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Business Platinum Card® from American Express
Earn 75,000 Welcome Bonus points1
$499 which may be tax deductible.2*
Key Benefits
WELCOME BONUS
Earn a Welcome Bonus of 75,000 points when you charge $7,000 in purchases to your Card in your first 3 months of Card membership 1
EARN POINTS
Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.4
MAXIMIZE CASH FLOW
EXTENSIVE GLOBAL AIRPORT LOUNGE ACCESS
When travel calls, we answer. The American Express Global Lounge CollectionTM6 unlocks access to more than 1,200 airport lounges across 130 countries and counting.
Rewards
The Membership Rewards program boasts an exceptional line-up of rewards options for you and your business.
Earning Points
- Earn 1.25 Membership Rewards points for virtually every $1 in purchases charged to your Card.4 Earn at the same rate for virtually every dollar in purchases charged to Supplementary Cards added to your account.
- All points accumulate in your account so you can get the rewards you want faster. There is no limit to the number of points you can earn and your points never expire.
Redeeming Points
- Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
- Use points to book flights within Canada or to anywhere in the world with a fixed number of points.9
- Redeem points for statement credits to offset any eligible purchase charged to your Card.10
- Use points to pay for your Amazon.ca purchases at checkout.11
- Use points for a wide range of gift cards and merchandise.12
Compare our Business Cards
ANNUAL FEE
$499 which may be tax deductible.2*
ANNUAL FEE
$599 (16.99% on purchases and 21.99% on funds advances)2*
ANNUAL FEE
$250 which may be tax deductible2*
WELCOME BONUS
Earn a Welcome Bonus of 75,000 points when you charge $7,000 in purchases to your Card in your first 3 months of Card membership1
WELCOME BONUS
Earn a Welcome Bonus of 30,000 Aeroplan points after spending $5,000 in eligible purchases within the first three months of Cardmembership.17
WELCOME BONUS
Earn a Welcome Bonus of 50,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.16
CARD OVERVIEW
Ready to take care of you, while you take care of your business.
CARD OVERVIEW
Your happy places are waiting
CARD OVERVIEW
The Card that's shaped to your unique business
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Business Solutions
Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
Cash Flow Management
Cash Flow Management
You can maximize your cash flow with up to 55 interest free days.3 Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it.
Dynamic Purchasing Power
Dynamic Purchasing Power
Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.5
Expense Management Reports
Expense Management Reports
Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer:
- The convenience of simpler tax preparation
- The ability to sort by vendor or spend category
- The ability to separate personal expenses from business
- The flexibility to track and manage expenses more easily
Business Servicing
Business Servicing
Get access to your billing information. With online services, you can:
- View your current statement
- Sign up for Account Alerts
- Update your contact details
- Make a payment
Plus, if you want to get a hold of us, there is always someone local to speak with you, 24/7, about whatever you need.
Comprehensive Coverage
Your Business Platinum Card from American Express can take care of you in so many ways, wherever business takes you.
Employee Card Misuse Protection
XYour Card may be covered for eligible unauthorized charges if you terminate the Supplementary Cardmember and cancel their Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Cardmember in case employees misuse their employee Card for unauthorized charges.18Your Card may be covered for eligible unauthorized charges if you terminate the Supplementary Cardmember and cancel their Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Cardmember in case employees misuse their employee Card for unauthorized charges.XPurchase Protection® Plan
XAutomatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your Business Platinum Card. You can be reimbursed for insured occurrences that are not covered by any other insurance.19†Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your Business Platinum Card. You can be reimbursed for insured occurrences that are not covered by any other insurance.XBuyer's Assurance® Protection Plan
XThis plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Business Platinum Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.20†This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your Business Platinum Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.X
Travel Coverage
You can be protected in many situations - whether you’re at home or abroad. You can rest assured knowing assistance is always close at hand should the unpredictable happen.
Emergency Medical Insurance
XProvides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.21†Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.X(Out of province/country)
XProvides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.XTrip Cancellation Insurance
XWhen you fully charge your travel arrangements to your Business Platinum Card this coverage provides for the reimbursement of the non-refundable pre-paid travel arrangements, up to $1,500 per insured person to a maximum coverage up to $3,000 for all insured persons combined, when you cancel a trip for a covered reason.22†When you fully charge your travel arrangements to your Business Platinum Card this coverage provides for the reimbursement of the non-refundable pre-paid travel arrangements, up to $1,500 per insured person to a maximum coverage up to $3,000 for all insured persons combined, when you cancel a trip for a covered reason.XTrip Interruption Insurance
XWhen you fully charge your travel arrangements to your Business Platinum Card this coverage provides for the non-refundable unused portion of your prepaid travel arrangements as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.23†When you fully charge your travel arrangements to your Business Platinum Card this coverage provides for the non-refundable unused portion of your prepaid travel arrangements as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.XTravel Emergency Assistance
XAXA provides out-of-town emergency medical referrals and organizes medical visits at clinics, ERs or hospitals, according to the client’s condition. If necessary, AXA can also organize repatriation by commercial flight or evacuation by air ambulance. Legal referrals, and important travel-specific information (such as visa requirements or customs and inoculation regulations) as well as travel assistance services (pre-trip information, lost baggage assistance) are also available by telephone, 24 hours-a-day, 7 days-a-week. From anywhere in Canada/U.S. call 1-800-678-5523. Outside Canada/U.S. please call collect (514)-285-8165. Services are not insured: expenses are payable by the client.24AXA provides out-of-town emergency medical referrals and organizes medical visits at clinics, ERs or hospitals, according to the client’s condition. If necessary, AXA can also organize repatriation by commercial flight or evacuation by air ambulance. Legal referrals, and important travel-specific information (such as visa requirements or customs and inoculation regulations) as well as travel assistance services (pre-trip information, lost baggage assistance) are also available by telephone, 24 hours-a-day, 7 days-a-week. From anywhere in Canada/U.S. call 1-800-678-5523. Outside Canada/U.S. please call collect (514)-285-8165. Services are not insured: expenses are payable by the client.X$500,000 Travel Accident Insurance
XUp to $500,000 of Accidental Death and Dismemberment insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Platinum Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.25†Up to $500,000 of Accidental Death and Dismemberment insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Business Platinum Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.XCar Rental Theft and Damage Insurance
XSave money when travelling with the Car Rental Theft and Damage Insurance included on your Business Platinum Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Business Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.26†Save money when travelling with the Car Rental Theft and Damage Insurance included on your Business Platinum Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Business Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.XLost or Stolen Baggage Insurance
XWhen you fully charge your airline tickets to your Business Platinum Card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined.27†When you fully charge your airline tickets to your Business Platinum Card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined.XBaggage Delay Insurance
XBook a flight with your Business Platinum Card, and receive up to $1,000 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.28†Book a flight with your Business Platinum Card, and receive up to $1,000 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.XFlight Delay Insurance
XCharge your airline ticket to your Business Platinum Card, and receive up to $1,000 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.28†Charge your airline ticket to your Business Platinum Card, and receive up to $1,000 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.XHotel Burglary Insurance
XAutomatic coverage of up to $1,000 against the loss of most personal items (excluding cash) if your hotel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your Business Platinum Card.29†Automatic coverage of up to $1,000 against the loss of most personal items (excluding cash) if your hotel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your Business Platinum Card.X
Travel Benefits
More specialty services, preferential treatment and travel amenities await!
