Corporate Cards and Solutions

®* For trademark ownership details see: americanexpress.ca/aeroplantrademarks

®* For trademark ownership details see: americanexpress.ca/aeroplantrademarks

2. Companies can receive 1.5% Cash Back on the purchase of eligible Air Canada flights charged to the American Express Aeroplan Corporate Card or the American Express Aeroplan Corporate Reserve Card. Eligible spend is spend for flight bookings on Air Canada, Air Canada Rouge or on carriers operating under the Air Canada Express banner, regardless of fare option or booking class. Flight bookings with Air Canada’s codeshare or interline partners are not included in the calculation of the amount spent on flight bookings. The amount spent on a flight booking is equivalent to the base fare, exclusive of all taxes, surcharges and any additional fees (such as travel option charges, airport or third party fees and charges) and is calculated once the flight has been completed. Flight pass purchases can also be included in the calculation of the amount spent on flights bookings. The calculation will be based on the amount of the flight pass purchase charged on the American Express Aeroplan Corporate Card or American Express Aeroplan Corporate Reserve Card (minus any flight pass credits, returns and adjustments). Companies with contracted or negotiated fare rates from Air Canada are not eligible for this Cash Back offer. Companies must be enrolled in the Air Canada for Business program to earn the Cash Back.

3.Account must be in good standing. Aeroplan points will be earned on the amount of all purchases less credits and returns. Finance charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Aeroplan points.

4. Car Rental Theft and Damage Insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express® Aeroplan®* Corporate Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

5. Travel Accident Insurance: You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express® Aeroplan®* Corporate Card. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

6. Flight Delay Insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your American Express® Aeroplan®* Corporate Card.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

7. Baggage Delay Insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for six or more hours when you fully charge your airline ticket to your American Express® Aeroplan®* Corporate Card.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

9. Lost/Stolen Baggage: Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your American Express® Aeroplan®* Corporate Card.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

8. Hotel Burglary Insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your American Express® Aeroplan®* Corporate Card.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

®* For trademark ownership details see: americanexpress.ca/aeroplantrademarks

The Aeroplan number of the Cardmember accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. Please allow up to 72 hours after the card is approved for these benefits to be activated. The Aeroplan member account of the Cardmember must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (www.aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

®: Used by Amex Bank of Canada under license from American Express.

®* For trademark ownership details see: americanexpress.ca/aeroplantrademarks

The Aeroplan number of the Cardmember accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. Please allow up to 72 hours after the card is approved for these benefits to be activated. The Aeroplan member account of the Cardmember must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (www.aircanada.com/aeroplan-termsandconditions) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

2. Companies can receive 1.5% Cash Back on the purchase of eligible Air Canada flights charged to the American Express Aeroplan Corporate Card or the American Express Aeroplan Corporate Reserve Card. Eligible spend is spend for flight bookings on Air Canada, Air Canada Rouge or on carriers operating under the Air Canada Express banner, regardless of fare option or booking class. Flight bookings with Air Canada’s codeshare or interline partners are not included in the calculation of the amount spent on flight bookings. The amount spent on a flight booking is equivalent to the base fare, exclusive of all taxes, surcharges and any additional fees (such as travel option charges, airport or third party fees and charges) and is calculated once the flight has been completed. Flight pass purchases can also be included in the calculation of the amount spent on flights bookings. The calculation will be based on the amount of the flight pass purchase charged on the American Express Aeroplan Corporate Card or American Express Aeroplan Corporate Reserve Card (minus any flight pass credits, returns and adjustments). Companies with contracted or negotiated fare rates from Air Canada are not eligible for this Cash Back offer. Companies must be enrolled in the Air Canada for Business program to earn the Cash Back.

3. Account must be in good standing. Aeroplan points will be earned on the amount of all purchases less credits and returns. Finance charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Aeroplan points.

4. The Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Cardmember may be required to show their qualifying card to the Air Canada agent.

5. For every $5,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Cardmembers will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) which will be deposited in their Aeroplan member account and appear on the next card account billing statement. Please allow at least three (3) days after your account billing statement for the SQM and SQS to be added to your Aeroplan account. SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Cardmembers may earn unlimited bonus SQM and SQS during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of net purchases below a previously achieved threshold for which SQM and SQS was not previously awarded, you may not earn the SQM and SQS, but if you were awarded SQM and SQS, the amount deducted could result in you having negative net purchases and you will have to make purchases if you wanted to bring your net purchases to zero before earning towards your next SQM and SQS. All Aeroplan Elite Status conditions apply and can be reviewed at www.aircanada.com/elite-termsandconditions.

