American Express® AIR MILES®* for Business Card

Keep your business Miles ahead

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Earn a Welcome Bonus of 2,000 AIR MILES^®* Reward Miles¹

when you charge $5,000 in purchases to your Card within your first 3 months of Cardmembership.¹

Financial Information

Card Type

Charge Card

Annual Fee

$180^*

Supplementary Card Fee

$50*

Focus on your goals – and get more Reward Miles

Access benefits and rewards that can help you dream bigger for your business.

How You Earn

1X
Miles
For every $10 spent
At eligible AIR MILES^®* Partners⁵
^*Excludes purchases made at airmilesshops.ca
1X
Miles
for every $15 spent
On everything else⁵

Featured Benefits

Welcome Bonus
Earn a Welcome Bonus of 2,000 AIR MILES^®* Reward Miles when you charge $5,000 in purchases to your Card within your first 3 months of Cardmembership.¹
Maximize your cash flow
Benefit from up to 55 interest-free days² so you can keep more cash on hand when you need it most.
Earn Miles on every business purchase
Earn 1 Mile for every $10 spent at eligible AIR MILES^®* Partners^*, and earn 1 Mile for every $15 spent everywhere else.⁵
^*Excludes purchases made at airmilesshops.ca

All Benefits

Dynamic Purchasing Power

With the American Express AIR MILES for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history⁵. That’s the power of a charge card.
Business Servicing

As an American Express Cardmember, you have access to around-the-clock American Express servicing to help you manage your account, whether you are at the office or on the road.

You also have access to the AIR MILES Business Preferred Servicing team who are there to help answer your questions as a Small Business owner and help manage your AIR MILES Collector Account.
Cash Flow Management

You can maximize your cash flow with up to 55 interest free days.² Use the Card throughout the month for all of your everyday business expenses, and earn Reward Miles while you're at it.
Expense Management Reports

Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer:
The convenience of simpler tax preparation
The ability to sort by vendor or spend category
The ability to separate personal expenses from business
The flexibility to track and manage expenses more easily
$100,000 Travel Accident Insurance^7†

Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express AIR MILES for Business Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Car Rental Theft and Damage Insurance^8†

Save money when travelling with the Car Rental Theft and Damage Insurance included on your American Express AIR MILES for Business Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your American Express AIR MILES for Business Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Baggage Delay Insurance^9†

Book a flight with your American Express AIR MILES for Business Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
Lost or Stolen Baggage Insurance^10†

When you fully charge your airline tickets to your American Express AIR MILES for Business Card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.
Flight Delay Insurance^9†

Charge your airline ticket to your American Express AIR MILES for Business Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
Hotel Burglary Insurance^10†

Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your American Express AIR MILES for Business Card.
Buyer's Assurance^® Protection Plan^10†

This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your American Express AIR MILES for Business Card. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.
Purchase Protection^® Plan^9†

Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your American Express AIR MILES for Business Card. You can be reimbursed for insured occurrences that are not covered by any other insurance.
Fraud Protection Guarantee¹¹

Use the American Express AIR MILES for Business Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.
Front Of The Line^® Advance Access

Cardmembers can purchase Front Of The Line presale tickets or make Front Of The Line reservations to some of the most in-demand concerts, theatre productions, restaurants and special events, often before the general public.²³
Front Of The Line^® Reserved Tickets

During the public on-sale period for many major events, Cardmembers can purchase Front Of The Line tickets from a block of great seats reserved exclusively for American Express.
Front Of The Line^® E-Updates

Learn more at ticketmaster.ca/americanexpress, and subscribe to receive Front Of The Line Entertainment e-Updates to get the hottest event listings sent directly to your inbox.
Special Offers & Experiences for all Cardmembers

Throughout the year, Cardmembers can purchase a variety of special offers created just for American Express. From advance screenings of blockbuster movies, to weekend getaway packages and special online and in-store shopping deals, it’s never been easier to have an experience you’ll never forget.
Special Access for all Cardmembers

Cardmembers can breeze through the line with the American Express entrance at The Molson Canadian Amphitheatre, sit back and relax in American Express Lounges at The Molson Amphitheatre, Roy Thomson Hall, Princess of Wales Theatre, and enjoy express service at the American Express bar at Massey Hall.
24/7 Customer Service

Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.
Emergency Card Replacement

Problem? Wherever you are, call us and we’ll help sort it.
Fraud Protection Guarantee

Use the Business Gold Rewards Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.²⁸

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet

Help Me Choose

Eligibility

To save time, make sure you can say yes to all of the following before applying for the American Express^® AIR MILES^®* for Business Card:

You are a Canadian resident and have a Canadian credit file
You are the age of majority in the province or territory where you live

Important Information

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

†All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet..

Apply now for the American Express® AIR MILES®* for Business Card .

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See how the American Express^® AIR MILES^®* Business Card stacks up

American Express® AIR MILES®* for Business Card

Keep your business Miles ahead

Earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles1

when you charge $5,000 in purchases to your Card within your first 3 months of Cardmembership.1

Focus on your goals – and get more Reward Miles

1X

Miles

For every $10 spent

At eligible AIR MILES®* Partners5*Excludes purchases made at airmilesshops.ca

1X

Miles

for every $15 spent

On everything else5

Welcome Bonus

Earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles when you charge $5,000 in purchases to your Card within your first 3 months of Cardmembership.1

Maximize your cash flow

Benefit from up to 55 interest-free days2 so you can keep more cash on hand when you need it most.

Earn Miles on every business purchase

Earn 1 Mile for every $10 spent at eligible AIR MILES®* Partners*, and earn 1 Mile for every $15 spent everywhere else.5*Excludes purchases made at airmilesshops.ca

Get more AIR MILES®* Reward Miles

Discover how you can maximize your earning potential to help get the Miles to redeem for thousands of Rewards.

Discover a full suite of business solutions

With a suite of easy-to-use account management tools, it’s powerful backing that meets your business needs.

Business coverage

Your Card can help keep your business protected, so you can focus on what matters most.

Travel coverage

Road trip or flight, you could be protected when you book travel with your Card.

Purchase coverage

Get to know how your Card can help protect your business purchases.

Say hello to American Express® Experiences

Open the door to memorable experiences we think you’ll love.

World-class service

Customer service that always has your back – anytime, anywhere.

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet

Earn a Welcome Bonus of 2,000 AIR MILES^®* Reward Miles¹

when you charge $5,000 in purchases to your Card within your first 3 months of Cardmembership.¹

At eligible AIR MILES^®* Partners⁵
^*Excludes purchases made at airmilesshops.ca

On everything else⁵

Earn a Welcome Bonus of 2,000 AIR MILES^®* Reward Miles when you charge $5,000 in purchases to your Card within your first 3 months of Cardmembership.¹

Benefit from up to 55 interest-free days² so you can keep more cash on hand when you need it most.

Earn 1 Mile for every $10 spent at eligible AIR MILES^®* Partners^, and earn 1 Mile for every $15 spent everywhere else.⁵
^Excludes purchases made at airmilesshops.ca

Get more AIR MILES^®* Reward Miles

Say hello to American Express^® Experiences