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American Express AIR MILES Business Card

American Express® AIR MILES®** for Business Card

Earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles1
$180*
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  • Annual Fee:
    $180*
  • Supplementary Card Fee:
    $50 annual fee*
  • Cashflow Management:
    Up to 55 interest-free days2

Key Benefits

WELCOME BONUS

Earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership.1

MAXIMIZE YOUR CASHFLOW WITH UP TO 55 INTEREST-FREE DAYS2

You can maximize your cash flow with up to 55 interest-free days2 and enjoy purchasing power that adjusts dynamically with Card usage.3

EXCLUSIVE 25% DISCOUNT4 ON AIR MILES®* FOR BUSINESS REWARDS

You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue4, an online catalogue designed especially with the small business owner in mind.

EARN AIR MILES REWARD MILES

Earn 1 AIR MILES Reward Mile for every $10 in Card purchases at AIR MILES®* Sponsors and 1 AIR MILES Reward Mile for every $15 in Card purchases everywhere else.5
Rewards
More than a thousand rewards to choose from, so start dreaming.

    Earning Miles

    • Earn 1 AIR MILES Reward Mile for every $10 in Card purchases at AIR MILES®* Sponsors and 1 AIR MILES Reward Mile for every $15 in Card purchases everywhere else.5
    • Maximize your earning power by using both your AIR MILES®* Collector Card and your new American Express AIR MILES for Business Card at AIR MILES Sponsors and you can earn AIR MILES Rewards Miles twice.

    Redeeming Miles

    • As an American Express AIR MILES for Business Cardmember, you can benefit from an exclusive 25% discount4 on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind. You can also redeem for rewards within the regular AIR MILES.®* Reward Program.

    Compare our Business Cards

    ANNUAL FEE
    $180*
    ANNUAL FEE
    No Annual Fee (annual interest rate 19.99% on purchases and 22.99% on funds advances)**
    ANNUAL FEE
    $250 which may be tax deductible17*
    WELCOME OFFER
    Earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles1
    WELCOME BONUS
    Earn 150 Welcome Bonus AIR MILES®* Reward Miles6
    WELCOME BONUS
    Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.7
    CARD OVERVIEW
    The AIR MILES®* Business Card with only one thing on its mind
    CARD OVERVIEW
    Earn AIR MILES®* fast with no annual fee
    CARD OVERVIEW
    Go anywhere, anytime, anyhow on points
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    Business Solutions
    Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
    Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

    Cash Flow Management

    Cash Flow Management
    You can maximize your cash flow with up to 55 interest free days.2 Use the Card throughout the month for all of your everyday business expenses, and earn AIR MILES Reward Miles while you're at it.

      Dynamic Purchasing Power

      Dynamic Purchasing Power
      With the American Express AIR MILES for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.3 That’s the power of a charge card.

      Business Servicing

      Business Servicing
      As an American Express Cardmember, you have access to around-the-clock American Express servicing to help you manage your account, whether you are at the office or on the road.

      You also have access to the AIR MILES Business Preferred Servicing team who are there to help answer your questions as a Small Business owner and help manage your AIR MILES Collector Account.

        Expense Management Reports

        Expense Management Reports

        Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer:
        • The convenience of simpler tax preparation
        • The ability to sort by vendor or spend category
        • The ability to separate personal expenses from business
        • The flexibility to track and manage expenses more easily
        Comprehensive Coverage
        Your American Express AIR MILES for Business Card can take care of you in so many ways, wherever business takes you.
          • Disability Plan for Small Business

            8†
          • Employee Card Misuse Protection

            9
          • Buyer's Assurance

            ®

            Protection Plan

            10†
          • Purchase Protection

            ®

            Plan

            11†
          • Fraud Protection Guarantee

            12
          Travel Coverage
          Get peace of mind in many situations - whether you’re at home or abroad. You can rest assured knowing assistance is always close at hand if the unpredictable happens.
            • $100,000 Travel Accident Insurance

              13†
            • Car Rental Theft and Damage Insurance

              14†
            • Baggage Delay Insurance

              11†
            • Lost or Stolen Baggage Insurance

              10†
            • Flight Delay Insurance

              11†
            • Hotel/Motel Burglary Insurance

              10†
            Entertainment Access

            American Express Invites®15

            Say hello to American Express Invites®. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®15. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
            • Front Of The Line® Advance Access
            • Front Of The Line® Reserved Tickets
            • Front Of The Line® e-Updates
            • Invites Special Offers & Experiences for all Cardmembers
            • Invites Special Access16 for all Cardmembers
            • For more information, visit www.amexinvites.ca

            World Class Service

            Wherever you are and whatever the time, we’re here for you in more ways than one.

