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Business Platinum Card from American Express

Business Platinum Card® from American Express

Earn 40,000 Welcome Bonus points1
$499 which may be tax deductible.2*
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  • Annual Fee:
    $499 which may be tax deductible.2*
  • Supplementary Card Fee:
    $199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®
  • Maximize Cash Flow:
    Up to 55 interest-free days3

Key Benefits

WELCOME BONUS

Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.1

EARN POINTS

Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.4

MAXIMIZE CASH FLOW

With up to 55 interest-free days3, you can maximize your cash flow. Plus, take advantage of purchasing power that grows with your business.5

EXTENSIVE GLOBAL AIRPORT LOUNGE ACCESS

When travel calls, we answer. The American Express Global Lounge CollectionTM6 unlocks access to more than 1,200 airport lounges across 130 countries and counting.
Rewards
The Membership Rewards program boasts an exceptional line-up of rewards options for you and your business.

    Earning Points

    • Earn 1.25 Membership Rewards points for virtually every $1 in purchases charged to your Card.4 Earn at the same rate for virtually every dollar in purchases charged to Supplementary Cards added to your account.
    • All points accumulate in your account so you can get the rewards you want faster. There is no limit to the number of points you can earn and your points never expire.
    • As the Basic Cardmember, refer a friend or family member who is a business owner and you7 could earn a referral bonus of 25,000 bonus Membership Rewards®points for each approved referral up to a maximum annual referral bonus of 225,000 Membership Rewards points.8.

    Redeeming Points

    • Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
    • Use points to book flights within Canada or to anywhere in the world with a fixed number of points.9.
    • Redeem points for statement credits to offset any eligible purchase charged to your Card.10.
    • Use points to pay for your Amazon.ca purchases at checkout.11.
    • Use points for a wide range of gift cards and merchandise.12.
    • Transfer points to frequent flyer and hotel programs13, including one-to-one to Aeroplan®*14 and Avios15.

    Compare our Business Cards

    ANNUAL FEE
    $499 which may be tax deductible.2*
    ANNUAL FEE
    $250 which may be tax deductible2*
    ANNUAL FEE
    $150 (19.99% on purchases and 22.99% on funds advances)**
    WELCOME BONUS
    Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.1
    WELCOME BONUS
    Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.16
    WELCOME BONUS
    Earn a Welcome Bonus of 50,000 points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.17
    CARD OVERVIEW
    Ready to take care of you, while you take care of your business.
    CARD OVERVIEW
    Go anywhere, anytime, anyhow on points
    CARD OVERVIEW
    The faster way from 'I wish' to 'I'll never forget'
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    Business Solutions
    Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
    Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

    Cash Flow Management

    Cash Flow Management
    You can maximize your cash flow with up to 55 interest free days.3 Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it.

      Dynamic Purchasing Power

      Dynamic Purchasing Power
      Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.5

      Expense Management Reports

      Expense Management Reports

      Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer:
      • The convenience of simpler tax preparation
      • The ability to sort by vendor or spend category
      • The ability to separate personal expenses from business
      • The flexibility to track and manage expenses more easily

      Business Servicing

      Business Servicing

      Get access to your billing information. With online services, you can:
      • View your current statement
      • Sign up for Account Alerts
      • Update your contact details
      • Make a paymentm

        Plus, if you want to get a hold of us, there is always someone local to speak with you, 24/7, about whatever you need.
      Comprehensive Coverage
      Your Business Platinum Card from American Express can take care of you in so many ways, wherever business takes you.
      • Employee Card Misuse Protection

        18
      • Disability Plan for Small Business

        19†
      • Purchase Protection® Plan

        20†
      • Buyer's Assurance® Protection Plan

        21†
      Travel Coverage
      Get peace of mind in many situations - whether you’re at home or abroad. You can rest assured knowing assistance is always close at hand should the unpredictable happen.
      • Emergency Medical Insurance

        22

        (Out of province/country)

