufacturer’s Suggested Retail Price of up to $85,000 for rentals of 48 days or less. To use this protection, be sure to charge the full cost of your rental to your Card and decline the Collision Damage Waiver, Loss Damage Waiver, or similar option offered by the rental agency.
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your plane, train, ship, or bus tickets to your Card.
View the Certificate of Insurance.
To submit a claim for Travel Accident Insurance2†, please call 1-877-777-1544 (toll-free from the US & Canada).
To submit a claim for Out of Province/Country Emergency Medical Insurance1†, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
1. Underwritten by Belair Insurance Company Inc. You may contact the insurer at 1-833-964-2757 in Canada and the U.S. or visit https://info.client.insure.
2. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and theycan also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.
† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
®, TM: Used by Amex Bank of Canada under license from American Express