6. Cardmembers will receive one (1) Annual Worldwide Companion Pass after spending more than $25,000 on net purchases (less any returns, credits and adjustments) posted to the Cardmember’s card account in the 12 months prior to their Card anniversary date. The pass will be deposited into the Aeroplan account 8-10 weeks after the Card anniversary date. On each Card anniversary date, the calculation of the annual net purchases resets to zero and Cardmembers must qualify again in the new annual period. Purchases transacted or posted on the Card anniversary date will be included in the calculation of net purchases for the next annual period and not the previous annual period. The pass entitles a companion to accompany the Cardmember upon the purchase of a fixed base fare (plus taxes, fees, charges and surcharges), when the Cardmember books a published economy fare on a flight marketed and operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Valid against the purchase of one round-trip fixed base fare (plus taxes, fees, charges and surcharges) for a companion when travelling on the same itinerary and booked at the same time as the Cardmember. Passes are valid for 12 months from the date issued. The pass is valid towards a new booking only, and not valid on existing reservations. Bookings must be made directly with Air Canada, via www.aircanada.com, the Air Canada Mobile App, or through the Air Canada call center (“Air Canada Reservations”). Maximum of one companion pass may be used per booking. If one-way travel is booked, the full base fare will be charged, the pass will be deemed fully used and the return portion of travel will be forfeited. Total pricing varies based on itinerary booked. Cardmembers may use the pass only once on their choice of travel: (i) within Canada and continental US (excluding Hawaii) for $99 CAD base fare (ii) to/from Hawaii, Mexico, Central America, and the Caribbean for $299 CAD base fare, (iii) to/from South America, Europe, Middle East, and Africa for $499 CAD base fare, and (iv) to/from Asia, Australia, and New Zealand for $599 CAD base fare. In addition to the purchase of a fixed base fare, the companion will be responsible to pay all applicable taxes, fees, charges and surcharges that apply above the companion’s base fare. All travel must originate or terminate in Canada or the United States. Valid for travel at any time with no blackout periods. Also valid against the purchase of fares on sale. The companion will be booked into the same fare brand as the Cardmember and will receive all applicable benefits and services associated with that fare brand. The pass may not be used against the purchase of premium cabin fares, or in conjunction with Aeroplan flight rewards, Flight Pass, group travel bookings, Air Canada Vacations bookings, or any other discounts or promotion codes. The pass must be redeemed at the time of purchase, and if multiple companion passes are available in association with the same Aeroplan number, the pass that would expire first will be used. Booking must be made before the pass expiry date, but travel may occur after the pass expiry date subject to flight schedule availability at the time of booking. Pass may only be used as described, cannot be transferred and has no monetary or exchange value. Changes or cancellations are allowed according to the fare rules of the fare purchased. Changes and cancellations must be made at the same time for both the Cardmember and the companion, and failure to do so may result in the companion pass being forfeited. If during a change or cancellation the pass is reinstated in the Cardmember’s Aeroplan account, the original expiry date will take effect and the pass may then be considered expired. In the event of a change or cancellation, travelers are required to pay all applicable fees based on the fare type purchased for each ticket, plus the difference in fare, if applicable, and all taxes, fees, charges and surcharges that apply above the base fare. The Cardmember’s account must be and remain active (not cancelled) and in good standing in order to receive and retain the reward. Companions who are members of Aeroplan or other partner frequent flyer programs are eligible to accumulate points and/or miles for the ticket issued in exchange for the companion pass according to conditions of the fare brand purchased. Aeroplan Elite Status benefits and upgrades are applicable if the traveler holds appropriate status and the fare purchased allows. Air Canada reserves the right to apply additional fees for bookings made via Air Canada Reservations. Unused passes will automatically be cancelled on the date the card account is cancelled, regardless of reason for cancellation, or if the card account is changed to a different product. Air transportation services on Air Canada are subject to Air Canada’s General Conditions of Carriage & Tariffs (www.aircanada.com/conditionsofcarriage) at the time of booking.

1. Membership Rewards: Earn 1.25 points for virtually every dollar charged on eligible, enroled American Express® Corporate Platinum Cards. In the case of a Corporate Card, participation in the Membership Rewards program is subject to the approval of the Company or other entity in whose name the Corporate Card account is opened. In order to participate and before any points can be earned, the Cardmember must first enrol in the program (except for the American Express Corporate Platinum Card which, if Company approval is given, is automatically enroled in the program). The Company or other entity may also cancel participation in the program at any time. Rewards are subject to availability and restrictions may apply as to when the reward can be redeemed. Amex Bank of Canada reserves the right to terminate the program with three (3) months prior notice. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points. Redeemed rewards are not refundable, exchangeable, replaceable or transferable for cash or credit. Amex Bank of Canada reserves the right to change the program Terms and Conditions, including without limitation assignment and reassignment of tiers and associated rights, at any time without notice. To cancel enrolment in the Membership Rewards program at any time, please call 1-800-716-6661. Please visit www.membershiprewards.ca or call 1-800-716-6661 for more information, for current annual fees or for full Membership Rewards Terms and Conditions.