Plaza Premium Lounges
XWith your Business Platinum Card, you and one travel companion can enjoy complimentary access to the Plaza Premium lounges. To access the lounge, simply present your Business Platinum Card, a confirmed boarding pass for same-day travel and government-issued photo I.D.30With your Business Platinum Card, you and one travel companion can enjoy complimentary access to the Plaza Premium lounges. To access the lounge, simply present your Business Platinum Card, a confirmed boarding pass for same-day travel and government-issued photo I.D.XPriority Pass
XComfort and convenience served just about anywhere you travel. Experience access to airport lounges around the globe, regardless of your choice of airline or cabin class. Before your flight, catch up on business or slow down and relax with complimentary light refreshments and drinks.TM31Comfort and convenience served just about anywhere you travel. Experience access to airport lounges around the globe, regardless of your choice of airline or cabin class. Before your flight, catch up on business or slow down and relax with complimentary light refreshments and drinks.XThe Centurion
XAs part of the American Express Global Lounge Collection, we invite you to enjoy The Centurion® Lounge34, a travel lounge exclusively for eligible American Express® Cardmembers. With your Business Platinum Card, you and two guests can enjoy complimentary access to The Centurion Lounge. To access the lounge, simply present your Business Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D.®As part of the American Express Global Lounge Collection, we invite you to enjoy The Centurion® Lounge34, a travel lounge exclusively for eligible American Express® Cardmembers. With your Business Platinum Card, you and two guests can enjoy complimentary access to The Centurion Lounge. To access the lounge, simply present your Business Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D.XLounge
XAs part of the American Express Global Lounge Collection, we invite you to enjoy The Centurion® Lounge34, a travel lounge exclusively for eligible American Express® Cardmembers. With your Business Platinum Card, you and two guests can enjoy complimentary access to The Centurion Lounge. To access the lounge, simply present your Business Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D.32As part of the American Express Global Lounge Collection, we invite you to enjoy The Centurion® Lounge34, a travel lounge exclusively for eligible American Express® Cardmembers. With your Business Platinum Card, you and two guests can enjoy complimentary access to The Centurion Lounge. To access the lounge, simply present your Business Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D.XDelta Sky Club
XThe American Express Global Lounge Collection gives you complimentary access to Delta Sky Club®35 when travelling on a Delta flight.®33The American Express Global Lounge Collection gives you complimentary access to Delta Sky Club®35 when travelling on a Delta flight.XFine Hotels + Resorts
XWith a collection of over 1000 hand-selected, iconic properties in top destinations across the global, Business Platinum members can enjoy benefits such as daily breakfast for two, noon check-in (when available), guaranteed 4:00pm late check-out, a room upgrade upon arrival (when available)2, in-room wi-fi (exclusions apply)3, and an additional benefit such as a complimentary food & beverage or spa credit1
1. Benefits vary by property; call Platinum Travel Services for details
2. Certain room categories are not eligible for upgrade; call Platinum Travel Services for details
3. In-Room Wi-Fi is not available in all locations. See terms for details34With a collection of over 1000 hand-selected, iconic properties in top destinations across the global, Business Platinum members can enjoy benefits such as daily breakfast for two, noon check-in (when available), guaranteed 4:00pm late check-out, a room upgrade upon arrival (when available)2, in-room wi-fi (exclusions apply)3, and an additional benefit such as a complimentary food & beverage or spa credit1X
1. Benefits vary by property; call Platinum Travel Services for details
2. Certain room categories are not eligible for upgrade; call Platinum Travel Services for details
3. In-Room Wi-Fi is not available in all locations. See terms for detailsThe Hotel Collection
XBusiness Platinum Cardmembers will receive access to the following benefits at over 600 participating hotels and resorts in over 30 countries worldwide, when booking a minimum of two consecutive nights at participating properties with American Express Travel using their American Express® Card:
● Up to a $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room.1
● A one-category room upgrade at check-in, when available.2
1. Varies by property and facilities available.
2. A one-category room upgrade is based on availability and eligibility at time of check-in.35Business Platinum Cardmembers will receive access to the following benefits at over 600 participating hotels and resorts in over 30 countries worldwide, when booking a minimum of two consecutive nights at participating properties with American Express Travel using their American Express® Card:X
● Up to a $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room.1
● A one-category room upgrade at check-in, when available.2
1. Varies by property and facilities available.
2. A one-category room upgrade is based on availability and eligibility at time of check-in.from American Express
XBusiness Platinum Cardmembers will receive access to the following benefits at over 600 participating hotels and resorts in over 30 countries worldwide, when booking a minimum of two consecutive nights at participating properties with American Express Travel using their American Express® Card:
● Up to a $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room.1
● A one-category room upgrade at check-in, when available.2
1. Varies by property and facilities available.
2. A one-category room upgrade is based on availability and eligibility at time of check-in.®Business Platinum Cardmembers will receive access to the following benefits at over 600 participating hotels and resorts in over 30 countries worldwide, when booking a minimum of two consecutive nights at participating properties with American Express Travel using their American Express® Card:X
● Up to a $100 USD hotel credit to use on amenities like dining, spa or other leisure facilities when charged to the room.1
● A one-category room upgrade at check-in, when available.2
1. Varies by property and facilities available.
2. A one-category room upgrade is based on availability and eligibility at time of check-in.Marriott Bonvoy
XThe Marriott Bonvoy™ Gold Elite status
Is your access to 29 hotel brands with more than 6,700 hotels and resorts in 130 countries.
