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Discover how your Marriott Bonvoy™ Business American Express® Card can help transform how you do business – from special benefits at luxurious properties worldwide to business management tools and more.
The Marriott Bonvoy program unlocks a world of rewards for you and your business – from distinguished stays to unforgettable experiences and more
Earn points
Earn 5X the points
for every dollar in eligible Card purchases at participating Marriott Bonvoy properties1
Earn 3X the points
for every dollar in Card purchases on eligible gas, dining and travel1
Earn 2X the points
for every dollar in Card purchases
everywhere else1
Use the calculator to find out
the earning potential of your eligible expenses.
* The rewards calculator tool is only for general illustration purposes. Your actual points earned may differ.
Redeem points
Free nights at extraordinary destinations
Redeem points at over 7,000 of some of the world’s most luxurious hotels and resorts around the globe – with no blackout dates.2
Frequent flyer flexibility
Transfer points to frequent flyer programs with a wide selection of the world’s leading airline.3 Get 5,000 bonus miles from most airlines when you transfer 60,000 points to a frequent flyer program.4
Rewards beyond travel
Put your points to work for you and your business. Redeem points for gift cards or merchandise5 to use for employee incentives, client gifts or a personal pick-me-up for achieving a major milestone.
Twenty-Nine distinct brands include The Ritz-Carlton®* and The Ritz-Carlton Reserve®*, St. Regis®*, W®*, EDITION®*, JW Marriott®*, The Luxury Collection®*, Marriott Hotels®*, Westin®*, Le Méridien®*, Renaissance®* Hotels and Sheraton®*.
Annual Extras, automatic upgrades and more
Annual Free Night Award6
Receive an Annual Free Night Award at participating hotels and resorts worldwide for a room with a redemption value of up to 35,000 points each year after your anniversary.
Marriott Bonvoy Elite status
Get automatically upgraded to Silver Elite status, with access to priority late checkout, 10% bonus points on stays, complimentary Wi-Fi and more 7. Easily upgrade to Gold Elite status when you reach $30,000 in purchases each year.8
Extra Elite Night Credits
Receive 15 Elite Night Credits that you can use towards attaining the next level of Elite status in the Marriott Bonvoy program.9
More Possibilities to Earn
Marriott Bonvoy members earn 10 points for every eligible US dollar spent at over 7,000 participating hotels and resorts. This is on top of any points you get through your Marriott Bonvoy Business American Express Card.
Discover Marriott Bonvoy Moments™
Use your points to bid on access to once-in-a-lifetime experiences. It’s the ultimate reward for all your hard work. Marriott Bonvoy Moments includes unforgettable opportunities like meet-and-greet with A-list artists and athletes, backstage concert passes, pro golf clinics and much more.
Leverage Marriott Bonvoy™ Meeting & Event Planning
Marriott makes it easy to search for meeting venues, compare rates and availability, submit proposal requests and get every detail right - all while earning you points. One-stop booking online anytime at participating hotels in the U.S. and Canada.
1. Account must be in good standing. You will earn five (5) Marriott Bonvoy points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy Business American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc. and its affiliates. You can earn three (3) points for every $1 in eligible purchases charged on your Marriott Bonvoy Business American Express Card at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada; (ii) restaurants, quick service restaurants, coffee shops and drinking establishments in Canada; and (iii) for travel services or travel bookings including air, water, rail and road transport, but not including local and commuter transportation. Purchases at merchants where travel sales are not their primary business (including general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that \ sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for points.
2. Free nights apply to standard rooms only as defined by each participating property; contact the property before booking to check availability. To view the full terms and conditions, visit marriottbonvoy.com/terms.
3. Transfer ratios, minimum requirements, and maximums vary by airline. To view the full terms and conditions, visit marriottbonvoy.com/terms.
4. 15,000 points bonus is awarded only when 60,000 points are transferred as part of the same transaction and is based on airlines with a 3 points to 1 mile conversion rate. Other terms and restrictions apply. To view the full terms and conditions, visit marriottbonvoy.com/terms.
5. In most cases gift cards, gift certificates, and merchandise awards are available to members who have a mailing address in the U.S. or Canada and are redeemable at websites and/or locations within the U.S. and Canada. To view the full terms and conditions, visit marriottbonvoy.com/terms.
6. Each year starting after your first year of Card membership, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room rate of up to 35,000 points, inclusive of room rate and applicable taxes but exclusive of resort fee. Account must be in good standing. To view the full terms and conditions, visit marriottbonvoy.com/terms.
7. Based on availability. To view the full terms and conditions, visit www.marriottbonvoy.com/terms.
8. Each year if, before the annual reset date based on your Card anniversary, you reach $30,000 in net purchases charged to your account, or after you stay 10
qualifying paid nights within one calendar year and combine these nights with 15 Elite Night Credits from your Card, you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Gold and Silver Elite Benefits are subject to the terms and conditions of the Marriott Bonvoy program available at marriottbonvoy.com/terms. If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions.
9. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit card account or have more than one Marriott Bonvoy program account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8 weeks from Card Account approval date for the credits to be applied to your loyalty account. Your 15 Elite Night Credits for subsequent years will then be deposited on or before March 1 of each subsequent calendar year.
§ The Marriott Bonvoy program is operated by or on behalf of Marriott International, Inc. and is subject to terms, conditions and restrictions. For details, please see marriottbonvoy.com/terms.
®: Used by Amex Bank of Canada under license from American Express.
TM; ®*: 2020 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
Gain more control over your business with a suite of management tools
Payment Flexibility with Plan ItTM*
Built right into your card, you can split large purchases into smaller mangeable monthly installments for a fixed fee1 and no additional interest with Plan It.