      • Trip Cancellation Insurance

        23
      • Trip Interruption Insurance

        24
      • StandbyMD

        SM*

        Travel Medical Concierge

        25
      • Travel Emergency Assistance

        26
      • $500,000 Travel Accident Insurance

        27
      • Car Rental Theft and Damage Insurance

        28
      • Lost or Stolen Baggage Insurance

        29
      • Baggage Delay Insurance

        30
      • Flight Delay Insurance

        30
      • Hotel/Motel Burglary Insurance

        31
      Travel Benefits
      More specialty services, preferential treatment and travel amenities await!
      • Plaza Premium Lounges

        32
      • Priority Pass

        TM33
      • The Centurion

        ®

        Lounge

        34
      • Delta Sky Club

        ®35
      • Fine Hotels & Resorts

        36
      • THE HOTEL COLLECTION

        37

        from American Express

        ®
      • Starwood Preferred Guest

        ®**

        Gold Elite status

        38
      • Special benefits at Toronto Pearson International Airport

      • International Airline Program

        42
      • Hertz

      • Avis

      • Carey

      • Platinum Card Travel Service

      Entertainment Access

      American Express Invites®45

      Say hello to American Express Invites®. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®44. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
      • Front Of The Line® Advance Access
      • Front Of The Line® Reserved Tickets
      • Front Of The Line® e-Updates
      • Invites Special Offers & Experiences for all Cardmembers
      • Invites Special Access46 for all Cardmembers
      • For more information, visit www.amexinvites.ca

      Concierge47

      It’s a great comfort knowing you can rely on the professional contacts and savvy of our Concierge to help you with personalized services tailored to your preferences, including:
      • Restaurant reservations
      • Entertaining clients
      • Special meeting facilities outside the office
      • Show tickets
      • Sending gifts to clients or employees

      World Class Service

      Wherever you are and whatever the time, we’re here for you in more ways than one.

      24/7 Customer Service

      Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

      Emergency Card Replacement

      Problem? Wherever you are, call us and we’ll help sort it.

      Fraud Protection Guarantee

      Use the Business Platinum Card® online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.

      48

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      Eligibility
      To save you time, make sure you can say yes to the following before applying for the Business Platinum Card® from American Express:
        • You are a Canadian resident and have a Canadian credit file.
        • You are the age of majority in the province or territory where you live.
        Business Platinum Card from American ExpressAmerican Express Business Gold Rewards CardSPG-Starwood Preferred Guest Business Credit Card from American Express

        Ready to Apply?

        Apply for the American Express® Business Platinum Card® now and get a response in 60 seconds

        1-877-891-0821
        Apply for the American Express® Business Platinum Card® now and get a response in 60 seconds1-877-891-0821
        REQUEST INFOApply Now

        Annual revenue more than $10 million?