Participating Hotels:
The Luxury Collection™, Le Méridien™, St. Regis™, Sheraton™, Westin™, W™,Four Points™, Aloft™, Tribute Portfolio™, Design Hotels™, Element™, Gaylord Hotels™, AC Hotels by Marriott™, Courtyard™, Residence Inn™, SpringHill Suites™, Fairfield Inn & Suites™, TownePlace Suites™, Protea Hotels™, Moxy™ Hotels, The Ritz-Carlton™, EDITION™, JW Marriott™, Autograph Collection™ Hotels, Renaissance™ Hotels, Marriott Hotels™, Delta Hotels by Marriott™, Marriott Executive Apartments™ and Marriott Vacation Club™.
Marriott Bonvoy™ Gold Elite status benefits:
• A complimentary room upgrade at check-in, if available*
• Earn 10 points per eligible US dollar spent and a 25% bonus over base-level members
• Late checkout up to 2pm, subject to availability**
• Receive a welcome gift of points and complimentary in-room Internet access
Enrolment is required.
*Subject to availability at check-in for the length of the stay, provided the room was not booked through a pre-paid third party channel. Not offered at Aloft™ or Element™ hotels.
**Late checkout is based on availability and offered at all participating Marriott Bonvoy™ properties, except Marriott Vacation Club™.TMThe Marriott Bonvoy™ Gold Elite statusX
Is your access to 29 hotel brands with more than 6,700 hotels and resorts in 130 countries.
Participating Hotels:
The Luxury Collection™, Le Méridien™, St. Regis™, Sheraton™, Westin™, W™,Four Points™, Aloft™, Tribute Portfolio™, Design Hotels™, Element™, Gaylord Hotels™, AC Hotels by Marriott™, Courtyard™, Residence Inn™, SpringHill Suites™, Fairfield Inn & Suites™, TownePlace Suites™, Protea Hotels™, Moxy™ Hotels, The Ritz-Carlton™, EDITION™, JW Marriott™, Autograph Collection™ Hotels, Renaissance™ Hotels, Marriott Hotels™, Delta Hotels by Marriott™, Marriott Executive Apartments™ and Marriott Vacation Club™.
Marriott Bonvoy™ Gold Elite status benefits:
• A complimentary room upgrade at check-in, if available*
• Earn 10 points per eligible US dollar spent and a 25% bonus over base-level members
• Late checkout up to 2pm, subject to availability**
• Receive a welcome gift of points and complimentary in-room Internet access
Enrolment is required.
*Subject to availability at check-in for the length of the stay, provided the room was not booked through a pre-paid third party channel. Not offered at Aloft™ or Element™ hotels.
**Late checkout is based on availability and offered at all participating Marriott Bonvoy™ properties, except Marriott Vacation Club™.Gold Elite status
XThe Marriott Bonvoy™ Gold Elite status
Is your access to 29 hotel brands with more than 6,700 hotels and resorts in 130 countries.
Participating Hotels:
The Luxury Collection™, Le Méridien™, St. Regis™, Sheraton™, Westin™, W™,Four Points™, Aloft™, Tribute Portfolio™, Design Hotels™, Element™, Gaylord Hotels™, AC Hotels by Marriott™, Courtyard™, Residence Inn™, SpringHill Suites™, Fairfield Inn & Suites™, TownePlace Suites™, Protea Hotels™, Moxy™ Hotels, The Ritz-Carlton™, EDITION™, JW Marriott™, Autograph Collection™ Hotels, Renaissance™ Hotels, Marriott Hotels™, Delta Hotels by Marriott™, Marriott Executive Apartments™ and Marriott Vacation Club™.
Marriott Bonvoy™ Gold Elite status benefits:
• A complimentary room upgrade at check-in, if available*
• Earn 10 points per eligible US dollar spent and a 25% bonus over base-level members
• Late checkout up to 2pm, subject to availability**
• Receive a welcome gift of points and complimentary in-room Internet access
Enrolment is required.
*Subject to availability at check-in for the length of the stay, provided the room was not booked through a pre-paid third party channel. Not offered at Aloft™ or Element™ hotels.
**Late checkout is based on availability and offered at all participating Marriott Bonvoy™ properties, except Marriott Vacation Club™.36The Marriott Bonvoy™ Gold Elite statusX
Is your access to 29 hotel brands with more than 6,700 hotels and resorts in 130 countries.
Participating Hotels:
The Luxury Collection™, Le Méridien™, St. Regis™, Sheraton™, Westin™, W™,Four Points™, Aloft™, Tribute Portfolio™, Design Hotels™, Element™, Gaylord Hotels™, AC Hotels by Marriott™, Courtyard™, Residence Inn™, SpringHill Suites™, Fairfield Inn & Suites™, TownePlace Suites™, Protea Hotels™, Moxy™ Hotels, The Ritz-Carlton™, EDITION™, JW Marriott™, Autograph Collection™ Hotels, Renaissance™ Hotels, Marriott Hotels™, Delta Hotels by Marriott™, Marriott Executive Apartments™ and Marriott Vacation Club™.
Marriott Bonvoy™ Gold Elite status benefits:
• A complimentary room upgrade at check-in, if available*
• Earn 10 points per eligible US dollar spent and a 25% bonus over base-level members
• Late checkout up to 2pm, subject to availability**
• Receive a welcome gift of points and complimentary in-room Internet access
Enrolment is required.
*Subject to availability at check-in for the length of the stay, provided the room was not booked through a pre-paid third party channel. Not offered at Aloft™ or Element™ hotels.
