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Marriott Bonvoy™ Business American Express® Card

Earn a Welcome Bonus of 50,000 Marriott Bonvoy™ points, enough for 3 free nights at a Category 2 hotel. Offer subject to change at any time.1
$150*
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Speak to a specialist: 1-877-891-0821

Terms & Conditions
  • Annual Fee:
    $150*
  • Supplementary Card Fee:
    $50 annual fee*2
    19.99% on purchases and 21.99% on funds advances    *
  • Earn accelerated points to be able to redeem and enjoy special benefits3

Key Benefits

WELCOME BONUS OFFER

Earn a Welcome Bonus of 50,000 Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time.1

ANNUAL FREE NIGHT AWARD

Receive an Annual Free Night Award automatically each year after your anniversary.3

UPGRADE YOUR MARRIOTT BONVOY MEMBERSHIP

Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year.4

Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.5

BUSINESS ACCELERATED EARN RATE

You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel.6

Rewards

Experience luxury, refinements and inspired destinations in nearly 130 countries around the globe. Or indulge in ‘money can’t buy’ moments or premium merchandise. Whatever you’re in the mood for, there’s a distinctive reward for you from the Marriott Bonvoy program.§

Earning Points

  • You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel6
  • You can earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties.6
  • You can earn 2 points for every $1 on all other purchases charged to the Card.6
  • Receive a 15,000 points bonus from the Marriott Bonvoy program when you transfer 60,000 points to a frequent flyer program.7
  • Transfer points to frequent flyer miles with a wide selection of airlines.8
  • As an added benefit of being an eligible Basic Cardmember, you9 could earn more by referring a friend. For each approved referral you could earn a referral bonus of 10,000 points.10

Reedeming Points

  • Experience 29 distinct brands including Sheraton™, Westin™, St. Regis™,The Luxury Collection™, W™ Hotels,Le Méridien, Tribute Portfolio, Element™, Aloft™, Four Points™ by Sheraton and Design Hotels™. Learn more at www.marriott.com.
  • Experience once-in-a-lifetime events with Marriott Bonvoy Moments™, for unforgettable opportunities like meet and greets with A-list artists and athletes, backstage concert passes, pro golf clinics and much more.
  • Redeem points for free nights with no blackout dates11 at over 6,700 of some of the world’s most extraordinary hotels and resorts around the globe.
  • Redeem your points for flights on some of the world’s leading airlines.12

Compare our Business Cards

Marriott Bonvoy™ Business American Express® Card

Marriott Bonvoy™ Business American Express® Card

American Express Business Edge™ Card

American Express Business Edge™ Card

Business Platinum Card® from American Express

Business Platinum Card® from American Express

ANNUAL FEE
$150 (19.99% on purchases and 21.99% on funds advances)*
ANNUAL FEE
$99 (19.99% on purchases and 21.99% on funds advances)***
ANNUAL FEE
$499 which may be tax deductible.1115**
WELCOME BONUS
Earn a Welcome Bonus of 50,000 Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time.1
WELCOME BONUS
Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.14
WELCOME BONUS
Earn a Welcome Bonus of 35,000 points when you charge $7,000 in purchases to your Card in your first 3 months of Card membership13
CARD OVERVIEW
The faster way from 'I wish' to 'I'll never forget'
CARD OVERVIEW
The Card for the way you do business.
CARD OVERVIEW
Ready to take care of you, while you take care of your business.
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Business Solutions

Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

Business Benefits

Business Benefits

  • Business and expense management tools and resources
  • Business and travel insurance benefits and services
  • The flexibility to pay balances in full or over time
  • $150 annual fee may be tax deductible15

Payment Flexibility

Payment Flexibility
Leverage your cash flow with the option of carrying a balance or paying in full each month.

Supplementary Cards

Supplementary Cards
Supplementary Cards are very useful tool to help you control employee expenses plus track and accumulate points on your Marriott Bonvoy account, so you have an opportunity to maximize the points you earn.1 The $50 annual fee may be tax deductible.15

    Dedicated Customer Service

    Dedicated Customer Service
    Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.

      Comprehensive Coverage

      Your Marriott Bonvoy Business American Express Card can take care of you in so many ways, wherever business takes you.
      Your Marriott Bonvoy Business American Express Card can take care of you in so many ways, wherever business takes you.

      Employee Card Misuse Protection16

      Employee Card Misuse Protection16

      Your Card may be covered for eligible unauthorized charges if you terminate the Supplementary Cardmember and cancel their Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owner and it provides coverage of up to $100,000 per Cardmember in case employees misuse their employee Card for unauthorized charges.

        Buyer's Assurance® Protection Plan17†

        Buyer's Assurance® Protection Plan17†

        Automatically doubles the manufacturer's original warranty up to one additional year when you charge the full purchase price to your Marriott Bonvoy Business American Express Card.