        Learn more about our Corporate Cards & Solutions
        Terms & Conditions
        Terms & Conditions
          • * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
          • ** The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority. Supplementary Cards have an annual fee of $50 each.
          • ®, TM: Used by Amex Bank of Canada under license from American Express.
          • ®* Aeroplan is a registered trademark of Aimia Canada Inc.
          • ®** 2018 Marriott International, Inc. All Rights Reserved. Marriott Rewards, Ritz-Carlton Rewards, Starpoints, SPG, Preferred Guest, Sheraton, Westin, St. Regis, The Luxury Collection, W, Le Méridien, Design Hotels, Tribute Portfolio, Element, Aloft, Four Points and their respective logos are the trademarks of Marriott International, Inc., or its affiliates.
          • SM* StandbyMD is a Service Mark of Healthcare Concierge Services, Inc.
          • 1. To qualify for a Welcome Bonus of 40,000 points, you must have at least $5,000 in net purchases posted to your account in your first 3 months of Cardmembership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
          • 2. Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes. Please consult your tax professional.
          • 3. As a charge card, the balance must always be paid in full each month in which no interest charges will apply. The interest free grace period is 28,29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.
          • 4. Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.
          • 5. No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.
          • 6. Lounge access is subject to the requirements, terms, conditions and restrictions of lounge providers. Enrollment may be required with certain providers and lounge usage fees may apply.
          • 7. All references to you means the Basic Cardmember.
          • 8. Your account must be in good standing. If this is a personal referral, you agree to only make recommendations to known friends and family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. If this is a referral in the context of your business, you agree to only make recommendations to business contacts who you know and who have consented to receive this recommendation from you. You must not send recommendations to people you do not know. You can only receive a maximum referral bonus of 225,000 Membership Rewards points per calendar year for approved referrals, which includes eligible referral bonus amounts from both (i) special or limited time referral offers and (ii) regular referral offers in that same calendar year . Bonus point maximums may change at any time and if you change card products. Should the referral bonus amount change during the calendar year, you may receive a partial bonus depending on the available maximum bonus points. You are not eligible to receive this referral bonus offer if you have already reached your maximum annual referral bonus limit. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Your referral bonus will be awarded in the calendar year in which the eligible referral application is approved and not when the referral application is received.  Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice. Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for any referral bonus that may be offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program (if applicable) when the referral bonus is awarded. All products and services are subject to applicable Terms and Conditions.
          • 9. The Fixed Points Travel Program applies to return airfares offered through American Express Travel Services Canada or americanexpress.ca/travel. Card account must be in good standing. To be eligible and be presented with this redemption option, you must have sufficient Membership Rewards points (“points”) at the time of booking. When booking for multiple travellers on the same itinerary, you must have enough points to cover all travellers.

            Under the Fixed Points Travel Program, a fixed number of points covers the base ticket price of eligible flights up to the applicable maximum base ticket price. The flight grid includes the fixed number of points with the corresponding applicable maximum base ticket price required per category.

            The base ticket price (often referred to by airlines as the base fare) excludes taxes, fees and carrier surcharges. You will be charged for these additional costs and any dollar amount that exceeds the applicable maximum base ticket price. If the base ticket price for an eligible flight is below the applicable maximum base ticket price, the difference: (i) cannot be used to cover taxes, fees or carrier surcharges; (ii) will not be credited to your Card account; and (iii) will not be applied to cover additional costs associated with changes or cancellations. The full cost of the flight, including taxes, fees and carrier surcharges will be charged to your Card upon booking. Within 5-10 business days from the date of booking, you will receive a statement credit for the base ticket price up to the applicable maximum base ticket price.

            Example 1:
            A select route requires a redemption of 20,000 points and the maximum base ticket price is $300. If an eligible flight for this route has a base ticket price of $250 plus $100 in taxes, fees and carrier surcharges (total cost of flight amounts to $350), then you will be required to redeem 20,000 points and will be charged $350; you will then receive a statement credit for $250 (the base ticket price).

            If you decide to change this booking reservation for a new eligible flight with a higher base ticket price (such as $275), then in addition to all other applicable charges, you will also be required to pay an additional $25 (the difference between $250 and $275) even though the new base ticket price is below the $300 maximum base ticket price.
          • Example 2:
            A select route requires a redemption of 20,000 points and the maximum base ticket price is $300. If an eligible flight for this route has a base ticket price of $350 plus $100 in taxes, fees and carrier surcharges (total cost of flight amounts to $450), then you will be required to redeem 20,000 points and will be charged $450; you will then receive a statement credit for $300 (the maximum base ticket price).

            You are responsible for any additional charges as a result of any changes or cancellations to your booking. Subject to an airline’s policy, a change or cancellation may result in a credit to your Card account and/or a credit with the respective airline. In neither case will the points you redeemed for this flight be returned to you. Flight availability and prices of flights are subject to availability and set by the airlines. Eligible routes are based on the International Air Transport Association airport code classification.

