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Discover the benefits that take you beyond business as usual
Meet all the ways your American Express® Business Gold Rewards Card is there to support you, from unique experiences to business management tools and more.
Gain more control over your business
with a suite of management tools
Cash Flow Management
Get up to 55 interest-free days.1 Use your Card throughout the month for all of your everyday business expenses and earn points while you're at it.
Dynamic Purchasing Power
Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage and can grow over time, as long as you make your payments on time and maintain a good credit history.2
Reward your key employees with the type of freedom and benefits that can come with an American Express Supplementary Card on your account.
Add Supplementary American Express Business Gold Cards for $50 each, annually.*
Online Services lets you take care of business anytime, anywhere
Get fast, safe access to your account
information. It’s easy to set up so you can:
Access online expense
management reports and benefit from:
* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.
Manage your account on the go
Use the American Express® App to keep track of your everyday business transactions from virtually anywhere.
Reward yourself or your employees for a job well done with the Membership Rewards program
Earn Points
Earn Points on virtually everything
Earn 1 Membership Rewards point for virtually every $1 in purchases charged to your Card.1 There is no limit to the number of points you can earn, and your points never expire.
Earn Extra points with the Your 3 Suppliers program
Earn 1 extra point for every $1 in eligible purchases charged to the Card at 3 suppliers you pick from a list of select American Express merchants in Canada.2 You can earn up to a maximum of 250,000 extra points in each calendar year.
Redeem Points
Use Points for Purchases
Redeem points for statement credits to offset eligible purchases charged to your Card3, whether it’s a business expense or a travel purchase for your next business trip.
Travel Rewards and Flexibility
Travel on your own terms with the freedom to choose your preferred airline, favourite hotel brand and much more.
Rewards for Merchandise, Entertainment and More
Your points have so much to offer your business. Shop the Membership Rewards catalogue and choose from a wide range of gift cards, certificates and top brand merchandise.4
Business is always moving. Track your points on the go.
Track your Membership Rewards points balance or redeem points wherever you are with the American Express® App.
From the best seats in the house to memorable hotel stays, discover just how far your Card can take you and your business
Find premium stays with The Hotel Collection1 from American Express®
As a Business Gold Rewards Cardmembers, you will receive access to the following benefits at over 600 participating hotels and resorts in over 30 countries worldwide, when booking a minimum of two consecutive nights online with American Express Travel using your Basic American Express® Card:
†Varies by property and facilities available.
Get access to must-see shows and events
Say hello to American Express Invites®2. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®2. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
Hit the road with Hertz4 benefits
Enjoy benefits such as vehicle upgrades and special discounts with the Hertz Gold Plus Rewards loyalty program.
The Hertz Gold Plus Rewards membership benefits include:
In order to redeem your benefits:
1) Enrol into Hertz Gold Plus Rewards, using CDP# 705500 at www.hertz.com/AmexBenefits
2) Book directly with Hertz
3) Ensure that your Hertz Gold Plus Rewards membership number is entered when booking
Enrolment in the Hertz Gold Plus loyalty program is required.
Find all your Card offers in one place with Amex Offers5
Log in to Online Services or the American Express® App to see all of your tailored offers, including merchant offers and special savings for your business.
With Amex Offers you can:
Special programs and offers for your business at your fingertips
With the American Express® App, you’ll always be the first to know about exclusive offers or new ways to take advantage of your benefits.
Business Coverage
Your Business Gold Rewards Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
For assistance, please call:
In Canada/U.S. 1-800-243-0198
International, call collect (905) 475-4822
Purchase Coverage
Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Business Gold Rewards Card.
For assistance, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
To submit a claim, please visit our Online Claims Portal.
You can be insured for eligible items charged to your Business Gold Rewards Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
For assistance, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
To submit a claim, please visit our Online Claims Portal.
Travel Coverage
Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.
From anywhere in Canada/U.S. call 1-800-678-5523.
Outside Canada/U.S. please call collect (514)-285-8165.
You can be covered up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Business Gold Rewards Card.
For assistance, please call:
In Canada/U.S. 1-877-777-1544
You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Business Gold Rewards Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
For assistance, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
To submit a claim, please visit our Online Claims Portal.
You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your Business Gold Rewards Card.
For assistance, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
To submit a claim, please visit our Online Claims Portal.
You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for six or more hours when you fully charge your airline ticket to your Business Gold Rewards Card.
For assistance, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
To submit a claim, please visit our Online Claims Portal.
You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Business Gold Rewards Card.
For assistance, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
To submit a claim, please visit our Online Claims Portal.
You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Business Gold Rewards Card.
For assistance, please call:
Toll-free from the US & Canada: 1-800-243-0198
Collect from anywhere in the world: (905) 475-4822
To submit a claim, please visit our Online Claims Portal.
Card Safety & Security
Lost, stolen or simply misplaced – it doesn’t matter what happened, we’ll arrange for a new Card as quickly as possible.
Use your Card online or offline, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.
†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
View the Certificate of Insurance
To learn more about the insurance coverage included on your American Express Card, click the button below.
† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
®, TM: Used by Amex Bank of Canada under license from American Express
Secure, easy account access wherever business takes you
Use the American Express® App to manage your account, check your balance and track your transactions.
We’re here whenever you need us
24/7 Customer Service
1-888-721-1046
International
(905) 474-1229
(Please call collect)