2. Membership Rewards points can be redeemed for Gift Cards, Certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call 1-800-668-2639.

3. Concierge Services: There is no cost for Platinum Concierge consultation, although cardmember is responsible for any purchase and/or shipping charges they authorize. Fees may apply for meetings and event planning. Upon authorization by the Cardmember, Corporate Platinum Card Concierge uses its best efforts to arrange the purchase of requested goods and services from a supplier. Amex Bank of Canada cannot be responsible for the acts or omissions of suppliers, and cannot guarantee successful fulfillment of Cardmember requests in all instances.

4. Toronto Pearson Priority Lane: American Express Basic and Supplementary Cardmembers with a valid Corporate Platinum Card are entitled to access the Pearson Priority Lanes (“Priority Lane”) during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminals 1 & 3. Access to Priority Lanes is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Corporate Platinum Card. The name on the Corporate Platinum Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lanes are required to comply with airport security and customs screening requirements. Priority Lane access is subject to change or cancellation at any time and additional terms and conditions apply.

1. Membership Rewards: Earn one point for virtually every dollar charged on eligible, enroled American Express® Corporate Gold Cards. In the case of a Corporate Card, participation in the Membership Rewards program is subject to the approval of the Company or other entity in whose name the Corporate Card account is opened. In order to participate and before any points can be earned, the Cardmember must first enrol in the program (except for the American Express Corporate Platinum Card which, if Company approval is given, is automatically enroled in the Program). The Company or other entity may also cancel participation in the Program at any time. Rewards are subject to availability and restrictions may apply as to when the reward can be redeemed. Amex Bank of Canada reserves the right to terminate the program with three (3) months prior notice. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points. Redeemed rewards are not refundable, exchangeable, replaceable or transferable for cash or credit. Amex Bank of Canada reserves the right to change the Program Terms and Conditions, including without limitation assignment and reassignment of tiers and associated rights, at any time without notice. To cancel enrolment in the Membership Rewards program at any time, please call 1-800-716-6661. Please visit www.membershiprewards.ca or call 1-800-716-6661 for more information, for current annual fees or for full Membership Rewards Terms and Conditions.

2. Membership Rewards points can be redeemed for Gift Cards, Certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call 1-800-668-2639.

3. Lost or Stolen Baggage Insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

4. Travel Accident Insurance: Travel Accident Insurance is underwritten by Chubb Insurance Group of Canada. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca. Up to $500,000 of Accidental Death and Dismemberment Insurance when you travel on a common carrier and charge your tickets to your Corporate Gold Card. 24 Hour Accident Protection While on a Business Trip is also provided.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

1. Membership Rewards: Earn one point for virtually every dollar charged on eligible, enroled American Express® Corporate Cards. In the case of a Corporate Card, participation in the Membership Rewards program is subject to the approval of the Company or other entity in whose name the Corporate Card account is opened. In order to participate and before any points can be earned, the Cardmember must first enrol in the program (except for the American Express Corporate Platinum Card which, if Company approval is given, is automatically enroled in the Program). The Company or other entity may also cancel participation in the Program at any time. Rewards are subject to availability and restrictions may apply as to when the reward can be redeemed. Amex Bank of Canada reserves the right to terminate the program with three (3) months prior notice. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points. Redeemed rewards are not refundable, exchangeable, replaceable or transferable for cash or credit. Amex Bank of Canada reserves the right to change the Program Terms and Conditions, including without limitation assignment and reassignment of tiers and associated rights, at any time without notice. To cancel enrolment in the Membership Rewards program at any time, please call 1-800-716-6661. Please visit www.membershiprewards.ca or call 1-800-716-6661 for more information, for current annual fees or for full Membership Rewards Terms and Conditions.

2. Membership Rewards points can be redeemed for Gift Cards, Certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call 1-800-668-2639.

3. Flight Delay Insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Charge your airline ticket to your Corporate Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for hotel, motel, restaurant expenses and other sundry items.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

4. Baggage Delay Insurance: Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. Book a flight with your Corporate Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

5. Travel Accident Insurance: Travel Accident Insurance is underwritten by Chubb Insurance Group of Canada. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.