            If a transaction is eligible for participation in the American Express Installment Program and you also redeem points for that transaction, the Installment Program will take precedence and the credit will apply to your account in the regular course. This could result in you having a credit balance on your account. If you want to reduce the credit balance you can remove the transaction from the Installment Program. See Installment Program terms and conditions for details.

            American Express can suspend or terminate the Fixed Points Travel Program at any time it deems necessary, and reserves the right to change these Terms and Conditions, including but not limited to the flight grid above, at any time.

            The Terms and Conditions of the American Express Membership Rewards Program will continue to apply. Visit MembershipRewards.ca to view the full Membership Rewards Program Terms and Conditions. In the event of a conflict, these Terms and Conditions prevail for the Fixed Points Travel Program.
          • 10. You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 Points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. If an otherwise Eligible Purchase participates in the American Express Installment Program, only the amount billed each month will be counted as an Eligible Purchase. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.
          • 11. To use your MR Points to purchase eligible items at Amazon.ca, your eligible Membership Rewards program account (“MR Points Account”) must be linked to your Amazon.ca account through the enrollment process. We reserve the right to restrict your use of Shop with Points or to un-enroll your MR Points Account by de-linking it from your Amazon.ca account at any time in our sole discretion, including when we suspect misuse or fraud.
          • 12. Membership Rewards points can be redeemed for Gift Cards, Certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call the number on the back of your Card.
          • 13. Points transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.
          • 14. Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions and restrictions apply. Visit membershiprewards.ca for full Membership Rewards Terms and Conditions.
          • 15. Membership Rewards point transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Avios. Avios are subject to British Airways Executive Club terms and conditions. For more information please visit ba.com.
          • 16. To qualify for a Welcome Bonus of 30,000 points, you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
          • 17. Account must be in good standing. Subject to change at any time. To qualify for the 50,000 Welcome Bonus points, you must have at least $1,500 in net purchases posted to your account in your first three months of Cardmembership. Please allow up to eight weeks for the Welcome Bonus to be awarded.
          • 18. Employee Card Misuse Protection is not insurance. It is a benefit made available to you by Amex Bank of Canada and Administered by Royal & Sun Alliance Insurance Company of Canada. Please read the terms and conditions of the Employee Card Misuse Protection carefully, as they include specific terms, limitations, conditions and exclusions that may affect your coverage.
          • 19. Underwritten by AIG Insurance Company of Canada.
          • 20. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.
          • 21. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
          • 22. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
          • 23. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Trips will not be covered for trip cancellation, if purchased with points (including Aeroplan miles) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.
          • 24. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Trips will not be covered for trip interruption, if purchased with points (including Aeroplan miles) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.
          • 25. Not an insurance coverage. Concierge services arranged through StandbyMD and may be subject to contractual terms and conditions of StandbyMD. Fees may apply. Please consult your StandbyMD Terms and Conditions for full details. StandbyMD is a Service Mark of Healthcare Concierge Services, Inc. All rights reserved.
          • 26. All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service). In addition, services may be limited or prevented by acts of God, war, civil commotion, labour disputes, unavailability of goods or services, or refusal of permission by local authorities.
          • 27. Travel Accident Insurance provides automatic coverage of up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Business Platinum Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.
          • 28. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your Business Platinum Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.
          • 29. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
          • 30. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
          • 31. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
