{{prospectPznInfo | json: spacing}}

American Express® Aeroplan®* Business Reserve Card

Earn up to 65,000 Welcome Bonus Aeroplan points and a $100 Statement Credit.1
Annual Fee: $599 (16.99% on purchases and 21.99% on funds advances)**
APPLY NOWCOMPARE CARD
  • Annual Fee:
    $599 (16.99% on purchases and 21.99% on funds advances)*
  • Supplementary Card Fee:
    $199 for Aeroplan®* Business Reserve Cards to share some of the benefits and earn Aeroplan points faster2, $0 for Aeroplan®* Business Reserve No Fee Cards to earn points faster2
  • Premium Travel Benefits:
    You get preferential treatment – Priority Airport Upgrades5, Priority Boarding6, access select Maple Leaf LoungesTM3 , and a Free First Checked Bag7

Key Benefits

WELCOME BONUS

Earn 35,000 Aeroplan points and $100 Statement Credit after spending $5,000 in purchases within the first three months of Cardmembership1.

Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first six months of Cardmembership. This could add up to 30,000 Aeroplan points.
1

EARN MORE FOR YOUR BUSINESS

Earn 3 Aeroplan points for every $1 spent on eligible Air Canada®* and Air Canada Vacations®* purchases, Earn 2 Aeroplan points for every $1 spent on eligible hotels and car rentals and Earn 1 Aeroplan point for every $1 spent on everything else.8

REACH AEROPLAN ELITETM* STATUS FASTER

Earn 1000 Status Qualifying Miles and 1 Status Qualifying Segments for every $5000 in eligible net purchases charged to your Card.4.

AMERICAN EXPRESS ANNUAL WORLDWIDE COMPANION PASS

Get an Annual Worldwide Companion Pass from $99 to a max of $599 (plus taxes, fees, charges, and surcharges).9.

Rewards

Earn points to experience premium travel benefits in full flight

EARNING POINTS

  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals, and 1 point for every $1 spent on everything else.8.

REDEEMING POINTS

  • Book flight reward tickets for even fewer points with Air Canada25.

Compare our Business Cards

ANNUAL FEE
$599 (16.99% on purchases and 21.99% on funds advances)10*
ANNUAL FEE
$250 which may be tax deductible10**
ANNUAL FEE
$499 which may be tax deductible.10**
WELCOME BONUS
Earn 35,000 Aeroplan points and $100 Statement Credit after spending $5,000 in purchases within the first three months of Cardmembership.1
WELCOME BONUS
Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.11
WELCOME BONUS
Earn a Welcome Bonus of 50,000 points when you charge $7,000 in purchases to your Card in your first 3 months of Card membership12
CARD OVERVIEW
Your happy places are waiting
CARD OVERVIEW
The Card that's shaped to your unique business
CARD OVERVIEW
Ready to take care of you, while you take care of your business.
Swipe across to view more
Show MoreView Full Comparison Chart

Business Solutions

Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

Business Benefits

Business Benefits

  • Business and expense management tools and resources
  • Business and car rental insurance benefits and services
  • The flexibility to pay balances in full or over time
  • $599 annual fee may be tax deductible20

Payment Flexibility

Payment Flexibility
Leverage your cash flow with the option of carrying a balance or paying in full each month.

    Supplementary Cards

    Supplementary Cards
    Supplementary Cards are very useful tool to help you control employee expenses plus track and accumulate points on your account, so you have an opportunity to maximize the points you earn21.

      Dedicated Customer Service

      Dedicated Customer Service
      Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.

        Air Canada Travel Benefits

        With these premium benefits, you can experience more even before you get to your happy place.
          • Free First Checked Bag

          • Priority Check-In

          • Priority Boarding

          • Priority Baggage Handling

          • Priority Airport Standby

          • Priority Airport Upgrades

          • Maple Leaf Lounge

            MC

            Access

            MC
          • Toronto Pearson International Airport Benefits

          • Access to Pearson Priority Security Lane

            13
          • Complimentary Valet Services

          • Discount on Parking Rates

          • Discount on Car Care Services

          • Priority Pass

          Travel Coverage

          You can rest assured knowing assistance is always close at hand should the unpredictable happen
            • Travel Emergency Assistance

              17†
            • Flight Delay Insurance

              18†
            • Baggage Delay Insurance

              18†
            • Lost or Stolen Baggage Insurance

              18†
            • Hotel Burglary Insurance

              18†
            • Car Rental Theft and Damage Insurance

              27†
            • $500K Travel Accident Insurance

              28†
            • Out of Province/Country Emergency Medical Insurance (For under age 65)