**Late checkout is based on availability and offered at all participating Marriott Bonvoy™ properties, except Marriott Vacation Club™.Special benefits at Toronto Pearson International Airport
XIf you’re departing from Toronto Pearson International Airport, enjoy the privileges of Business Platinum before you even leave town with complimentary Valet Service at Terminal 1 and Terminal 3.38 Simply present your Business Platinum Card when you pick up your car, and a Toronto Pearson attendant will waive the $25 Valet Service fee.
In addition to complimentary Valet Service, when you use your Business Platinum Card to pay for parking at the Express Park in Terminal 1 and Daily Park in Terminals 1 & 3, you will receive 15% discount on parking rates as a statement credit after the charge has been posted to your account.39 For parking details visit torontopearson.com.
Once you’re inside the terminal, you can expedite your way through security by simply presenting your Business Platinum Card and valid boarding pass to access Pearson Priority Security Lane40 in Terminal 1 and now Terminal 3.
Learn MoreIf you’re departing from Toronto Pearson International Airport, enjoy the privileges of Business Platinum before you even leave town with complimentary Valet Service at Terminal 1 and Terminal 3.38 Simply present your Business Platinum Card when you pick up your car, and a Toronto Pearson attendant will waive the $25 Valet Service fee.X
In addition to complimentary Valet Service, when you use your Business Platinum Card to pay for parking at the Express Park in Terminal 1 and Daily Park in Terminals 1 & 3, you will receive 15% discount on parking rates as a statement credit after the charge has been posted to your account.39 For parking details visit torontopearson.com.
Once you’re inside the terminal, you can expedite your way through security by simply presenting your Business Platinum Card and valid boarding pass to access Pearson Priority Security Lane40 in Terminal 1 and now Terminal 3.
Learn MoreInternational Airline Program
XThe International Airline Program
Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
• Discounts available on the base fare for qualifying International First, Business, and Premium Economy Class tickets at participating airlines when you book with Platinum Travel or online at American Express Travel and pay in full with your American Express Card.
• Discounts available to Cardmember and up to seven additional passengers when travelling together on the same itinerary. Please note, when booking online at americanexpress.ca/travel, the discounts are limited to five additional passengers.
• Let our expert travel counselors take care of the details.
To receive these benefits, please book through your Platinum Travel Service or online at americanexpress.ca/travel.40The International Airline ProgramX
Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
• Discounts available on the base fare for qualifying International First, Business, and Premium Economy Class tickets at participating airlines when you book with Platinum Travel or online at American Express Travel and pay in full with your American Express Card.
• Discounts available to Cardmember and up to seven additional passengers when travelling together on the same itinerary. Please note, when booking online at americanexpress.ca/travel, the discounts are limited to five additional passengers.
• Let our expert travel counselors take care of the details.
To receive these benefits, please book through your Platinum Travel Service or online at americanexpress.ca/travel.Hertz
XEnjoy benefits such as vehicle upgrades and special discounts with Hertz Gold Plus Rewards Five Star Tier Membership.43
The Hertz Gold Plus Rewards Five Star Tier membership benefits include:
A one-class car upgrade (subject to availability)
Discounts on standard rates
Up to 4 hours grace period when returning the vehicle (0-4 hours, varies by rental location)
Enrollment is required.Enjoy benefits such as vehicle upgrades and special discounts with Hertz Gold Plus Rewards Five Star Tier Membership.43X
The Hertz Gold Plus Rewards Five Star Tier membership benefits include:
A one-class car upgrade (subject to availability)
Discounts on standard rates
Up to 4 hours grace period when returning the vehicle (0-4 hours, varies by rental location)
Enrollment is required.Avis
XOffers discounts on rentals in North America and internationally. When you’re ready to hit the road, get there faster with Avis Preferred44 – enjoy quicker reservations and skip the counter and go straight to your vehicle.Offers discounts on rentals in North America and internationally. When you’re ready to hit the road, get there faster with Avis Preferred44 – enjoy quicker reservations and skip the counter and go straight to your vehicle.XCarey
XCarey vehicles are designed for maximum comfort, including extra leg room, climate controls and other amenities to help you do business on the road. Carey offers a 10% discount* to Business Platinum Cardmembers.
*Service fees may apply. Fees will vary according to the type of service requested.Carey vehicles are designed for maximum comfort, including extra leg room, climate controls and other amenities to help you do business on the road. Carey offers a 10% discount* to Business Platinum Cardmembers.X
*Service fees may apply. Fees will vary according to the type of service requested.Platinum Card Travel Service
XIt’s a good feeling to know there’s a knowledgeable professional waiting to assist you with your travel requirements. Wherever and whenever in the world you need assistance with your travel needs, Platinum Card Travel Service is available to assist you 24 hours a day 7 days a week.It’s a good feeling to know there’s a knowledgeable professional waiting to assist you with your travel requirements. Wherever and whenever in the world you need assistance with your travel needs, Platinum Card Travel Service is available to assist you 24 hours a day 7 days a week.X
Entertainment Access
American Express Invites®43
Say hello to American Express Invites®. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®42. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
- Invites Special Offers & Experiences for all Cardmembers
- For more information, visit www.amexinvites.ca
Concierge45
It’s a great comfort knowing you can rely on the professional contacts and savvy of our Concierge to help you with personalized services tailored to your preferences, including:
- Restaurant reservations
- Entertaining clients
- Special meeting facilities outside the office
- Show tickets
- Sending gifts to clients or employees
World Class Service
Wherever you are and whatever the time, we’re here for you in more ways than one.
24/7 Customer Service
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Use the Business Platinum Card® online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.
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The American Express Global Lounge Collection gives you complimentary access to Delta Sky Club®35 when travelling on a Delta flight.
The American Express Global Lounge Collection gives you complimentary access to Delta Sky Club®35 when travelling on a Delta flight.
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Eligibility
To save you time, make sure you can say yes to the following before applying for the Business Platinum Card® from American Express:
- You are a Canadian resident and have a Canadian credit file.
- You are the age of majority in the province or territory where you live.
Ready to Apply?
