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Choose a different way to pay with Plan ItTM

Make the most out of Plan ItTM - The American Express® Installment Program.

What is Plan ItTM?

 

 

Plan It TM is a feature on your American Express® Card which provides another way to pay your balance with flexibility and control.

 

 

  • Spend on your Card and put a qualifying amount from your most recent statement into an installment plan.
  • A fixed monthly fee1 is shown upfront so you know how much you'll pay each month - See what your plan could be with the Plan ItTM Calculator.
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Setting up a plan is easy

Create a Plan
1

Choose an amount.

Select the Plan
2

Select the plan option

that works for you.

Review & Confirm
3

Review and confirm.

You will be offered up to 3 plan options based on your balance amount and account history2.



Plan It™ Calculator

Enter an amount to see what monthly plan options could be available on your Card. The Monthly Fee listed below is calculated at 0.90% of the Principal Amount. This calculator is an illustrative tool only. Plan options and fees specific to your Card will be presented to you when you create a plan

$

3 months

MONTHLY INSTALLMENT AMOUNT

$0.00


MONTHLY PRINCIPAL AMOUNT

$0.00


MONTHLY FEE

$0.00

6 months

MONTHLY INSTALLMENT AMOUNT

$0.00


MONTHLY PRINCIPAL AMOUNT

$0.00


MONTHLY FEE

$0.00

12 months

MONTHLY INSTALLMENT AMOUNT

$0.00


MONTHLY PRINCIPAL AMOUNT

$0.00


MONTHLY FEE

$0.00


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Frequently Asked Questions

Want to know more? View the Plan It FAQs

Terms and Conditons

1. When you create an installment plan, you will be charged a monthly installment fee. The monthly installment fee percentage will be disclosed to you during plan creation. Please see your American Express Installment Program section in your Cardmember Agreement  or the Plan It™ Terms and Conditions for more details. 

 

2. Your ability to create each new installment plan will depend on an assessment of eligibility made at the time you seek to create an installment plan. In order to be eligible, you must have new purchases billed to your current statement. Prior months’ balances that have carried over are not eligible. Similarly, balances related to funds advances and balances at special rates of interest will also not be eligible unless we make a specific offer to you. We may also limit or otherwise restrict your ability to move balances to the installment program based on your account’s available credit or for any other reason. Please see your American Express Installment Program section in your Cardmember Agreement  or the Plan It™ Terms and Conditions for more details.

 

3. This is not a promotional or special rate offer. The fee charged is comparable to the interest you would have paid if you carried this balance on your account, without being in an installment plan. Please see your American Express Installment Program section in your Cardmember Agreement or the Plan ItTM Terms and Conditions for more details. 

 

®, TM: Used by Amex Bank of Canada under license from American Express