              18†
            • Trip Cancellation Insurance

              18†
            • Trip Interruption Insurance

              18†

            Comprehensive Coverage

            Your American Express® Aeroplan®* Business Reserve Card can take care of you in so many ways, wherever business takes you.
              • Employee Card Misuse Protection

                18†
              • Purchase Protection

                ®

                Plan

                18†
              • Buyer’s Assurance

                ®

                Protection Plan

                29†

              Entertainment Access

              American Express Experiences22

              Say hello to American Express®Experiences22. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®22. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
              • Front Of The Line® Advance Access
              • Front Of The Line® Reserved Tickets
              • Front Of The Line® e-Updates
              • Invites Special Offers & Experiences for all Cardmembers
              • Invites Special Access23 for all Cardmembers
              • For more information, visit www.amexinvites.ca

              World Class Service

              Wherever you are and whatever the time, we’re here for you in more ways than one.

              24/7 Customer Service

              Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

              Emergency Card Replacement

              Problem? Wherever you are, call us and we’ll help sort it.

              Fraud Protection Guarantee

              Use the American Express® Aeroplan®* Business Reserve Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.24.
              Swipe across to view more

              Eligibility

              To save you time, make sure you can say yes to the following before applying for the American Express® Aeroplan®*Business Reserve Card:
                • You are a Canadian resident and have a Canadian credit file.
                • You are the age of majority in the province or territory where you live.
                American Express® Aeroplan®* Business Reserve CardBusiness Platinum Card® from American ExpressAmerican Express® Business Gold Rewards Card

                Ready to Apply?

                Apply for the American Express® Aeroplan®* Business Reserve Card now and get a response in 60 seconds

                1-877-891-0821
                REQUEST INFOApply Now

                Annual revenue more than $10 million?

                Learn more about our Corporate Cards & Solutions

                Modalités

                Terms & Conditions
                  • ®: Used by Amex Bank of Canada under license from American Express.
                  • ®* For trademark ownership details see: americanexpress.ca/aeroplantrademarks
                  • † All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.
                  • *Subject to approval. The preferred rate for purchases is 16.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
                  • **As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
                  • 1. These offers are only available to new American Express®* Aeroplan® Business Reserve Cardmembers. For current or former American Express®* Aeroplan® Business Reserve Cardmembers, we may approve your application, but you will not be eligible for the Welcome offers. Offers subject to change. Account must be in good standing.

                    To qualify for the 35,000 Welcome Bonus Aeroplan points, you must have at least $5,000 in net purchases posted to your account on or before your three (3) month anniversary date. Please allow up to eight weeks from the date the bonus points were earned for the bonus to be awarded. Offer subject to change.

                    To qualify for the $100 statement credit, you must have at least $5,000 in net purchases posted to your account on or before your three (3) month anniversary date. Please allow up to eight weeks from the date the statement credit was earned for the credit to be awarded. Offer subject to change.