          • 32. Plaza Premium Lounges- Business Platinum Cardmembers have complimentary access to Plaza Premium Lounges. Supplementary Gold Cards on Business Platinum accounts are not eligible for complimentary access. Business Platinum Cardmember’s spouse and 2 children under the age of 21, or one travel companion, may enter as complimentary guests. Fees apply for additional guests. Guest must accompany the Business Platinum Cardmember. To access a lounge, Business Platinum Cardmember and eligible guest(s) must show a valid, unexpired eligible Business Platinum Card, confirmed boarding pass for same-day travel and government-issued photo identification in the name of the Business Platinum Cardmember/guest(s). International Plaza Premium Lounges, maximum of 2-hour stay. House rules, terms and conditions apply. Lounge access is subject to availability. Unless otherwise stated, lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time. Lounge locations may change from time to time.
          • 33. Priority PassTM - These Terms and Conditions govern Business Platinum Card participation in and use of the Priority Pass program. Priority Pass is an independent airport lounge access program. At any visit to a Priority Pass lounge that admits guests, you may bring in one (1) guest for no charge. Business Platinum Cardmembers will be charged for any additional guests. Additional accompanying guests are subject to a usage fee at the prevailing rate, which is subject to change without prior notice. Some lounges do not admit guests. By enroling in Priority Pass, you agree that you will be responsible for any additional accompanying guest visits and that your Business Platinum Card will be automatically charged after you have signed for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program.  Once enroled, Business Platinum Cardmembers whose Card account is not cancelled may access participating Priority Pass lounges by presenting their Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 10-14 business days. If you have not received the Priority Pass card after 14 business days, please contact Small Business Services using the number on the back of your Business Platinum Card. Please note, Supplementary Gold Cardmembers are not eligible for membership.
          • 34. The Centurion® Lounge – Business Platinum Cardmembers have unlimited complimentary access to all locations of The Centurion Lounge. Supplementary Gold Cards on Business Platinum accounts are not eligible for complimentary access. Cardmembers may bring up to two (2) companions into The Centurion Lounge. To access The Centurion Lounge, the Business Platinum Cardmember must present The Centurion Lounge agent with the following upon each visit: his or her valid Business Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Business Platinum Cardmembers will not be compensated for changes in locations, rates or policies. The Business Platinum Cardmember must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Business Platinum Cardmember must be of legal drinking age in the location’s jurisdiction to enter without a parent or legal guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Services and amenities in the Lounge are complimentary, however you are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.
          • 35. Delta Sky Club®- The Business Platinum Cardmember must present his or her valid Business Platinum Card, government-issued I.D., and same-day corresponding Delta airline ticket to the club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Cardmembers must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating airport clubs. Guests must also provide the club ambassador with a same-day corresponding Delta airline ticket before entering the lounge. For the most current Delta Sky Club access and pricing policy, please visit www.Delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit www.Delta.com/skyclub.
          • 36. FINE HOTELS & RESORTS –Valid only for new FINE HOTELS & RESORTS (FH&R) bookings made through Platinum Card Travel Service or americanexpress.ca/travel (online bookings currently only available to Basic Platinum Cardmembers). Payment must be made with an American Express Card in the Canadian Business Platinum Cardmember’s name. Available for Canadian cardholders of The Business Platinum Card® from American Express. Business Platinum Cardmember must travel on the itinerary booked under FHR reservations to be eligible for benefits described. Limit of one (1) benefit package per room per stay. Benefit package can include Noon check-in, Room upgrade, Daily breakfast for two people, 4:00 pm late check-out, plus an additional special benefit. Noon check-in and room upgrade based on availability and provided at check-in. Certain room categories are not eligible for room upgrades. Call Platinum Card Travel Service for details. Breakfast varies by property but will be at minimum a continental breakfast. Additional special benefit varies by property, is subject to change, and cannot be redeemed for cash. FHR cannot be combined with other offers unless indicated. Benefit package expires at