Apply for the American Express® Business Platinum Card® now and get a response in 60 seconds
1-877-891-0821
Apply for the American Express® Business Platinum Card® now and get a response in 60 seconds1-877-891-0821
Annual revenue more than $10 million?
Terms & Conditions
Terms & Conditions
- * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
- ** Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority.
- ®, TM: Used by Amex Bank of Canada under license from American Express.
- ®*, TM*: For trademark ownership details see: americanexpress.ca/aeroplantrademarks
- TM: 2019 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
- †All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.
- 1. To qualify for a Welcome Bonus of 75,000 points, you must have at least $7,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
- 2. Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes. Please consult your tax professional.
- 3. As a charge card, the balance must always be paid in full each month in which no interest charges will apply. The interest free grace period is 28,29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.
- 4. Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
- 5. No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.
- 6. Global Lounge Collection - Holders of the Business Platinum Card may access participating Canadian and International airport lounges (“Participating Lounges”) on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.
- 7. All references to you means the Basic Cardmember.
- 8. Referral Program Terms: Your account must be in good standing. If this is a personal or family referral, you agree to only make recommendations to known friends and family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. If this is a referral in the context of your business, you agree to only make recommendations to business contacts whom you know and have consented to receive this recommendation from you. You must not send recommendations to people you do not know. Whenever you reach out to a potential referral, you will only use content we provide. Any additional statements you make cannot be inconsistent with our content and must be truthful, accurate and not misleading. You should not publish or distribute your referral link in locations where the audience is likely to include individuals with whom you do not have a business, personal or family relationship or who may not be interested in the offer. You can only receive a maximum referral bonus of 225,000 per calendar year for approved referrals, which includes eligible referral bonus amounts from both (i) special or limited time referral offers and (ii) regular referral offers in that same calendar year. Referral bonus for each approved referral and maximum annual referral bonus limit may change at any time and if you change card products. Should the referral bonus amount change during the calendar year, you may receive a partial bonus depending on the available maximum bonus amount. You are not eligible to receive this referral bonus offer if you have already reached your maximum annual referral bonus limit. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Your referral bonus will be awarded in the calendar year in which the eligible referral application is approved and not when the referral application is received. Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice. Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for any referral bonus that may be offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. You will only use the delivery methods we provide. By participating in the referral program, you are requesting that emails be sent on your behalf to individuals with whom you have a business, personal or family relationship. If you already have an American Express Card, you are prohibited from referring yourself for any American Express Card. Any violation or abuse of this referral program including, sending emails to individuals with whom you have no business, personal or family relationship, referring yourself, and efforts to bypass, manipulate, obscure or otherwise modify the delivery and accurate presentation of the referral link, sharing tools, content, disclosures, instructions or other materials we provide will be considered a breach of these Terms and make you ineligible for any referral bonus, reverse any referral bonus awarded, and result in your termination from the program and cancellation of your Card account. Your Card account's eligibility to participate in the referral program is based on your creditworthiness and other factors including your account history with American Express. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program (if applicable) when the referral bonus is awarded. American Express reserves the right to limit, cancel, or revoke a referral or welcome bonus if it determines, in its sole discretion, you have violated these Terms. All products and services are subject to applicable Terms and Conditions.
- 9. The Fixed Points Travel Program applies to return airfares offered through American Express Travel Services Canada or americanexpress.ca/travel. Card account must be in good standing. To be eligible and be presented with this redemption option, you must have sufficient Membership Rewards points (“points”) at the time of booking. When booking for multiple travellers on the same itinerary, you must have enough points to cover all travellers.
Under the Fixed Points Travel Program, a fixed number of points covers the base ticket price of eligible flights up to the applicable maximum base ticket price. The flight grid includes the fixed number of points with the corresponding applicable maximum base ticket price required per category.
The base ticket price (often referred to by airlines as the base fare) excludes taxes, fees and carrier surcharges. You will be charged for these additional costs and any dollar amount that exceeds the applicable maximum base ticket price. If the base ticket price for an eligible flight is below the applicable maximum base ticket price, the difference: (i) cannot be used to cover taxes, fees or carrier surcharges; (ii) will not be credited to your Card account; and (iii) will not be applied to cover additional costs associated with changes or cancellations. The full cost of the flight, including taxes, fees and carrier surcharges will be charged to your Card upon booking. Within 5-10 business days from the date of booking, you will receive a statement credit for the base ticket price up to the applicable maximum base ticket price.
Example 1:
A select route requires a redemption of 20,000 points and the maximum base ticket price is $300. If an eligible flight for this route has a base ticket price of $250 plus $100 in taxes, fees and carrier surcharges (total cost of flight amounts to $350), then you will be required to redeem 20,000 points and will be charged $350; you will then receive a statement credit for $250 (the base ticket price).
If you decide to change this booking reservation for a new eligible flight with a higher base ticket price (such as $275), then in addition to all other applicable charges, you will also be required to pay an additional $25 (the difference between $250 and $275) even though the new base ticket price is below the $300 maximum base ticket price. - Example 2:
A select route requires a redemption of 20,000 points and the maximum base ticket price is $300. If an eligible flight for this route has a base ticket price of $350 plus $100 in taxes, fees and carrier surcharges (total cost of flight amounts to $450), then you will be required to redeem 20,000 points and will be charged $450; you will then receive a statement credit for $300 (the maximum base ticket price).
You are responsible for any additional charges as a result of any changes or cancellations to your booking. Subject to an airline’s policy, a change or cancellation may result in a credit to your Card account and/or a credit with the respective airline. In neither case will the points you redeemed for this flight be returned to you. Flight availability and prices of flights are subject to availability and set by the airlines. Eligible routes are based on the International Air Transport Association airport code classification.
If the American Express Installment Program applies to you and you also redeem points for one or more transactions, the Installment Program will take precedence and the credit will apply to your account in the regular course. This could result in you having a credit balance on your account. If you want to reduce the credit balance, you can cancel any active installment plans you may have. See the Installment Program terms and conditions in your Cardmember Agreement for details, if applicable.
American Express can suspend or terminate the Fixed Points Travel Program at any time it deems necessary, and reserves the right to change these Terms and Conditions, including but not limited to the flight grid above, at any time.