                    To qualify for the monthly bonus of 5,000 Aeroplan points in the first 6 months of Cardmembership, eligible American Express Aeroplan Business Reserve Cardmembers must have at least $2,000 in net purchases posted to their account each month by the last day of each billing period. Up to a maximum of 30,000 Aeroplan points can be earned.  Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from Aug 15 to Sept 14, a purchase made on Sept 14th (transaction date) and posts on Sept 15th (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the Aug 15 to Sept 14 period was your 6th monthly billing period, then the purchase that was made on Sept 14 and posted on Sept 15 would not count toward this offer. Account must be in good standing. Please allow up to eight weeks for your bonus points to be awarded.
                  • 2. Account must be in good standing. An additional card is a Supplementary Card. Each supplementary American Express® Aeroplan®*Business Reserve Card : $199 each annually; Supplementary American Express® Aeroplan®* Business Reserve No Fee Card: $0 each annually. Maximum of 99 Supplementary Cards per account. Supplementary Cardmembers must be at least 13 years old. The Aeroplan number of the Cardmember accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For an eligible Supplementary Cardmember’s ability to access available benefits, their Aeroplan number must be linked to a valid card account that is in good standing. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the card is approved, or the Aeroplan number of the Supplementary Cardmember is linked to the Supplementary card, for these benefits to be activated. The Aeroplan member accounts of the Basic Cardmember and Supplementary Cardmember must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (www.aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.
                  • 3. A Basic Cardmember and Supplementary Cardmember(s) are each entitled to complimentary access to any Maple Leaf LoungeTM located in Canada and the United States, including International Maple Leaf LoungesTM in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Guests of Basic Cardmembers or Supplementary Cardmembers may enter upon paying an applicable fee. Access will be granted in conjunction with a same-day, confirmed ticket on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline. Anyone under the age of majority entering a Maple Leaf LoungeTM must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf LoungeTM is located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. See www.aircanada.com/lounges-termsandconditions for applicable Maple Leaf LoungesTM Terms and Conditions.
                  • 4. For every $5,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Basic Cardmembers will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) which will be deposited in their Aeroplan member account and appear on the next card account billing statement. Please allow at least three (3) days after being earned for the SQM and SQS to be added to your Aeroplan account. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Supplementary Cardmember(s) are not eligible to receive SQM or SQS through this benefit; however, all eligible spend by Supplementary Cardmembers will count towards the Basic Cardmember’s spend. Basic Cardmembers may earn unlimited bonus SQM and SQS during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of net purchases below a previously achieved threshold for which SQM and SQS was not previously awarded, you may not earn the SQM and SQS, but if you were awarded SQM and SQS, the amount deducted could result in you having negative net purchases and you will have to make purchases if you wanted to bring your net purchases to zero before earning towards your next SQM and SQS. All Aeroplan Elite Status conditions apply and can be reviewed at www.aircanada.com/elite-termsandconditions.
                  • 5. A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying applicable condition(s), such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See www.aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.
                  • 6. A Basic Cardmember or Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Basic Cardmember or Supplementary Cardmember may be required to show their qualifying card to the Air Canada agent.
                  • 7. A Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit www.aircanada.com/baggage.
                  • 8. You can earn Aeroplan points (“points”) for eligible business purchases at American Express retail merchants as follows: Earn 3 points for every $1 of eligible purchases made directly with Air Canada. Earn 2 points for every $1 of eligible hotel or car rental purchases. Eligible Air Canada purchases means only those purchases made directly with Air Canada as the merchant, including Air Canada Vacations packages purchased directly from Air Canada. Air Canada purchases using your card at another merchant or service provider that sells Air Canada goods or services would not be an eligible Air Canada purchase, such as purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent including American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada gift cards, (iii) Air Canada Maple Leaf Club memberships or (iv) if you make a purchase through Air Canada with another merchant such as a hotel or car rental booking on the www.aircanada.com website. Eligible hotel and car rental purchases are purchases at American Express merchants whose primary business is hotel and lodging or car rental as categorized on American Express Systems. Eligible purchases are bookings made directly with the car rental or hotel as the merchant and paid for with your Card. Purchases made through American Express Travel Services are also eligible. Purchases made through Air Canada, Air Canada Vacations, travel agencies (other than American Express Travel Services), tour operators, and online travel sites are not eligible. Earn rate of 1 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.
                  • 9. Basic Cardmembers will receive one (1) Annual Worldwide Companion Pass after spending more than $25,000 on net purchases (less any returns, credits and adjustments) posted to the Basic Cardmember’s card account in the 12 months prior to their Card anniversary date. The pass will be deposited into the Aeroplan account 8-10 weeks after the Card anniversary date. On each Card anniversary date, the calculation of the annual net purchases resets to zero and Basic Cardmembers must qualify again in the new annual period. Purchases transacted or posted on the Card anniversary date will be included in the calculation of net purchases for the next annual period and not the previous annual period. The pass entitles a companion to accompany the Basic Cardmember upon the purchase of a fixed base fare (plus taxes, fees, charges and surcharges), when the Basic Cardmember books a published economy fare on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Valid against the purchase of one round-trip fixed base fare (plus taxes, fees, charges and surcharges) for a companion when travelling on the same itinerary and booked at the same time as the Basic Cardmember. Passes are valid for 12 months from the date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via www.aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Maximum of one companion pass may be used per booking. If one-way travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel will be forfeited. Total pricing varies based on itinerary booked. Basic Cardmembers may use the pass only once on their choice of travel: (i) within Canada and continental US (excluding Hawaii) for $99 CAD base fare (ii) to/from Hawaii, Mexico, Central America, and the Caribbean for $299 CAD base fare, (iii) to/from South America, Europe, Middle East, and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 CAD base fare. In addition to the purchase of a fixed base fare, the companion will be responsible to pay all applicable taxes, fees, charges and surcharges that apply above the companion’s base fare. All travel must originate or terminate in Canada or the United States. