* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges. Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.

1. As a charge card, the balance must always be paid in full each month in which no interest charges will apply. The interest free grace period is 28, 29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest-free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.
2. No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.
3. Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.
4. Account Alerts is a free service for American Express Cardmembers. However, your mobile phone service provider may apply fees for incoming text messages. Please contact your provider for further details.

1. Global Lounge Collection - Holders of the Business Platinum Card may access participating Canadian and International airport lounges (“Participating Lounges”) on a complimentary basis, upon presentation of the required entry documentation. Participating Lounges may change from time to time. House rules, terms and conditions of Participating Lounges apply. Use of Participating Lounges is subject to availability. Unless otherwise stated, Participating Lounge access cannot be used in conjunction with any other offer or benefit and is subject to change or cancellation at any time.
2. The discount applies to the base airfare of the ticket(s). All ticket(s) are subject to government-imposed taxes, fees and airline-imposed fuel, security surcharges and mandatory non-refundable fees. All ticket(s) purchased through the program will have all valid fare rules and restrictions apply. Tickets will only be refundable if the ticket purchased is in a refundable fare class. Airlines reserve right to modify fare rules and program participation prior to booking. Tickets are non-transferable or endorsable. To receive the discount, the purchase of the qualifying First, Business, or Premium Economy Class ticket(s) on a participating airline must be made over the phone through Platinum Travel or online at americanexpress.ca/travel and paid in full with an American Express Card in the Business Platinum Cardmember’s name. Travel must originate in and return to select Canadian gateways. One-way travel permitted on some airlines. Available service classes in First, Business or Premium Economy where applicable are subject to airline availability. Cardmember and up to seven additional First, Business or Premium Economy Class passengers must travel together on same air itinerary. Not combinable with any other promotion and may not be available on all participating airline’s code-share partners, i.e., flights marketed by the ticketing airline but operated by its code-share partner. Participating airlines and benefits are subject to change. Limited time airline flash sales and private sale fare offers are excluded. 
3. Basic and Supplementary Business Platinum Cardmembers must charge the parking fee to their Business Platinum Card for the associated $25 Valet fee to be waived. Waived fee applies only to Toronto Pearson Airport Valet Services in Terminals 1 and 3. For more information on Valet Service, visit torontopearson.com.
4. 15% discount off the cost of parking (including taxes) will be provided as a credit to your Business Platinum Card statement. The parking lot is subject to availability. Discount available at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3. 15% discount cannot be used when reserving parking on Greater Toronto Airport Authority’s (GTAA) Parking Reservation system or in conjunction with any other offers or discounts offered by GTAA. Terms subject to change. For more information on parking lots visit torontopearson.com.
5. American Express Basic and Supplementary Cardmembers with a valid Business Platinum Card are entitled to access the Pearson Priority Lanes (“Priority Lane”) during peak airport operating hours. The Priority Lanes are serviced by the Greater Toronto Airport Authority. Priority Lanes are located at select departure areas at Toronto’s Pearson International Airport in Terminals 1 & 3. Access to a Pearson Priority Lane is available to eligible Cardmembers and companions travelling on the same itinerary upon the presentation of a valid, unexpired eligible Card. The name on the Card must match the name on the boarding pass. All passengers departing Pearson International Airport, including those accessing the Priority Lane, are required to comply with airport security and customs screening requirements. Priority Lanes access is subject to change or cancellation at any time and additional terms and conditions apply.
6. Fine Hotels & Resorts - Valid only for new Fine Hotels & Resorts (FH&R) bookings made through Platinum Card Travel Service or americanexpress.ca/travel (online bookings currently only available to Basic Platinum Cardmembers). Payment must be made with an American Express Card in the Canadian Business Platinum Cardmember’s name. Available for Canadian cardholders of The Business Platinum Card^® from American Express. Business Platinum Cardmember must travel on the itinerary booked under FHR reservations to be eligible for benefits described. Limit of one (1) benefit package per room per stay. Benefit package can include Noon check-in, Room upgrade, Daily breakfast for two people, 4:00 pm late check-out, plus an additional special benefit. Noon check-in and room upgrade based on availability and provided at check-in. Certain room categories are not eligible for room upgrades. Call Platinum Card Travel Service for details. Breakfast varies by property but will be at minimum a continental breakfast. Additional special benefit varies by property, is subject to change, and cannot be redeemed for cash. FHR cannot be combined with other offers unless indicated. Benefit package expires at check-out. Business Platinum Cardmembers may book up to a maximum of three (3) rooms under the FHR Program per stay. Back-to-back stays within a 24-hour period at the same FHR property are considered one stay. In the event the Business Platinum Cardmember cancels the reservation(s), FHR rates and benefit package will no longer apply to any remaining reservation(s). Participating Fine Hotels & Resorts properties and benefits are subject to change. Complimentary In-Room Wi-Fi is provided, with the exception of explora Patagonia where In-Room Wi-Fi is not available. In this instance, complimentary Wi-Fi will be provided in a common space on property. In the case where a Property includes cost of Wi-Fi in a mandatory resort fee, the Cardmember will receive a daily credit from the Property in the standard amount that the Property charges for Wi-Fi. The credit will be issued on the Cardmember's final statement upon check-out.