The Terms and Conditions of the American Express Membership Rewards Program will continue to apply. Visit MembershipRewards.ca to view the full Membership Rewards Program Terms and Conditions. In the event of a conflict, these Terms and Conditions prevail for the Fixed Points Travel Program. - 10. You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 Points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.
- 11. To use your MR Points to purchase eligible items at Amazon.ca, your eligible Membership Rewards program account (“MR Points Account”) must be linked to your Amazon.ca account through the enrollment process. We reserve the right to restrict your use of Shop with Points or to un-enroll your MR Points Account by de-linking it from your Amazon.ca account at any time in our sole discretion, including when we suspect misuse or fraud.
- 12. Membership Rewards points can be redeemed for Gift Cards, Certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call the number on the back of your Card.
- 13. Points transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.
- 14. Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan points. Other terms, conditions and restrictions apply. Visit membershiprewards.ca for full Membership Rewards Terms and Conditions.
- 15. Membership Rewards point transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Avios. Avios are subject to British Airways Executive Club terms and conditions. For more information please visit ba.com.
- 16. To qualify for a Welcome Bonus of 50,000 points, you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
- 17. These offers are only available to new American Express® Aeroplan Business Reserve Cardmembers. For current or former American Express Aeroplan Business Reserve Cardmembers, we may approve your application, but you will not be eligible for the Welcome Offers. Offers subject to change. Account must be in good standing.
To qualify for the welcome bonus of 30,000 Aeroplan points, you must have at least $5,000 in net purchases posted to your account on or before your three (3) month anniversary date. Please allow up to eight weeks from the date the bonus points were earned for the bonus to be awarded. Offer subject to change.
To qualify for the monthly bonus of 5,000 Aeroplan points in the first 12 months of Cardmembership, eligible American Express® Aeroplan®* Business Reserve Cardmembers must have at least $2,000 in net purchases posted to their account each month by the last day of each billing period. Up to a maximum of 60,000 Aeroplan points can be earned. Purchases made during a billing period but posted after the end of that billing period will not count towards eligible spend for that month and count towards eligible spend for the next billing period. For example, if your monthly billing period is from Aug 15 to Sept 14, a purchase made on Sept 14th (transaction date) and posts on Sept 15th (posting date) will not count for eligible spend for that month and will count towards spend in the next month's billing period. If the Aug 15 to Sept 14 period was your 6th monthly billing period, then the purchase that was made on Sept 14 and posted on Sept 15 would not count toward this offer. Account must be in good standing. Please allow up to eight weeks for your bonus points to be awarded.
The one-time bonus Buddy Pass entitles a companion to accompany the Basic Cardmember, when the Basic Cardmember books and pays for a published economy fare (plus taxes and third-party charges) on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand and is booked for travel within North America.
Basic Cardmembers can earn one (1) bonus Buddy Pass after spending $5,000 in net purchases (less any returns, credits and adjustments) posted to the Basic Cardmember’s card account in the first three (3) months of Cardmembership.
The pass will be deposited into the Basic Cardmember’s Aeroplan account 8-10 weeks after the pass is earned.
This one-time bonus Buddy Pass offer is only available to eligible Aeroplan Cardmembers. You will not be eligible for the Buddy Pass if you have previously opened an Aeroplan credit or charge card of the same type, regardless of the credit or charge card issuer and have received the Welcome Bonus offer of a bonus Buddy Pass in the last 12 months. This offer is subject to change and cannot be combined with any other offers. The Basic Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the pass.
Total pricing of fees and charges (referred to as third-party charges) and taxes on the Buddy Pass ticket varies based on itinerary booked. Basic Cardmember may use the pass only once for travel wholly within North America, which is defined as Canada and United States (including Hawaii and Mexico).
The pass is valid for 12 months from the date of issuance. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”).
Maximum of one pass may be used per booking. If one-way travel is booked, the pass will be deemed fully used and the return portion of travel is forfeited.
The companion will be responsible to pay all applicable taxes and third-party charges that apply. Valid for travel at any time with no blackout periods. Also valid against the purchase of economy fares on sale.
The companion will be booked into same fare brand as Basic Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes.
The pass must be redeemed at time of purchase of the Basic Cardmember’s ticket, and if multiple Buddy Passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date; travel may occur after the pass expiry date subject to flight schedule availability at the time of booking.
The pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased.
Changes and cancellations must be made at the same time for both the Basic Cardmember and the companion, and failure to do so may result in the Buddy Pass being forfeited. If during a change or cancellation the ticket is reinstated in the Basic Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes and third-party charges that apply above the base fare.
Companions who are members of the Aeroplan program or other partner frequent flyer programs will not be eligible to accumulate points and/or miles for the ticket issued in exchange for the pass. Aeroplan Elite Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows for such benefits and upgrades.
Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the credit or charge card is closed, regardless of reason for closure, or if the card account is changed to a different product.
Terms and conditions of the air transportation services are subject to the General Conditions of Carriage & Tariffs (www.aircanada.com/conditionsofcarriage) and any other terms and conditions relating to air transportation services in effect at the time of booking, as determined by Air Canada in its sole discretion and as may be changed from time to time. - 18. Employee Card Misuse Protection is not insurance. It is a benefit made available to you by Amex Bank of Canada and Administered by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Please read the terms and conditions of the Employee Card Misuse Protection carefully, as they include specific terms, limitations, conditions and exclusions that may affect your coverage.
- 19. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Coverage is in excess of any and all other applicable insurance.
- 20. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
- 21. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
- 22. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Trips will not be covered for trip cancellation, if purchased with points (including Aeroplan points) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.
- 23. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Trips will not be covered for trip interruption, if purchased with points (including Aeroplan points) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.
- 24. All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service). In addition, services may be limited or prevented by acts of God, war, civil commotion, labour disputes, unavailability of goods or services, or refusal of permission by local authorities.
- 25. Travel Accident Insurance provides automatic coverage of up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Business Platinum Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.
- 26. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Coverage is in effect as long as you have fully charged your rental to your Business Platinum Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.