check-out. Business Platinum Cardmembers may book up to a maximum of three (3) rooms under the FHR Program per stay. Back-to-back stays within a 24-hour period at the same FHR property are considered one stay. In the event the Business Platinum Cardmember cancels the reservation(s), FHR rates and benefit package will no longer apply to any remaining reservation(s). Participating FINE HOTELS & RESORTS properties and benefits are subject to change. Complimentary In-Room Wi-Fi is provided, with the exception of explora Patagonia where In-Room Wi-Fi is not available. In this instance, complimentary Wi-Fi will be provided in a common space on property. In the case where a Property includes cost of Wi-Fi in a mandatory resort fee, the Cardmember will receive a daily credit from the Property in the standard amount that the Property charges for Wi-Fi. The credit will be issued on the Cardmember's final statement upon check-out.
          • 37. THE HOTEL COLLECTION from American Express – Valid only for new THE HOTEL COLLECTION bookings with participating providers of two or more consecutive nights made through Platinum Card Travel Service or americanexpress.ca/travel (online bookings currently only available to Basic Cardmembers). Payment must be made in full with an American Express Card in the Platinum Cardmember’s name. The Platinum Cardmember must travel on itinerary booked to be eligible for benefits described. ǂǂA one category room upgrade is based on availability and eligibility at check-in to the hotel. ǂThe Cardmember will receive the credit as a deduction from the final hotel bill when checking out of the hotel; they will receive $1 for each eligible dollar spent up to $75 USD. Eligible charges exclude charges for taxes, gratuities, fees and cost of room. Additional exclusions based on specific hotel restrictions may also apply (including without limitation purchases within the hotel that are unaffiliated and/or owned by third parties) – see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay, is not redeemable for cash and expires at check-out. Credit is non-exchangeable and non-refundable and is applied in USD or equivalent in local currency based on exchange rate on day of arrival. May not be combined with other offers or programs unless indicated. Limit one credit per room, per stay. Three-room limit per Eligible Cardmember per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Hotel nightly rates vary by property, dates, room category and occupancy. Participating providers and benefits subject to change.
          • 38. Enrolment into the Starwood Preferred Guest® (SPG) program is required to receive benefits of Gold Elite status, and enrolment may be terminated by SPG without prior notice. SPG benefits are subject to change and availability and may vary by property. American Express Terms and Conditions apply. Gold Elite status amenities may not be combined with the FINE HOTELS & RESORTS program. All SPG Terms and Conditions apply. For complete terms and conditions of the SPG program, visit https://members.marriott.com/spg/. American Express reserves the right to instruct SPG to cancel your Gold Elite status if you cease to be a Business Platinum Cardmember or your account is not in good standing. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for SPG benefits.
          • 39. Toronto Pearson Valet Service – Basic and Supplementary Business Platinum Cardmembers must charge the parking fee to their Business Platinum Card for the associated $25 Valet fee to be waived. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1 and 3. For more information on Valet Service visit torontopearson.com.
          • 40. Toronto Pearson 15% Parking Discount – 15% discount off the cost of parking (including taxes) will be provided as a credit to your Business Platinum Card statement. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% Discount cannot be used when reserving parking on GreaterToronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. Terms subject to change. For more information on parking lots visit torontopearson.com.
          • 41. Pearson Priority Lane – American Express Basic and Supplementary Cardmembers with a valid Business Platinum Card are entitled to access the Pearson Priority Lanes (Priority Lane). The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto's Pearson International Airport in Terminal 1 & 3. Access to a Pearson Priority Lane is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane are required to comply with airport security and customs screening requirements. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.
          • 42. The International Airline Program (the “Program”) offers a discounted companion ticket, complimentary upgrade, special class fare or discounted fare on participating airlines to holders of an eligible basic and supplementary Business Platinum Card from American Express as described in your American Express Welcome Brochure or are otherwise identified to you by American Express (“Eligible Cardmember”). In order to take advantage of the Program, the Eligible Cardmember’s account must be active (meaning not cancelled).

