Frequently Asked Questions
How would my business benefit from using an American Express Small Business Credit Card?
With our Small Business Credit Cards, you will receive a set credit limit so you know how much you can spend each month. You do not have to pay your monthly balance in full; instead, you are only required to post a minimum payment for each billing period. You can also receive rewards for your business expenses, which can come in the form of points, statement credits, and more.
How would my business benefit from using an American Express Small Business Charge Card?
American Express Business Charge Cards* offer a convenient way to improve your business cash flow while earning points on your purchases. You'll receive no pre-set spending limit4 or interest on purchases, as long as your balance is paid in full each statement period.
How can my business benefit from using an American Express Corporate Card?
American Express Corporate Card programs offer exceptional rewards with no pre-set spending limit5, including tools and services to help you manage your costs, track your expenses, and drive savings.
Can I apply for an American Express Small Business Credit Card or Charge Card online?
Yes, you can easily apply online. To select the American Express Card that best matches your business’ needs, compare credit cards and charge cards, then read the terms of agreement, understand how the card will benefit your business, and assess your business’ eligibility. When you are ready to apply, you can complete your company’s application in a matter of minutes and receive a prompt decision for approval.
How do I apply for an American Express Corporate Card?
View our American Express Corporate Cards and their benefits. You can choose a card that fits your requirements, based on the benefits that each card has to offer. Once you find the card that best matches your business needs, you can complete a short online form, providing some basic contact details. One of our American Express Corporate Card representatives can contact you to guide you through the rest of the application process, or you can call us at 1-877-891-0821.
What do I need to apply for an American Express Small Business Credit Card or Charge Card?
When filling out your application, you will need the following:
- Your company’s legal business name
- Your company’s address and phone number
- Your company’s business industry
- The number of years your company has been established
- Company size (number of employees)
- Annual company revenue