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Business Platinum Card® from American Express

Earn 40,000 Welcome Bonus points1
Annual fee $499

Card Type
Charge Card
Annual fee
$499 which may be tax deductible.2*
Supplementary Card fee
$199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®*

Key Benefits


Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.1


Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.3


With up to 55 interest free days4, you can maximize your cash flow. Plus, take advantage of purchasing power that grows with your business.5


Take full advantage of access to over 850 airport lounges6 around the world and enjoy the extensive comfort, services and amenities available through premium hotel programs.
The Membership Rewards program boasts an exceptional line-up of rewards options for you and your business.
Earning Points
Earn 1.25 Membership Rewards points for virtually every $1 in purchases charged to your Card.3 Earn at the same rate for virtually every dollar in purchases charged to Supplementary Cards added to your account.

All points accumulate in your account so you can get the rewards you want faster. There is no limit to the number of points you can earn and your points never expire.

As the Basic Cardmember, refer a friend or family member who is a business owner and you could earn a referral bonus of 15,000 bonus Membership Rewards® points for each approved referral up to a maximum annual referral bonus of 225,000 Membership Rewards points.8
Redeeming Points
Get choice and flexibility with a wide range of travel, dining, entertainment and retail rewards options.
  • Use points to book flights within Canada or to anywhere in the world with a fixed number of points.9
  • Redeem points for statement credits to offset any eligible purchase charged to your Card.10
  • Use points to pay for your purchases at checkout.11
  • Use points for a wide range of gift cards and merchandise.12
  • Transfer points to frequent flyer and hotel programs13, including one-to-one to Aeroplan®*14 and Avios15.
Business Solutions
Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
Cash Flow Management
You can maximize your cash flow with up to 55 interest free days.4 Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it.
Expense Management Reports
Gain access to paperless Expense Management Reports delivered quarterly and annually. These reports offer:
  • The convenience of simpler tax preparation
  • The ability to sort by vendor or spend category
  • The ability to separate personal expenses from business
  • The flexibility to track and manage expenses more easily
Dynamic Purchasing Power
Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.5
Business Servicing
Get access to your billing information. With online services, you can:
  • View your current statement
  • Sign up for Account Alerts
  • Update your contact details
  • Make a payment
Plus, if you want to get a hold of us, there is always someone local to speak with you, 24/7, about whatever you need.
Comprehensive Coverage
Get peace of mind in many situations - whether you’re at home or abroad. You can rest assured knowing assistance is always close at hand should the unpredictable happen.

Business Coverage

Your Business Platinum Card can take care of you in so many ways, wherever business takes you.
  • Employee Card Misuse Protection16
  • Disability Plan for Small Business17†

Travel Coverage

  • Emergency Medical Insurance18† (Out of province/country)
  • Trip Cancellation Insurance19†
  • Trip Interruption Insurance20†
  • StandbyMDSM* Travel Medical Concierge21
  • Travel Emergency Assistance22
  • $500,000 Travel Accident Insurance23†
  • Car Rental Theft and Damage Insurance24†
  • Lost or Stolen Baggage Insurance25†
  • Baggage Delay Insurance26†
  • Flight Delay Insurance26†
  • Hotel/Motel Burglary Insurance27†

Purchase Coverage

  • Purchase Protection® Plan28†
  • Buyer's Assurance® Protection Plan29†
Additional Benefits
More specialty services, preferential treatment and travel amenities await!


Airport Lounge Programs
  • Canadian Platinum Lounge Benefit30
  • Priority PassTM31 Worldwide Airport Lounge Access
  • The Centurion® Lounge32
  • Delta Sky Club®33
Hotel Programs
  • Fine Hotels & Resorts34
  • The Hotel Collection35 from American Express®
  • Premium Hotel Program Membership
Special benefits at Toronto Pearson International Airport
    International Airline Program40
      Car and Limousine Services
      • Hertz
      • Avis
      • Carey
      Platinum Card Travel Service


        Experiences created around you
        American Express InvitesTM opens doors to access a number of special Platinum events and unique opportunities that have been curated exclusively for Platinum Cardmembers. These range from concerts, theatre, culinary and other special events.
          Front Of The Line®
          Cardmembers can purchase tickets to many sought-after events before they go on sale to the general public. During the specified sale period, tickets are available exclusively to American Express® Cardmembers.43
            It’s a great comfort knowing you can rely on the professional contacts and savvy of our Concierge44 to help you with personalized services tailored to your preferences, including:
            • Restaurant reservations
            • Entertaining clients
            • Special meeting facilities outside the office
            • Show tickets
            • Sending gifts to clients or employees

            World Class Service

            Wherever you are and whatever the time, we’re here for you in more ways than one.
            • 24/7 Customer Service
            • Emergency Card Replacement
            • Fraud Protection Guarantee
            To save you time, make sure you can say yes to the following before applying for the Business Platinum Card® from American Express:
            • You are a Canadian resident and have a Canadian credit file.
            • You are the age of majority in the province or territory where you live.

            Ready to apply?

            Apply for the Business Platinum Card® from American Express now and get a response in 60 seconds
              * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.