            i. To receive a discounted companion ticket, the Eligible Cardmember must purchase an eligible ticket in an eligible class - first class, business class or premium economy on a participating airline for an eligible flight originating in and returning to a designated gateway and charge the purchase of such ticket to an Eligible Card. Only select airline(s) offer a discounted companion ticket. Limit of one discounted companion ticket per travelling Eligible Cardmember per booking. Eligible Cardmember must be one of the travellers.

            ii. To receive a complimentary upgrade to First Class or special discounted fare on participating airline(s), the Eligible Cardmember must purchase a full-fare non-restrictive ticket or an eligible ticket on an eligible flight and class of service originating in and returning to a designated gateway and charge the purchase of the ticket to an Eligible Card. These three offers cannot be combined with each other or with any other offer at any time including the complimentary companion ticket offer. Only select airline(s) offer upgrades or special discounted fares. Eligible Cardmember must be one of the travellers.

            iii. Other restrictions may apply. For additional details including participating airlines and additional terms, conditions and restrictions, and to book travel please visit www.americanexpress.ca or call American Express Travel Services of Amex Canada Inc. specified in your Welcome Brochure.
          • iv. Eligible routes, class of service, code-share arrangements, designated gateways and similar matters relating to travel in the Program are determined by and will vary by airline.

            v. The Program is valid for travel purchases booked and/or completed within designated dates. Designated dates are subject to change without notice and are updated based on arrangements with participating airlines from time to time.

            vi. All Program bookings and purchases must be made through American Express Travel Services of Amex Canada Inc. in Canada, except as we otherwise permit in our sole discretion. A travel service fee per booking may apply.

            vii. The Program is subject to availability on the participating airlines’ eligible flights. Participating airlines may have limited seat allocations and destinations in respect of the Program and may have other terms, conditions, exclusions, restrictions and fees. Eligible class(es) of service are determined by each participating airline.

            viii. Tickets issued for this Program cannot be transferred or endorsed. Full-fare ticket and the associated discounted fare tickets, must be issued at the same time, for the same itinerary, with departure and return on the same flights and in the same class of service. All tickets are subject to all applicable government fees, taxes and charges including airport levies. Once issued, names cannot be changed. Passengers and companions under the Program must travel together.

            ix. Tickets must show a confirmed reservation for the entire trip and must be purchased in Canada using an Eligible Card prior to the start of travel. No split currency ticketing is permitted.

            x. Prepaid and miscellaneous charge orders (“MCOs”) may not be permitted.

            xi. Electronic tickets are mandatory and will be issued whenever the itinerary is e-ticket eligible.
          • xii. Re-routings, one-way, circle-trip and open-jaw itineraries may not be permitted.

            xiii. International Air Transport Association fare construction principles and rules apply. There are limitations on the number of transfers through the international hub(s) of the participating airline. Maximum numbers of transits allowed through international hub(s) may vary and are determined by participating airlines. Sector and side trips may not be allowed. Certain code share flights may not apply.

            xiv. Interlining is not permitted unless otherwise stated. Flights on participating airlines cannot be combined under the Program. Flights on non-participating airlines are not eligible for the Program and must be ticketed and priced separately. Canadian domestic fares to and from the designated departure gateways must be ticketed separately and are not included as part of the Program unless otherwise stated.

            xv. Discounted companion tickets have no refund value and may not accrue frequent flyer mileage. Once tickets are issued, changes, cancellations and refunds, as applicable, may be subject to a fee per ticket and will be at the Eligible Cardmember’s expense. Refunds after departure or “no shows” may not be allowed. Refunds are allowed on the full fare ticket only, and must be accompanied by the unused companion ticket. Complimentary companion tickets are not refundable and have no refund value, however, if applicable, taxes and fees may be fully refundable. Refunds may be allowed on an eligible discounted fare ticket and an eligible discounted companion fare ticket based on the issuing airline’s fare rules and provided both tickets are refunded at the same time. Where allowed, special class fare tickets and upgrade tickets will be refunded at the original ticket price subject to any applicable fees.
          • xvi. This Program cannot be combined with any other promotion, travel agent discount, consolidator fares, travel industry and airline employee discounts, child, infant or senior citizen fare, frequent flyer award, group rate, corporate rate, MCOs, or any other promotional offer.

            xvii. Ticketing is based on Fare rules of the participating airlines, and the corresponding fare class in which the ticket is booked.