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. The companion will be booked into the same fare brand as the Basic Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at the time of purchase, and if multiple companion passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date, but travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. Pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both the Basic Cardmember and the companion, and failure to do so may result in the companion pass being forfeited. If during a change or cancellation the pass is reinstated in the Basic Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes, fees, charges and surcharges that apply above the base fare. The Basic Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the reward. Companions who are members of Aeroplan or other partner frequent flyer programs are eligible to accumulate points and/or miles for the ticket issued in exchange for the companion pass according to conditions of the fare brand purchased. Aeroplan Elite Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the card account is cancelled, regardless of reason for cancellation, or if the card account is changed to a different product. Air transportation services on Air Canada are subject to Air Canada’s General Conditions of Carriage & Tariffs (www.aircanada.com/conditionsofcarriage) at the time of booking.
                  • 10. Basic and Supplementary Card annual fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.
                  • 11. To qualify for a Welcome Bonus of 30,000 points, you must have at least $5,000 in net purchases posted to your account in your first 3 months of Cardmembership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
                  • 12. To qualify for a Welcome Bonus of 35,000 points, you must have at least $7,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
                  • 13. American Express Basic and eligible Supplementary Cardmembers with a valid Aeroplan Business Reserve Card are entitled to access the Pearson Priority Lanes ('Priority Lane') during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminal 1 & 3. Access to a Pearson Priority Lane is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane are required to comply with airport security and customs screening requirements. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.
                  • 14. Toronto Pearson Valet Service – Basic and eligible Supplementary American Express Aeroplan Business Reserve Cardmembers must charge the parking fee to their American Express Aeroplan Business Reserve Card for the associated $25 Valet fee to be waived. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1 and 3. For more information on Valet Service visit torontopearson.com.
                  • 15. Toronto Pearson 15% Parking Discount – Basic and eligible Supplementary American Express Aeroplan Business Reserve Card members can receive 15% discount off the cost of parking (including taxes) which will be provided as a credit to your Basic American Express Aeroplan Business Reserve Card statement. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% Discount cannot be used when reserving parking on Greater Toronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. For more information on parking lots visit torontopearson.com.
                  • 16. Toronto Pearson Discounted Car Care - Car Care services must be charged to your Basic and eligible Supplementary American Express Aeroplan Business Reserve Card. The American Express Aeroplan Business Reserve No Fee Supplementary Cards are not eligible for this benefit. 15% discount off cost of Car Care services (including taxes) will be provided as a statement credit. Only Canadian American Express® Cards are eligible for the Car Care services. Subject to availability. Access to the Car Care services is available in Terminal 1 on level 5 of the Daily Park garage. For more information on parking lots visit torontopearson.com.
                  • 17. This is not an insurance coverage. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.
                  • 18. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
                  • 19. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.
                  • 20. Basic and Supplementary Card annual fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.
                  • 21. Maximum of 99 Supplementary Cards per account. Supplementary Card applicant must be the age of majority.
                  • 22. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
                  • 23. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
                  • 24. Fraud Protection Guarantee - Use the American Express Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.
                  • 25. From time to time, eligible Basic Aeroplan Cardmembers can get access to preferred pricing, which means they can book flight rewards for even fewer points. The number of points required to book a flight reward is determined by several factors, including, but not limited to, holding an eligible Aeroplan credit card, along with other rules as determined by Aeroplan in its sole discretion.
                  • 26. Priority PassTM - These Terms and Conditions govern Basic American Express Aeroplan Business Reserve Card participation in and use of the Priority Pass program. Priority Pass is an independent airport lounge access program. All lounge visits are subject to a usage fee at the prevailing rate, which is subject to change without prior notice. This fee applies to the Cardmember and his/her guests. Some lounges do not admit guests. By enroling in Priority Pass, you agree that you will be responsible for all visit costs and that your American Express Aeroplan Business Reserve Card will be automatically charged after you have signed for the visit and it has been reported to Priority Pass by the participating lounge. Additionally, American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program. Once your enrolment has been processed, Priority Pass will send you a welcome package, Priority Pass card and a list of participating lounges. For details on how Priority Pass uses your personal information, please refer to their privacy policy at prioritypass.com. Once enroled, American Express Aeroplan Business Reserve Cardmembers whose Card account is not cancelled may access participating Priority Pass lounges by presenting their Priority Pass card and airline boarding pass for same-day travel. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package and can be viewed at www.prioritypass.com. Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 10–14 business days. If you have not received the Priority Pass card after 14 business days, please contact American Express using the number on the back of your American Express Aeroplan Business Reserve Card. Supplementary Aeroplan Business Reserve and Supplementary Aeroplan Business Reserve No Fee Cardmembers are not eligible for membership. Priority Pass non-lounge airport experiences such as airport dining credits are only offered in a few select locations. Select locations are subject to change. For a complete listing of Priority Pass lounge and non-lounge airport experience locations, login to your account at www.prioritypass.com.
                  • 27. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
                  • 28. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.
                  • 29. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.