- 27. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
- 28. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
- 29. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
- 30. Plaza Premium Lounges - Business Platinum Cardmembers have complimentary access to Plaza Premium Lounges. Supplementary Gold Cards on Business Platinum accounts are not eligible for complimentary access. Business Platinum Cardmembers may bring in one (1) travel companion as a complimentary guest. Fees apply for additional guests. Guest must accompany the Business Platinum Cardmember. To access a lounge, Business Platinum Cardmember and eligible guest(s) must show a valid, unexpired eligible Business Platinum Card, confirmed boarding pass for same-day travel and government-issued photo identification in the name of the Business Platinum Cardmember/guest(s). International Plaza Premium Lounges, maximum of 2-hour stay. House rules, terms and conditions apply. Lounge access is subject to availability. Unless otherwise stated, lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time. Lounge locations may change from time to time. For a complete listing of lounge locations, visit americanexpress.ca/business-platinum-lounge.
- 31. Priority PassTM - These Terms and Conditions govern Business Platinum Card participation in and use of the Priority Pass program. Priority Pass is an independent airport lounge access program. At any visit to a Priority Pass lounge that admits guests, you may bring in one (1) guest for no charge. Business Platinum Cardmembers will be charged for any additional guests. Additional accompanying guests are subject to a usage fee at the prevailing rate, which is subject to change without prior notice. Some lounges do not admit guests. By enrolling in Priority Pass, you agree that you will be responsible for any additional accompanying guest visits and that your Business Platinum Card will be automatically charged after you have signed for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program. Once your enrolment has been processed, Priority Pass will send you a welcome package, Priority Pass card and a list of participating lounges. For details on how Priority Pass uses your personal information, please refer to their privacy policy at prioritypass.com. Once enrolled, Business Platinum Cardmembers whose Card account is not cancelled may access participating Priority Pass lounges by presenting their Priority Pass card and airline boarding pass for same-day travel. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com. Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 10-14 business days. If you have not received the Priority Pass card after 14 business days, please contact Small Business Services using the number on the back of your Business Platinum Card. Please note, Supplementary Gold Cardmembers are not eligible for membership. Priority Pass non-lounge airport experiences such as airport dining credits are only offered in a few select locations. Select locations are subject to change. For a complete listing of Priority Pass lounge and non-lounge airport experience locations, visit americanexpress.ca/business-platinum-lounge.
- 32. The Centurion® Lounge – Business Platinum Cardmembers have complimentary access to all locations of The Centurion Lounge. Supplementary Gold Cards on Business Platinum accounts are not eligible for complimentary access. Cardmembers may bring up to two (2) companions into The Centurion Lounge. Children under 2 years of age are not considered companions and will be admitted free of charge, provided an accompanying parent or guardian is able to produce a “lap infant” boarding pass or proof of age. To access The Centurion Lounge, the Business Platinum Cardmember must present The Centurion Lounge agent with the following upon each visit: his or her valid Business Platinum Card or valid Supplementary Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Business Platinum Cardmembers will only be granted access to the lounge within 3 hours of boarding pass departure time. This does not apply to Cardmembers with a same-day connecting flight who can access the lounge any time prior to departure of their connecting flight with proof of boarding pass. Business Platinum Cardmembers will not be granted access to the lounge with a boarding pass for a flight that has landed as the final destination. Business Platinum Cardmembers will not be compensated for changes in locations, rates or policies. The Business Platinum Cardmember must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Business Platinum Cardmember must be of legal drinking age in the location’s jurisdiction to enter without a parent or legal guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Services and amenities in the Lounge are complimentary, however you are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.
- 33. Delta Sky Club®- The Business Platinum Cardmember must present his or her valid Business Platinum Card, government-issued I.D., and same-day corresponding Delta airline ticket to the club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Cardmembers must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating airport clubs. Guests must also provide the club ambassador with a same-day corresponding Delta airline ticket before entering the lounge. For the most current Delta Sky Club access and pricing policy, please visit www.Delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit www.Delta.com/skyclub.
- 34. Valid only for new Fine Hotels + Resorts bookings made through Platinum Card Travel Service, americanexpress.ca/travel or americanexpress.ca/fhr. Payment must be made with an American Express Card in the Canadian Business Platinum Member’s name. Available for Canadian cardholders of The Business Platinum Card® from American Express. Business Platinum Cardmember must travel on the itinerary booked under FHR reservations to be eligible for benefits described. Limit of one (1) benefit package per room per stay. Benefit package can include Noon check-in, Room upgrade, Daily breakfast for two people, guaranteed 4:00 pm late check-out, plus an additional special benefit. Noon check-in and room upgrade based on availability and provided at check-in. Certain room categories are not eligible for room upgrades. Call Platinum Card Travel Service for details. Breakfast varies by property but will be at minimum a continental breakfast. Additional special benefit varies by property, is subject to change, and cannot be redeemed for cash. FHR cannot be combined with other offers unless indicated. Benefit package expires at check-out. Business Platinum Cardmembers may book up to a maximum of three (3) rooms under the FHR Program per stay. Back-to-back stays within a 24-hour period at the same FHR property are considered one stay. In the event the Business Platinum Cardmember cancels the reservation(s), FHR rates and benefit package will no longer apply to any remaining reservation(s). Participating Fine Hotels + Resorts properties and benefits are subject to change. Complimentary Wi-Fi is provided in room, with the exception of select properties where In-Room Wi-Fi is included as part of a mandatory daily resort fee or is not available. In these instances complimentary Wi-Fi will be provided in a common space on property. Call Platinum Card Travel Service for property specific details regarding Wi-Fi.
