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The Platinum Card®

Earn a Welcome Bonus of 50,000 Membership Rewards® points1
Annual Fee $699

Card Type
Charge Card
Annual fee
Supplementary Cards
$175 annually for Platinum Cards*; $50 annually for Gold Cards2

Key Benefits


New Platinum® Card Cardmembers, earn 50,000 Bonus Membership Rewards® points by making $3,000 in purchases in the first three months of Cardmembership1


You will have access to a $200 CAD Annual Travel Credit, compliments of your Platinum Card. Use the credit once annually towards any single travel booking of $200 or more charged to your Platinum Card through Platinum Card® Travel Service from Amex Canada Inc4


Complimentary access to over 1,000 airport lounges worldwide5


From small favours to extravagant entertainment Platinum Concierge6 is at your service. Discover some of Canada’s top culinary experiences and allow us to reserve a table for you7


The Membership Rewards program boasts an exceptional line-up of reward options designed to complement and enhance the vibrant life you already lead.
  • Transfer your points into other frequent flyer and hotel programs, including 1:1 to Aeroplan®*8 and Avios®8
  • Charge any eligible purchase to your Card then log in to redeem your points for a statement credit9
  • Use points to book flights within Canada or to anywhere in the world with the Fixed Points Travel Program10
  • Access to a wide range of travel, dining, entertainment and retail rewards
Read more


  • Complimentary Airport Lounge Access
  • $200 Annual Travel Credit4
  • International Airline Program14
  • Special benefits at Toronto Pearson International Airport
  • Hotel Program Memberships
  • Car Rental Programs
  • Preferred Golf Membership24
  • Platinum Card Travel Service & American Express Travel website

Insurance Coverage

Whether traveling abroad or shopping nearby, the Platinum Card offers extensive coverages.
  • Emergency Medical Insurance26†(Out of province/country)
  • Trip Cancellation Insurance27†
  • Trip Interruption Insurance28†
  • Car Rental Theft Damage Insurance29†
  • Flight Delay Insurance26†
  • Baggage Delay Insurance26†
  • Lost or Stolen Baggage Insurance26†
  • Hotel/Motel Burglary Insurance26†
  • $500,000 Travel Accident Insurance30†
  • Travel Emergency Assistance31
  • StandbyMDSM Travel Medical Concierge32
How you Earn Points
Platinum members earn 1.25 Membership Rewards points for every dollar in purchases charged to their Card33 and are automatically enrolled in the Membership Rewards FirstTM Tier of the Membership Rewards program.

As a Cardmember, you34 can refer a friend and earn a referral bonus of 15,000 bonus Membership Rewards® points for each approved referral, up to a maximum annual referral bonus of 225,000 Membership Rewards points.35
Points Transfer8
Cardmembers also have the option of transferring points to one of our partner loyalty programs such as Starwood Preferred Guest® and Hilton Honors as well as frequent flyer programs including Aeroplan®*8, Delta SkyMiles®, and Avios8. Cardmembers can also use points to redeem for the amazing experiences and events offered through Platinum Concierge10.
Redeem Points
There is an easy, convenient way to get more out of Membership Rewards® points – simply charge an eligible purchase to your Card, such as retail, dining, groceries, travel and more. Then you can pay for it with points by redeeming your points for a statement credit.9

When it comes to using your Membership Rewards points, you will have access to a wide range of travel, dining, entertainment and retail rewards selected to suit even the most discerning taste.

What's more, indulge a passion for shopping with gift cards from many premium retailers including Holt Renfrew, Banana Republic, Birks and Restoration Hardware.

American Express Invites®36

We can pull strings to help get you in
  • Platinum Concierge6
  • Platinum Dining Program7
  • Unique experiences created around you
  • Front Of The Line® Advance Access36

Shopping Protection

  • No Pre-Set Spending Limit on Purchases3
  • Purchase Protection® Plan37†
  • Buyer’s Assurance® Protection Plan38†

World Class Service

  • The Platinum Website
  • Platinum Customer Care
  • Emergency Card Replacement
  • Fraud Protection Guarantee39
  • Manage your account online
To save time, make sure you can say yes to the following before applying for The Platinum Card.
  • You are a Canadian resident and have a Canadian credit file
  • You are of the age of majority in the province or territory of residence

Ready to apply?

Apply for The Platinum Card® now and get a response in 60 seconds
    * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.