            24/7 Customer Service

            Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

            Emergency Card Replacement

            Problem? Wherever you are, call us and we’ll help sort it.

            Fraud Protection Guarantee

            Use the American Express® AIR MILES®* for Business Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.12
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            Eligibility
            To save time, make sure you can say yes to the following before applying for the American Express® AIR MILES®* for Business Card:
              • You are a Canadian resident and have a Canadian credit file.
              • You are the age of majority in the province or territory where you live.
              Business Platinum Card from American ExpressAmerican Express Business Gold Rewards CardSPG-Starwood Preferred Guest Business Credit Card from American Express

              Ready to Apply?

              Apply for the American Express® AIR MILES®* for Business Card now and get a response in 60 seconds

              1-877-891-0821
              Apply for the American Express® AIR MILES®** for Business Card now and get a response in 60 seconds1-877-891-0821
              REQUEST INFOApply Now

              Annual revenue more than $10 million?

              Learn more about our Corporate Cards & Solutions
              Terms & Conditions
              Terms & Conditions
                • * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
                • ** Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
                • ®: Used by Amex Bank of Canada under license from American Express.
                • ®*, TM*: Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.
                • †All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
                • ‡AIR MILES®* Reward Program
                  All Rewards offered are subject to the Terms and Conditions of the AIR MILES®* Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Business Rewards, you must have accumulated sufficient AIR MILES®* Reward Miles in the Dream Balance of your Business Collector Account. Some restrictions may apply. Quantities may be limited. Collectors must pay applicable surcharges, fees and taxes on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. For complete details, visit airmiles.ca or call the AIR MILES®* Business Preferred Servicing Team at 1-855-606-4599 or 416-228-2583. For an AIR MILES reward mile balance update, a new or replacement AIR MILES Collector Card or redemption information please visit airmiles.ca.
                • 1. Welcome Bonus – Subject to change without notice. Account must be in good standing. To qualify for the 2,000 bonus Reward Miles, you must have at least $5,000 in net purchases posted to your account within your first three months of Cardmembership. Please allow up to eight weeks from the date the bonus Reward Miles were earned for the bonus to be awarded. This offer cannot be combined with any other offer.
                • 2. Interest Free Days - As a charge card, the balance must always be paid in full each month in which no interest charges will apply. The interest free grace period is 28,29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.
                • 3. No Pre-Set Spending Limit - No pre-set spending limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required.
                • 4. AIR MILES Business Redemption Benefit: To be eligible for the 25% AIR MILES for Business Rewards discount, you must be an American Express AIR MILES for Business Cardmember. When you redeem AIR MILES Reward Miles for any of the items available in the AIR MILES For Business Rewards catalogue, you can receive a 25% discount off the posted number of AIR MILES Reward Miles required to redeem. This benefit does not include AIR MILES®* Cash redemptions, does not apply to the cash amounts that the Collector either agrees to pay or is required to pay in connection with a redemption, and cannot be combined with any other offer.
                • 5. You can earn AIR MILES Reward Miles for eligible retail purchases at American Express merchants in Canada as follows:
                  • 1 Reward Mile for every $10 at AIR MILES Sponsors. Visit the eligible Sponsor list at americanexpress.ca/airmilessponsors. List is subject to change without notice.
                  • 1 Reward Mile for every $15 of other card purchases.
                  Provided your account is in good standing, Reward Miles can be earned on eligible purchases less returns and other credits. Funds advances, interest, fees, balance transfers, Amex cheques and charges for travelers cheques and foreign currencies are not purchases and do not earn Reward Miles.
                • 6. Account must be in good standing. To qualify for a Welcome Bonus of 150 AIR MILES Reward Miles you must have at least $1,000 in net purchases posted to your account in your first 3 months of Card membership.
                • 7. To qualify for a Welcome Bonus of 30,000 points, you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
                • 8. Underwritten by AIG Insurance Company of Canada.
                • 9. Employee Card Misuse Protection is not insurance. It is a benefit made available to you by Amex Bank of Canada and Administered by Royal & Sun Alliance Insurance Company of Canada. Please read the terms and conditions of the Employee Card Misuse Protection carefully, as they include specific terms, limitations, conditions and exclusions that may affect your coverage.
                • 10. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
                • 11. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.
                • 12. Fraud Protection Guarantee - Use the American Express Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.
                • 13. Travel Accident Insurance provides automatic coverage of up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express AIR MILES for Business Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.
                • 14. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express AIR MILES for Business Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.
                • 15. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions, and fees. Not all seats are available. All sales are final. No refunds. No exchanges.
                • 16. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
                • 17. Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.