- 35. Valid at participating hotels for new bookings of at least two consecutive nights made through Platinum Card Travel Service, americanexpress.ca/travel or americanexpress.ca/thc. Payment must be made in full with an eligible American Express Card in the Canadian Business Platinum Cardmember’s name at time of checkout. The Business Platinum Cardmember must travel on the itinerary booked. (1) The Cardmember will receive the credit as deduction from the final hotel bill when checking out of the hotel; they will receive $1 for each eligible dollar spent up to $100 USD. Amenities vary by property and facilities available. Eligible charges must be charged to the room and exclude charges for taxes, gratuities, fees and cost of room. Additional exclusions based on specific hotel restriction may also apply including without limitation purchases within the hotel that are unaffiliated and/or owned by third parties - see hotel front desk for details. Credit must be used in conjunction with initial stay and cannot be carried over to another stay. Offer is not redeemable for cash and expires at check-out. Credit is non-exchangeable and non-refundable and is applied in USD or equivalent in local currency based on exchange rate on day of arrival. May not be combined with other offer or programs unless indicated. Limit one credit per room, per stay. (2) A one category room upgrade is based on availability and eligibility at check-in to the hotel. Three-room limit per Cardmember per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating hotels and benefits subject to change.
- 36. Enrolment into the Marriott BonvoyTM program is required to receive benefits of Marriott Bonvoy Gold Elite status, and may be terminated by Marriott without prior notice. Marriott Bonvoy benefits are subject to change and availability may vary by property. American Express Terms and Conditions apply. Gold Elite status amenities may not be combined with the Fine Hotels & Resorts program. All Marriott Terms and Conditions apply. For complete terms and conditions of the Marriott Bonvoy program, visit www.marriottbonvoy.com/terms. American Express reserves the right to instruct Marriott to cancel your Gold Elite status if you cease to be a Business Platinum Cardmember or your account is not in good standing. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for Marriott Bonvoy benefits.
- 37. Toronto Pearson Valet Service – Basic and Supplementary Business Platinum Cardmembers must charge the parking fee to their Business Platinum Card for the associated $25 Valet fee to be waived. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminal 1 and 3. For more information on Valet Service visit torontopearson.com.
- 38. Toronto Pearson 15% Parking Discount – 15% discount off the cost of parking (including taxes) will be provided as a credit to your Business Platinum Card statement. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% Discount cannot be used when reserving parking on GreaterToronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. Terms subject to change. For more information on parking lots visit torontopearson.com.
- 39. Pearson Priority Lane – American Express Basic and Supplementary Cardmembers with a valid Business Platinum Card are entitled to access the Pearson Priority Lanes (Priority Lane). The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto's Pearson International Airport in Terminal 1 & 3. Access to a Pearson Priority Lane is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane are required to comply with airport security and customs screening requirements. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.
- 40. The discount applies to the base airfare of the ticket(s). All ticket(s) are subject to government imposed taxes, fees and airline-imposed fuel, security surcharges and mandatory non-refundable fees. All ticket(s) purchased through the program will have all valid fare rules and restrictions apply. Tickets will only be refundable if the ticket purchased is in a refundable fare class. Airlines reserve right to modify fare rules and program participation prior to booking. Tickets are non-transferable or endorsable. To receive the discount, the purchase of the qualifying First, Business, or Premium Economy Class ticket(s) on a participating airline must be made over the phone through Platinum Travel or online at americanexpress.ca/travel and paid in full with an American Express Card in the Business Platinum Cardmember's name. Travel must originate in and return to select Canadian gateways. One-way travel permitted on some airlines. Available service classes in First, Business or Premium Economy where applicable are subject to airline availability. Cardmember and up to seven additional First, Business or Premium Economy Class passengers must travel together on same air itinerary. Not combinable with any other promotion and may not be available on all participating airline's code-share partners, i.e., flights marketed by the ticketing airline but operated by its code-share partner. Participating airlines and benefits are subject to change. Limited time airline flash sales and private sale fare offers are excluded.
- 41. Hertz – Business Platinum Cardmembers must enroll directly with Hertz to receive Hertz Gold Plus Rewards® Five Star Tier membership (“Membership”). Membership is subject to the terms, conditions and restrictions of Hertz which are subject to change without notice. CDP # 633306 must be quoted at time of any reservation. Cardmembers who enroll in the Hertz Gold Plus Rewards® Five Star Tier Club can receive a one-car class upgrade at participating locations at time of rental. The upgrade is subject to availability and change and is valid on rentals of Compact through Full Size Cars. American Express reserves the right to instruct Hertz to cancel your membership if you cease to be a Business Platinum Cardmember or your account is not in good standing. Benefits vary by market and location of rental, and may be subject to change and availability. Gold Plus Rewards® Five Star Tier membership enrolment is required to enjoy all benefits. Partner Terms and Conditions apply. Visit the Hertz Gold Plus Rewards website for full Terms and Conditions (hertz.ca).
- 42. Avis – Discounts of between 5% - 25% off the lowest available discounted rate are available on qualifying rentals, at participating Avis locations in Canada and the contiguous U.S. and up to 20% off the lowest available discounted rate at participating locations internationally, upon presentation of AWD # C076700 at time of reservation. The discount received depends on fleet availability, location, type of car rented and seasonality. Discounts apply to time and/or kilometre/mileage charges only and not to any other charges in connection with the rental; such as taxes, Personal Accident Insurance, refueling service charge, drop-off charges and Loss Damage Waiver. Discount is not applicable to pre-pay rates. Certain blackout dates may apply. Offer is subject to vehicle availability at the time of rental and may not be available on some rates at some times; including some online rates at avis.ca/com. Car rental return restrictions may apply. Renter must meet Avis age, driver and credit requirements. Minimum age may vary by location. An additional daily surcharge may apply for renters under 25 years old. Program terms are subject to change without notice.
- 43. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
- 44. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
- 45. Upon authorization by the Business Platinum Cardmember, Concierge uses its best efforts to source or arrange the purchase of requested goods or services from a supplier. There is no charge for using the services of Concierge, however the Cardmember will be responsible for paying the supplier for any purchases and/or shipping charges you authorize, as well as any other fees or related costs that may apply. Amex Bank of Canada cannot be responsible for the acts or omissions of suppliers, and cannot guarantee successful fulfillment of Cardmember requests in all instances.
- 46. Fraud Protection Guarantee - Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.
- 47. Carey vehicles are designed for maximum comfort, including extra leg room, climate controls and other amenities to help you do business on the road. Carey offers a 10% discount* to Business Platinum Cardmembers.
*Service fees may apply. Fees will vary according to the type of service requested.