How to Apply for a Business or Corporate Credit Card
Learn how to apply for our Business & Corporate Credit Cards so that you can start earning rewards and empowering your business.
Why choose an American Express® Business Card or Corporate Card?
Our Cards are tailored to meeting your employees’ needs and optimizing cash flow management. Here’s how our range of cards can equip you with the expense management tools and rewards you need to help your company grow and thrive.
Manage cash flow
Charge Cards can maximize cash flow for your business with up to 55 interest-free days1
Easily complete expense reports
Online automated expense reporting to help keep track of your costs and save time
Earn rewards
Get rewards points for eligible purchases that you can put towards a flight, hotel stay, statement credit2, gift card redemptions, and merchandise3
Check your eligibility to apply
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
How to apply for a Business or Corporate Credit Card online
- Click the “Speak to a Specialist” button below to initiate your card application process
- Enter the personal and business information required, and submit the form online
- An Amex specialist will get in touch within 2 business days
- Our experts will guide you through the process
- Activate your card and start earning rewards!
Whether you own a startup or large business, American Express Cards will help optimize your cash flow and gain purchasing power. Now that you know how to apply for a Business or Corporate Card, compare the rewards and perks our Cards offer to find out which one will most benefit your business.
Business Cards
that can turn your company expenses into rewards
- Earn Rewards for business spending
- Easily manage your cash flow1
- Gain access to premium perks and service
Ideal for: Small to mid-sized businesses
Corporate Cards
for your employee and company needs
- Get full visibility into employee spending
- Benefit from our expense management tools
- Choose a rewards program tailored to your business and employees
Ideal for: Companies with annual revenue over $10 million
Ready to start earning rewards for your business?
Speak to a specialist at 1-877-891-0821 Monday to Friday, 9AM-5PM EST
Frequently Asked Questions
How would my business benefit from using an American Express Small Business Credit Card?
With our Small Business Credit Cards, you will receive a set credit limit so you know how much you can spend each month. You do not have to pay your monthly balance in full; instead, you are only required to post a minimum payment for each billing period. You can also receive rewards for your business expenses, which can come in the form of points, statement credits, and more.
How would my business benefit from using an American Express Small Business Charge Card?
Your purchasing power adjusts dynamically as you use your Card. It can change over time, based on a variety of factors which include your purchases, credit record, and
payment history.
How can my business benefit from using an American Express Corporate Card?
American Express Corporate Card programs offer exceptional rewards with no pre-set spending limit4, including tools and services to help you manage your costs, track your expenses, and drive savings.
Can I apply for an American Express Small Business Credit Card or Charge Card online?
Yes, you can easily apply online. To select the American Express Card that best matches your business’ needs, compare credit cards and charge cards, then read the terms of agreement, understand how the card will benefit your business, and assess your business’ eligibility. When you are ready to apply, you can complete your company’s application in a matter of minutes and receive a prompt decision for approval.
How do I apply for an American Express Corporate Card?
View our American Express Corporate Cards and their benefits. You can choose a card that fits your requirements, based on the benefits that each card has to offer. Once you find the card that best matches your business needs, you can complete a short online form, providing some basic contact details. One of our American Express Corporate Card representatives can contact you to guide you through the rest of the application process, or you can call us at 1-877-891-0821.
What do I need to apply for an American Express Small Business Credit Card or Charge Card?
When filling out your application, you will need the following:
- Your company’s legal business name
- Your company’s address and phone number
- Your company’s business industry
- The number of years your company has been established
- Company size (number of employees)
- Annual company revenue
®: Used by Amex Bank of Canada under license from American Express
- The interest free grace period is 28, 29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.
Interest will not be charged on transactions and you will have an interest grace period of up to 31 days from the closing date on your statement if every month we receive payment in FULL by the next statement date after the transaction first appeared on your billing statement. Payment in FULL means payment of the total new balance shown on your statement which is made up of all charges to your account (including purchases, funds advances, fees and other charges) up to the closing date. - You can redeem Membership Rewards points for a statement credit toward an Eligible Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 Points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points toward an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card. Eligible Travel Purchases: 1,000 points=$10 statement credit. All other eligible purchases: 1,000 points=$7 statement credit
- Membership Rewards points can be redeemed for Gift Cards, Certificates, and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call the number on the back of your Card.
- American Express reserves the right to refuse to authorize any charge. Some Corporate Cards may carry specific usage guidelines and limits at the request of your company or at the discretion of American Express.