For all your plans –
home improvement or building your business.

Meet Plan ItTM - the American Express® Installment Program.

What is Plan ItTM?

Plan ItTM is a feature on your American Express® Card which allows you to pay for your purchases over time through equal monthly installments, tailored to fit your needs.


Plan It provides flexibility and control, so you can buy now and pay later while taking the guess work out of your payments. 

With Plan It, you have the unique opportunity to choose how you want to pay. 


Whether you’re looking to plan one specific purchase, or an eligible amount from your
most recent statement, take advantage of added control over your payments.

Is my Card eligible? 

SimplyCash® Card from American Express

SimplyCash® Preferred Card from American Express 

American Express® Green Card

American Express Cobalt® Card

American Express® Gold Rewards Card

American Express EssentialTM Card

Marriott Bonvoy® American Express®* Card

American Express® Aeroplan®* Reserve Card

A man holding mobile

You can Plan on It


No application, no additional enrolment. Plan ItTM is a feature available on eligible American Express Cards.


Discover all the lending options that American Express has to offer you!

Looking for other ways to help with your borrowing needs? American Express offers a variety of different lending solutions designed to help you take control of your finances.

Want to know more about setting up a Plan ItTM installment plan? Visit our Plan It FAQs.