          Purchase Protection® Plan18†

          Purchase Protection® Plan18†

          Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, when you use your Marriott Bonvoy Business American Express Card.

            Travel Coverage

            Get peace of mind in many situations - whether you’re at home or abroad. You can rest assured knowing assistance is always close at hand should the unpredictable happen.

              • Travel Emergency Assistance

                19

              • $500,000 Travel Accident Insurance

                20†

              • Car Rental Theft and Damage Insurance

                21†

              • Flight Delay Insurance

                22†

              • Baggage Delay Insurance

                22†

              • Lost or Stolen Baggage Insurance

                22†

              • Hotel/Motel Burglary Insurance

                22†

              Entertainment Access

              American Express Invites®23

              Say hello to American Express Invites®. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®23. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
              • Front Of The Line® Advance Access
              • Front Of The Line® Reserved Tickets
              • Front Of The Line® e-Updates
              • Invites Special Offers & Experiences for all Cardmembers
              • Invites Special Access®24 for all Cardmembers

              • For more information, visit                 www.amexinvites.ca

              World Class Service

              Wherever you are and whatever the time, we’re here for you in more ways than one.

              24/7 Customer Service

              Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

              Emergency Card Replacement

              Problem? Wherever you are, call us and we’ll help sort it.

              Fraud Protection Guarantee

              Use the Marriott Bonvoy Business American Express Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN25
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              Eligibility

              To save time, make sure you can say yes to the following before applying for the Marriott Bonvoy Business American Express Card:
                • You are a Canadian resident and have a Canadian credit file.
                • You are the age of majority in the province or territory where you live.
                American Express Business Edge™ CardAmerican Express Business Gold Rewards CardBusiness Platinum Card from American Express

                Ready to Apply?

                Apply for the Marriott Bonvoy Business American Express Card now and get a response in 60 seconds

                1-877-891-0821
                Ready to Apply?1-877-891-0821
                REQUEST INFOApply Now

                Annual revenue more than $10 million?