7. The Hotel Collection - Valid at participating hotels for bookings of at least two consecutive nights made through Platinum Card Travel Service or booked online through americanexpress.ca/travel or americanexpress.ca/thc (online bookings currently only available to Basic Cardmembers). Payment must be made in full with an eligible American Express Card in the Business Platinum Cardmember’s name at time of checkout. The Business Platinum Cardmember must travel on the itinerary booked. A one category room upgrade is based on availability and eligibility at check-in to the hotel. The Cardmember can receive a hotel credit upon checkout of up to $100 USD based on qualifying charges charged to the room excluding charges for cost of room, taxes, gratuities and fees. The $100 USD credit is non-refundable, and is not redeemable or exchangeable by the Eligible Cardmember for cash. Additional exclusions based on specific hotel restrictions may also apply (including without limitation, purchases within the hotel that are unaffiliated and/or owned by third parties) - see hotel front desk for details. Credit cannot be carried over to another stay and expires at check-out. Credit is applied in USD or equivalent in local currency based on exchange rate on day of check-out. May not be combined with other offers or programs unless indicated. Limit one credit per room, per stay. Three-room limit per Cardmember per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating hotels and benefits subject to change.
8. Enrolment into the Marriott Bonvoy™ program is required to receive benefits of Marriott Bonvoy™ Gold Elite status, and may be terminated by Marriott without prior notice.  Marriott Bonvoy benefits are subject to change and availability may vary by property. American Express Terms and Conditions apply. Gold Elite status amenities may not be combined with the Fine Hotels & Resorts program. All Marriott Terms and Conditions apply. For complete terms and conditions of the Marriott Bonvoy program, visit www.marriottbonvoy.com/terms. American Express reserves the right to instruct Marriott to cancel your Gold Elite status if you cease to be a Business Platinum Cardmember or your account is not in good standing. Third party bookings through Tour Operators or Online Travel Agencies, including Amex Travel Online, are not eligible for Marriott Bonvoy benefits.
9. Hertz – Business Platinum Cardmembers must enrol directly with Hertz to receive Hertz Gold Plus Rewards^® Five Star Tier membership (“Membership”). Membership is subject to the terms, conditions and restrictions of Hertz which are subject to change without notice. CDP # 633306 must be quoted at time of any reservation. Cardmembers who enrol in the Hertz Gold Plus Rewards^® Five Star Tier Club can receive a one-car class upgrade at participating locations at time of rental. The upgrade is subject to availability and change and is valid on rentals of Compact through Full Size Cars. American Express reserves the right to instruct Hertz to cancel your membership if you cease to be a Business Platinum Cardmember or your account is not in good standing. Benefits vary by market and location of rental, and may be subject to change and availability. Gold Plus Rewards^® Five Star Tier membership enrolment is required to enjoy all benefits. Partner Terms and Conditions apply. Visit the Hertz Gold Plus Rewards website for full Terms and Conditions (hertz.ca).
10. Avis – Discounts of between 5% - 25% off the lowest available discounted rate are available on qualifying rentals, at participating Avis locations in Canada and the contiguous U.S. and up to 20% off the lowest available discounted rate at participating locations internationally, upon presentation of AWD # C076700 at time of reservation. The discount received depends on fleet availability, location, type of car rented and seasonality. Discounts apply to time and/or kilometre/mileage charges only and not to any other charges in connection with the rental; such as taxes, Personal Accident Insurance, refueling service charge, drop-off charges and Loss Damage Waiver. Discount is not applicable to pre-pay rates. Certain blackout dates may apply. Offer is subject to vehicle availability at the time of rental and may not be available on some rates at some times; including some online rates at avis.ca/com. Car rental return restrictions may apply. Renter must meet Avis age, driver and credit requirements. Minimum age may vary by location. An additional daily surcharge may apply for renters under 25 years old. Program terms are subject to change without notice.
11. Abercrombie & Kent – Business Platinum Cardmembers are eligible. Partner or other Terms and conditions apply. Booking must be made through Platinum Card Travel Service and charged to your Business Platinum Card. Business Platinum Cardmembers can receive a $300 USD Air Canada gift card with a minimum booking value of $5,000 USD (before taxes). Eligible Cardmember must be travelling on itinerary booked in order to receive the benefit. Cancellation policy and inclusions as per applicable itinerary booked. Maximum of one benefit per booking. Participating benefits are subject to change. Call Platinum Card Travel Service for details.
12. Abercrombie & Kent Villas – Partner or other Terms and Conditions apply. Rentals eligible for the promotion must be purchased in Canada through Platinum Card Travel Service and charged to your Business Platinum Card. One amenity per villa booked. There is no limit on the number of Rentals a Business Platinum Cardmember may book. Subject to availability.
13. Kensington Tours – Business Platinum Cardmembers are eligible. Partner or other Terms and conditions apply. Booking must be made through Platinum Card Travel Service and charged to your Business Platinum Card. Business Platinum Cardmembers can receive a complimentary service or tour amenity with a minimum booking value of $5,000 CAD (before taxes). Eligible Cardmember must be travelling on itinerary booked in order to receive the benefit. Cancellation policy and inclusions as per applicable itinerary booked. Maximum of one benefit per booking. Participating benefits are subject to change. Call Platinum Card Travel Service for details.
14. Butterfield & Robinson - Business Platinum Cardmembers are eligible. Partner or other Terms and conditions apply. Booking must be made through Platinum Card Travel Service and charged to your Business Platinum Card. Business Platinum Cardmembers can receive a $300 CAD Amex gift card a minimum booking value of $5,000 CAD (before taxes). Eligible Cardmember must be travelling on itinerary booked in order to receive the benefit. Cancellation policy and inclusions as per applicable itinerary booked. Maximum of one benefit per booking. Participating benefits are subject to change. Call Platinum Card Travel Service for details.
15. Tourcan Vacations - Business Platinum Cardmembers are eligible. Partner or other Terms and Conditions apply. Booking must be made through Platinum Card Travel Service and charged to your Business Platinum Card. Business Platinum Cardmembers can receive a $200 CAD - $500 CAD Destination Credit (based on the corresponding booking value) with a minimum booking value of $4, 000 CAD (before taxes). Destination credit voucher can be redeemed at the time of booking against any destination excursion, spa service, lodging upgrade or other amenity which Tourcan Vacations shall make available at time of booking. Eligible Cardmember must be travelling on itinerary booked in order to receive the benefit. Cancellation policy and ninclusions as per applicable itinerary booked. Maximum of one Destination Credit per booking. Benefits are subject to change. Call Platinum Card Travel Service for details.
     