            xviii. We reserve the right to cancel or change the Program in whole or in part or change the terms and conditions of the Program at any time, for any reason and without notice. Participating airlines are subject to change without notice. Under no circumstances will Amex Bank of Canada, Amex Canada Inc. or any of their affiliates be liable for any loss or damage howsoever incurred as a result of the termination of the Program, the termination of any participating airline or any change in the Program.
          • xix. All recourse for any and all liability in connection with full-fare and/or companion tickets, special class fare tickets, discounted fare tickets and/or upgrade tickets issued under the Program, the refusal to issue or honour any such tickets, travel pursuant to any such tickets or the failure of any participating airline or other party to adhere to the terms of the Program is as against the relevant participating airline only. Under no circumstances will Amex Bank of Canada, Amex Canada Inc. or any of their affiliates be liable for any conduct, action or failure of any participating airline whatsoever, including, without limitation, for any expense, loss, injury (to person or property), damage, delay, flight cancellation, denied boarding, missed connection, accident or any other matter whatsoever, however suffered or caused, directly or indirectly in connection with tickets, transportation or other services provided or refused to be provided by any participating airline or other party. To the extent permitted by applicable law, Amex Bank of Canada, Amex Canada Inc. or any of their affiliates will not be liable for any incidental, indirect, consequential, special, punitive or exemplary damages of any kind whatsoever arising from or in connection with the Program (whether in contract, tort, strict liability, products liability or otherwise), including, without limitation, lost revenues, loss of profits or loss or interruption of business.
          • 43. Hertz – Business Platinum Cardmembers must enroll directly with Hertz to receive Hertz Gold Plus Rewards® Five Star Tier membership (“Membership”). Membership is subject to the terms, conditions and restrictions of Hertz which are subject to change without notice. CDP # 633306 must be quoted at time of any reservation. Cardmembers who enroll in the Hertz Gold Plus Rewards® Five Star Tier Club can receive a one-car class upgrade at participating locations at time of rental. The upgrade is subject to availability and change and is valid on rentals of Compact through Full Size Cars. American Express reserves the right to instruct Hertz to cancel your membership if you cease to be a Business Platinum Cardmember or your account is not in good standing. Benefits vary by market and location of rental, and may be subject to change and availability. Gold Plus Rewards® Five Star Tier membership enrolment is required to enjoy all benefits. Partner Terms and Conditions apply. Visit the Hertz Gold Plus Rewards website for full Terms and Conditions (hertz.ca).
          • 44. Avis – Discounts of between 5% - 25% off the lowest available discounted rate are available on qualifying rentals, at participating Avis locations in Canada and the contiguous U.S. and up to 20% off the lowest available discounted rate at participating locations internationally, upon presentation of AWD # C076700 at time of reservation. The discount received depends on fleet availability, location, type of car rented and seasonality. Discounts apply to time and/or kilometre/mileage charges only and not to any other charges in connection with the rental; such as taxes, Personal Accident Insurance, refueling service charge, drop-off charges and Loss Damage Waiver. Discount is not applicable to pre-pay rates. Certain blackout dates may apply. Offer is subject to vehicle availability at the time of rental and may not be available on some rates at some times; including some online rates at avis.ca/com. Car rental return restrictions may apply. Renter must meet Avis age, driver and credit requirements. Minimum age may vary by location. An additional daily surcharge may apply for renters under 25 years old. Program terms are subject to change without notice.
          • 45. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions, and fees. Not all seats are available. All sales are final. No refunds. No exchanges.
          • 46. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
          • 47. Upon authorization by the Business Platinum Cardmember, Concierge uses its best efforts to source or arrange the purchase of requested goods or services from a supplier. There is no charge for using the services of Concierge, however the Cardmember will be responsible for paying the supplier for any purchases and/or shipping charges you authorize, as well as any other fees or related costs that may apply. Amex Bank of Canada cannot be responsible for the acts or omissions of suppliers, and cannot guarantee successful fulfillment of Cardmember requests in all instances.
          • 48. Fraud Protection Guarantee - Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.