                Learn more about our Corporate Cards & Solutions

                Terms & Conditions

                Terms & Conditions
                  • * Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority. Supplementary Cards have an annual fee of $50 each.
                  • **As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
                  • *** Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority.
                  • ®: Used by Amex Bank of Canada under license from American Express.
                  • TM: 2019 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
                  • § The Marriott Bonvoy Program is operated by or on behalf of Marriott International, Inc. and is subject to terms, conditions and restrictions. For details, please see www.marriott.com/loyalty/terms.
                  • †All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.
                  • 1. This offer is only available to new Marriott BonvoyTM Business American Express® Cardmembers. For current or former Marriott Bonvoy Business American Express Cardmembers or Starwood Preferred Guest Business Credit Card from American Express Cardmembers, we may approve your application, but you will not be eligible for the welcome bonus. Account must be in good standing. To qualify for the 50,000 Bonus Marriott BonvoyTM points, you must have at least $1,500 in net purchases posted to your account on or before your three month anniversary date. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for eligible purchases. Three nights are based on a standard room at a Category 2 property. Points required for a free night range from 7,500 points for any night in a standard room at a Category 1 property to up to 100,000 points for any night in a standard room at Category 8 properties. Category 8 properties that are all suites or villas require higher points redemption. For complete information on reward stays or the number of points required for a stay, please see www.marriott.com. Subject to Change. Marriott may change the Category in which a specific Marriott participating hotel is classified at any time. The amount of points required to obtain rooms at Marriott participating hotels varies by category of the Marriott participating hotel and may also vary by time of year. Please allow up to 8 weeks after earning your points for your account to be updated. Offer subject to change at any time.
                  • 2. Maximum of 99 Supplementary Cards per account. Supplementary Card applicant must be the age of majority. Supplementary Cards have an annual fee of $50 each.
                  • 3. Each year, 8-10 weeks after your annual anniversary date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room rate of up to 35,000 points, inclusive of room rate and applicable taxes but exclusive of resort fee. Account must be in good standing. To view the full terms and conditions, visit www.marriott.com/loyalty/terms.
                  • 4. Each year if, before the annual reset date, you reach $30,000 in net purchases charged to your account you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Subject to terms and conditions at www.marriott.com/loyalty/terms.If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions.
                  • 5. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit card account or have more than one Marriott Bonvoy program account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8 weeks from Card Account approval date for the credits to be applied to your loyalty account.
                  • 6. Account must be in good standing. You will earn five (5) Marriott Bonvoy points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy Business American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc. and its affiliates. You can earn three (3) points for every $1 in eligible purchases charged on your Marriott Bonvoy Business American Express Card at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada; (ii) restaurants, quick service restaurants, coffee shops and drinking establishments in Canada; and (iii) for travel services or travel bookings including air, water, rail and road transport, but not including local and commuter transportation. Purchases at merchants where travel sales are not their primary business (including general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travelers cheques and foreign currencies are not purchases and do not qualify for points.
                  • 7. 15,000 points bonus is awarded only when 60,000 points are transferred as part of the same transaction and is based on airlines with a 3 points to 1 mile conversion rate. Other terms and restrictions apply. To view the full terms and conditions, visit www.marriott.com/loyalty/terms.
                  • 8. Transfer ratios, minimum requirements, and maximums, vary by airline. To view the full terms and conditions, visit www.marriott.com/loyalty/terms.
                  • 9. All references to you means the Basic Cardmember.
                  • 10. Referral Program Terms: Your account must be in good standing. If this is a personal or family referral, you agree to only make recommendations to known friends and family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. If this is a referral in the context of your business, you agree to only make recommendations to business contacts whom you know and have consented to receive this recommendation from you. You must not send recommendations to people you do not know. Whenever you reach out to a potential referral, you will only use content we provide. Any additional statements you make cannot be inconsistent with our content and must be truthful, accurate and not misleading. You should not publish or distribute your referral link in locations where the audience is likely to include individuals with whom you do not have a business, personal or family relationship or who may not be interested in the offer. You can only receive a maximum referral bonus of 150,000 per calendar year for approved referrals, which includes eligible referral bonus amounts from both (i) special or limited time referral offers and (ii) regular referral offers in that same calendar year. Referral bonus for each approved referral and maximum annual referral bonus limit may change at any time and if you change card products. Should the referral bonus amount change during the calendar year, you may receive a partial bonus depending on the available maximum bonus amount. You are not eligible to receive this referral bonus offer if you have already reached your maximum annual referral bonus limit. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Your referral bonus will be awarded in the calendar year in which the eligible referral application is approved and not when the referral application is received. Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice. Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for any referral bonus that may be offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. You will only use the delivery methods we provide. By participating in the referral program, you are requesting that emails be sent on your behalf to individuals with whom you have a business, personal or family relationship. If you already have an American Express Card, you are prohibited from referring yourself for any American Express Card. Any violation or abuse of this referral program including, sending emails to individuals with whom you have no business, personal or family relationship, referring yourself, and efforts to bypass, manipulate, obscure or otherwise modify the delivery and accurate presentation of the referral link, sharing tools, content, disclosures, instructions or other materials we provide will be considered a breach of these Terms and make you ineligible for any referral bonus, reverse any referral bonus awarded, and result in your termination from the program and cancellation of your Card account. Your Card account's eligibility to participate in the referral program is based on your creditworthiness and other factors including your account history with American Express. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program (if applicable) when the referral bonus is awarded. American Express reserves the right to limit, cancel, or revoke a referral or welcome bonus if it determines, in its sole discretion, you have violated these Terms. Please note there may be other offers available for this Card on americanexpress.ca where spend requirements or welcome bonus amounts may differ. All products and services are subject to applicable Terms and Conditions.
                  • 11. Free night awards apply to standard rooms only as defined by each participating property; contact the property before booking to check availability. To view the full terms and conditions, visit www.marriott.com/loyalty/terms.
                  • 12. Ticket Price includes Taxes & Fees. Other fees may apply. To view the full terms and conditions, visit www.marriott.com/loyalty/terms.
                  • 13. To qualify for a Welcome Bonus of 35,000 points, you must have at least $7,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
                  • 14. 30,000 Welcome Bonus points - This offer is only available to new American Express Business Edge™ Cardmembers. For current or former American Express Business Edge™ Cardmembers, we may approve your application, but you will not be eligible for the Welcome Bonus. Offer subject to change. To qualify for the Welcome Bonus you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing. Please allow up to eight weeks for the Welcome Bonus to be awarded.
                  • 15. Basic and Supplementary Card annual fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.
                  • 16. Employee Card Misuse Protection is not insurance. It is a benefit made available to you by Amex Bank of Canada and Administered by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Please read the terms and conditions of the Employee Card Misuse Protection carefully, as they include specific terms, limitations, conditions and exclusions that may affect your coverage.
                  • 17. When you charge the full price on eligible purchases to your Marriott BonvoyTM Business American Express® Card, the coverage given under the manufacturer’s original warranty is automatically doubled for up to one additional year. Buyer's Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Certain limitations, exclusions and restrictions apply. Please read the terms & conditions carefully.
                  • 18. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Coverage is in excess of any and all other applicable insurance.
                  • 19. All the services associated with the Travel Emergency Assistance are provided worldwide with the exception of some countries (it is best to check with Customer Service).
                  • 20. Travel Accident Insurance provides automatic coverage of up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Marriott BonvoyTM Business American Express® Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.
                  • 21. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Coverage is in effect as long as you have fully charged your rental to your Marriott BonvoyTM Business American Express® Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.
                  • 22. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
                  • 23. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees.  Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
                  • 24. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
                  • 25. Fraud Protection Guarantee - Use the American Express Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.