    
    

1. Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.
2. You can redeem Membership Rewards points for a statement credit towards an Eligible Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 Points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card. 
   
3. Membership Rewards points can be redeemed for Gift Cards, Certificates and other merchandise. The Gift Card or Certificate is subject to the Terms and Conditions indicated on the reward. For Full Membership Rewards Terms & Conditions, visit membershiprewards.ca or call the number on the back of your Card.
    
   
   

1. Upon authorization by the Business Platinum Cardmember, Concierge uses its best efforts to source or arrange the purchase of requested goods or services from a supplier. There is no charge for using the services of Concierge, however the Cardmember will be responsible for paying the supplier for any purchases and/or shipping charges you authorize, as well as any other fees or related costs that may apply. Amex Bank of Canada cannot be responsible for the acts or omissions ofsuppliers, and cannot guarantee successful fulfillment of Cardmember requests in all instances.
2. Benefits available for Canadian Business Platinum Cardmembers at participating restaurants. Account must be in good standing. Participating restaurants are subject to change without notice. Benefits vary by participating restaurant. The benefits have no cash value, cannot be exchanged or substituted, and cannot be combined with any other dining promotions or offers unless indicated otherwise. In order to take advantage of the benefits, reservations must be made through Business Platinum Concierge and the restaurant charge must be charged to your Business Platinum Card. Fulfillment of the program benefits is the responsibility of the individual participants. The reserved table benefit is limited to one (1) table for up to four (4) people or two (2) tables for up to two (2) people until approx. 10 am daily. Reservations are based on a first-come, first-served basis and are subject to availability. In the event of a reservation cancellation, the Cardmember will be subject to the restaurant’s cancellation policy, which will be communicated to the Cardmember by Concierge at the time of booking. Concierge is not responsible for informing the restaurant of your dietary restrictions or for the restaurant being able to accommodate the restrictions; we do ask that you provide this information directly to the restaurant. 
3. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
4. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
    
   
   

1. Underwritten by Royal & Sun Alliance Insurance Company of Canada.
2. This is not an insurance coverage. Fees may apply after initial call depending on the course of treatment. Please consult your StandbyMD^SM Terms and Conditions for full details.  SM: StandbyMD^SM is a Service Mark of Healthcare Concierge Services, Inc.  All rights reserved. 
3. This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.
4. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered.
5. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. 
6. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years.
7. Fraud Protection Guarantee - Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.