Take advantage of Plan It to help spread out business expenses to better match your cashflows – from new tech to marketing expenses.
Dedicated Business Specialists
Get information about Card benefits or online account management from specially trained Business Service Representatives. Simply call the number on the back of your Card and enter your Card number to reach a business specialist.
Reward your key employees with the type of freedom and benefits that can come with a Supplementary Card on your account.
- Manage your expenses more efficiently with one statement showing all charges separated by Card
- Earn Marriott Bonvoy points on all Supplementary Card purchases
Online Services lets you take care of business anytime, anywhere
Get fast, safe access to your account
information. It’s easy to set up so you can:
- View your current balance
- Register for text message and e-mail Account Alerts3
- Get online-only statements
- Update your contact details
- Make a payment
Access online expense
management reports and benefit from:
- The convenience of simpler tax preparation
- The ability to sort by vendor or spend category
- The ability to separate personal expenses from business expenses
- The flexibility to track and manage expenses more easily
1. When you create an installment plan, you will be charged a monthly installment fee. The monthly installment fee percentage will be disclosed to you during plan creation. This is not a promotional or special rate offer. The fee charged is comparable to the interest you would have paid if you carried this balance on your account, without being in an installment plan. Please see the Plan ItTM (American Express Installment Program) section in your Cardmember Agreement or the program Terms and Conditions for more details. Plan It is currently not available in Quebec, Nova Scotia, PEI or Nunavut.
2. Maximum of 99 Supplementary Cards per account. Supplementary Card applicant must be the age of majority. Supplementary Cards have an annual fee of $50 each.
3. Account Alerts is a free service for American Express Cardmembers. However, your mobile phone service provider may apply fees for incoming text messages. Please contact your provider for further details.
§ The Marriott Bonvoy program is operated by or on behalf of Marriott International, Inc. and is subject to terms, conditions and restrictions. For details, please see marriottbonvoy.com/terms.
TM: 2023 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
TM*, ®: Used by Amex Bank of Canada under license from American Express.
Manage your account on the go
Use the American Express® App to keep track of your everyday business transactions from virtually anywhere.
From the best seats in the house to special offers for you and your business, discover how your Card can help make any moment unforgettable
Get access to must-see shows and events
Say hello to American Express Experiences®1 . It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®1. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
- Front Of The Line® Advance Access
- Front Of The Line® Reserved Tickets
- Front Of The Line® e-Updates
- Invites Special Offers & Experiences for all Cardmembers
- Invites Special Access2 for all Cardmembers
Find all your Card offers in one place with Amex Offers3
Log in to Online Services or the American Express® App to see all of your tailored offers, including merchant offers and special savings for your business.
With Amex Offers, you can:
- See and filter your offers
- Save offers to your Card easily so they’re ready to use
- Use your location to find offers available nearby4
- Track all your saved offers so you know when they expire
1. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.
2. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
3. Eligible cards will vary by offer and are subject to change. Select Canadian American Express Cards issued by Amex Bank of Canada or another participating American Express card issuer other than Amex Bank of Canada (as applicable) are eligible cards for the offer. The following cards are not eligible: American Express Corporate Cards, American Express® Gift Cards and Prepaid Cards. Offers are subject to terms and conditions and full program terms.
4. You must enable location services on your mobile device to take advantage of the nearby offers feature on the Amex App. For Online Services, nearby locations are based on your billing postal code.
§ The Marriott Bonvoy program is operated by or on behalf of Marriott International, Inc. and is subject to terms, conditions and restrictions. For details, please see marriottbonvoy.com/terms.
™: 2020 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®: Used by Amex Bank of Canada under license from American Express.
Special programs and offers for your business – at your fingertips
With the American Express® App, you’ll always be the first to know about exclusive offers or new ways to take advantage of your benefits.
Because you’re focused on moving your business forward, you can feel confident knowing assistance is always close at hand
Travel Coverage
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Marriott Bonvoy™ Business American Express® Card.
You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Marriott Bonvoy™ Business American Express® Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Marriott Bonvoy™ Business American Express® Card.
You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your Marriott Bonvoy™ Business American Express® Card.
You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your Marriott Bonvoy™ Business American Express® Card.
You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Marriott Bonvoy™ Business American Express® Card.
Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365.
Business Coverage
Your Marriott Bonvoy™ Business American Express® Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.
For assistance, please call:
In Canada/U.S. 1-800-243-0198
International, call collect (905) 475-4822
Purchase Coverage
Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Marriott Bonvoy™ Business American Express® Card.
For more information or to make a claim, call 1-800-243-0198.
You can be insured for eligible items charged to your Marriott Bonvoy™ Business American Express® Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
For more information or to make a claim, call 1-800-243-0198.
Card Safety & Security
Lost, stolen or simply misplaced – it doesn’t matter what happened, we’ll arrange for a new Card as quickly as possible.
Use your Card online or offline, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.
† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
Visit the Online Claims Portal to submit a claim for Buyer’s Assurance, CDW (Car Rental Theft & Damage Insurance) & Purchase Protection Insurance.
For all other claims, visit the Travel Insurance Claims Center.
1. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca
2. Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
3. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
4. This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.
5. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
6. Use the American Express Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.
§ The Marriott Bonvoy program is operated by or on behalf of Marriott International, Inc. and is subject to terms, conditions and restrictions. For details, please see marriottbonvoy.com/terms.
™: 2020 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted.
®: Used by Amex Bank of Canada under license from American Express.
Secure, easy account access wherever business takes you
Use the American Express® App to manage your account, check your balance and track your transactions.
We’re here whenever you need us
24/7 Customer Service
1-888-721-1046
Marriott Bonvoy Personal Service
1-800-228-2100
International
(905) 474-1271
(Please call collect)