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American Express® Business Gold Rewards Card

Earn 30,000 Welcome Bonus points1
$250 which may be tax deductible 2*

Card Type
Charge Card
Annual fee
$250 which may be tax deductible 2*
Supplementary Card fee

Key Benefits


Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.1


Use your Card for all your business purchases and enjoy purchasing power that adjusts dynamically with your Card usage and can grow over time if you pay on time and maintain a good credit history.4


With up to 55 interest free days3, you can maximize your cash flow. Plus, take advantage of purchasing power that grows with your business.4


Earn 1 point for every dollar in purchases charged to the Card.5 Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit.6
The Membership Rewards program boasts an exceptional line-up of rewards options for you and your business.
Earning Points
Earn 1 Membership Rewards point for every dollar in purchases charged to the Card. Plus, you can earn 1 extra point for every $1 in eligible purchases charged to the Card at 3 suppliers you pick from a list of select American Express merchants in Canada. You can earn up to a maximum of 250,000 extra points in each calendar year.5 Supplementary Cardmembers on your account earn points, at the same rate, for every dollar in eligible purchases.

As an eligible Basic Cardmember, refer a friend or family member who is a business owner and you7 could earn a referral bonus of 5,000 bonus Membership Rewards® points for each approved referral up to a maximum annual referral bonus of 75,000 Membership Rewards points8.
Redeeming Points
Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
  • Use points to book flights within Canada or to anywhere in the world with a fixed number of points.9
  • Redeem points for statement credits to offset any eligible purchase charged to your Card.6
  • Use points to pay for your purchases at checkout.10
  • Use points for a wide range of gift cards and merchandise.11
  • Transfer points to frequent flyer and hotel programs12, including one-to-one to Aeroplan®*13 and Avios14.
Business Solutions
Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
Cash Flow Management
You can maximize your cash flow with up to 55 interest free days.3 Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it.
Expense Management Reports
Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer:
  • The convenience of simpler tax preparation
  • The ability to sort by vendor or spend category
  • The ability to separate personal expenses from business
  • The flexibility to track and manage expenses more easily
Dynamic Purchasing Power
Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.4
Business Servicing
Get access to your billing information. With online services, you can:
  • View your current statement
  • Sign up for Account Alerts
  • Update your contact details
  • Make a payment
Plus, if you want to get a hold of us, there is always someone local to speak with you, 24/7, about whatever you need.
Comprehensive Coverage
Get peace of mind in many situations - whether you’re at home or abroad. You can rest assured knowing assistance is always close at hand if the unpredictable happens.

Business Coverage

Your American Express Business Gold Rewards Card can take care of you in so many ways, wherever business takes you.
  • Employee Card Misuse Protection15

    Travel Coverage

    • Car Rental Theft and Damage Insurance16†
    • Lost or Stolen Baggage Insurance17†
    • Hotel/Motel Burglary Insurance18†
    • Flight Delay Insurance19†
    • Baggage Delay Insurance19†
    • Travel Emergency Assistance20
    • $100,000 Travel Accident Insurance21†

      Purchase Coverage

      • Purchase Protection® Plan22†
      • Buyer's Assurance® Protection Plan23†
        Additional Benefits
        More access, amenities and services for you and your business.


        • The Hotel Collection24 from American Express®
        • Hertz Car Rental Benefit25


        • Front Of The Line® Advance Access
        • Front Of The Line® Reserved Tickets
        • Front Of The Line® E-Updates
        • Special Offers & Experiences for all Cardmembers
        • Special Access for all Cardmembers

        World Class Service

        Wherever you are and whatever the time, we’re here for you in more ways than one.
        • 24/7 Customer Service
        • Emergency Card Replacement
        • Fraud Protection Guarantee
        To save you time, make sure you can say yes to the following before applying for the American Express® Business Gold Rewards Card:
        • You are a Canadian resident and have a Canadian credit file.
        • You are the age of majority in the province or territory where you live.

        Ready to apply?

        Apply for the American Express® Business Gold Rewards Card now and get a response in 60 seconds
          * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

          All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.