Earn up to 110,000 points.
Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.1
Plus earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s a total of up to 40,000 points every year.1
That’s up to $1,100 in statement credit that can be reinvested in your business.29
Financial Information
Purchasing PowerNo Pre-set Spending Limit
Payment FlexibilityChoose to pay the minimum amount, the full amount – or anything in between.2
Up to 55 interest-free days3Have more cash on hand when you need it the most.
Annual Fees$199
Option to add Employee Business Gold Rewards Cards for $50 annually31
Option to add Employee Business Gold Rewards Cards for $50 annually31
How You Earn
10,000
POINTS
Each Quarter
when you charge $20,000 in net purchases to your Card5
1X
POINTS
On everything
for every $1 in Card purchases5
Featured Benefits
Welcome Bonus
Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.1
Enjoy financial flexibility that offers you more control
Your Card comes equipped with business sized purchasing power that adapts based on your spending habits and needs. This is coupled with flexible payment options so you can make payments on your own terms.2
Dynamic purchasing power
Enjoy purchasing power that adjusts to your Card usage, with the ability to grow over time if you pay on time and maintain a good credit history.4
Maximize your cash flow
Benefit from up to 55 interest-free days2 so you keep more cash on hand when you need it most.
Earn 1X the points on everything
From office supplies and software to professional services and utilities, earn 1 point for every $1 in Card purchases.5
All Benefits
Eligibility
To save time, make sure you can say yes to all of the following before applying for the American Express® Business Gold Rewards Card:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
†All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.