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The American Express® Gold Rewards Card

Earn a Welcome Bonus of 25,000 Membership Rewards® points1
Earn a Welcome Bonus of 25,000 Membership Rewards® points1
Footnotes
Card Type
Charge Card
Annual fee
$150*
Additional Cards
1 Free Additional Gold Rewards Card2 - a $50* value
$50* annually for additional Gold Rewards Cards2

Key Benefits

Welcome Bonus Offer

New American Express® Gold Rewards Cardmembers, earn a Welcome Bonus of 25,000 Membership Rewards® points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership1.

Special Offer for CPA Canada Members1

Earn 3 points for every $1 in Card purchases at CPA Canada1.

Pay an annual fee of $150* and receive a statement credit of $150 when you spend $1,500 in your first 3 months of Cardmembership1

Receive an additional 2,500 Membership Rewards points annually upon renewal1

Use Points for Purchases

Charge an eligible purchase to your Card and redeem your points for a statement credit (Eligible travel purchases: 1,000 points = $10 statement credit. All other eligible purchases: 1,000 points = $7 statement credit)3.

Fixed Points Travel Program

Use points to book flights within Canada or to anywhere in the world with the Fixed Points Travel Program4. Learn More.

Rewards

You choose how, when and where to use your points

New American Express® Gold Rewards Cardmembers, earn a Welcome Bonus of 25,000 Membership Rewards points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership1.
Earn Points

Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more6.

Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada6.

Earn 1 point for every $1 in Card purchases everywhere else6.

Earn 1 additional Membership Rewards point for every $1 charged to your Card on eligible hotel or car rental bookings made with American Express Travel at americanexpress.ca/travel7.

As an eligible Basic Cardmember, refer friends and you9 could earn up to a maximum annual referral bonus of 75,000 points10.
Redeem Points
  • Use Points for Purchases3
  • Transfer Points to Frequent Flyer Programs5
  • Use a Fixed Number of Points for Eligible Flights4
  • Use Points for the Flexible Points Travel Program8
Shop with Points
  • Shop Merchandise11
  • Shop Gift Cards12
  • Amazon Shop with Points18

Travel Benefits

Experiences & Offers

Coverage & Service

Eligibility

To save time, make sure you can say YES to the following before applying for the American Express® Gold Rewards Card.
  • You are a Canadian resident and have a Canadian credit file
  • You are of the age of majority in the province or territory where you live
Ready to become our newest
American Express® Gold Rewards Cardmember?
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Footnotes
    *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

    This offer is only available to new American Express Gold Cardmembers. Some offers are only available for a limited time. Refer to offer communication for offer deadline, if applicable. Offer only valid for applications received online through the link provided in select communications from American Express, with the use of a specific promotion code. American Express reserves the right to accept applications after the applicable deadline date, but you will not be eligible for this offer.

    : All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.