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From groceries and lunches to bill payments, online purchases and entertainment, use your American Express® Gold Rewards Card daily and you can reach your desired destination sooner.

Every purchase can bring you closer to your rewards.

The more you spend on your Card, the more Membership Rewards® points you earn – and the faster you can make your travel dreams come true.

  • Earn 2 points for every $1 in eligible travel purchases charged to the Card, including last minute travel, hotels, airline reservations, holiday packages, car rentals, cruise vacations, and more1
  • Earn 2 points for every $1 in eligible gas, grocery and drugstore purchases charged to the Card1
  • Earn one point for every $1 in Card purchases everywhere else1
  • Earn 1 additional Membership Rewards point for every $1 you charge to your Gold Rewards Card on eligible hotel or car rental bookings made with American Express Travel at

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Get rewarded for paying your monthly bills.

Pay your monthly telephone, cable, electricity, insurance and highway toll bills automatically with your American Express® Gold Rewards Card. By doing so, you’ll easily earn Membership Rewards® points every month, which will let you reach your next reward sooner. Contact your service provider about setting up your American Express Card to automatically pay for your recurring bills.

Share many of the benefits of your Card and reap the rewards.

When you add a Supplementary Card to your account, you can share many of the benefits of your Card with someone close to you. Plus, the Membership Rewards points earned through purchases charged to a Supplementary Card accumulate in your account so you can earn rewards even faster.2

  • Add 1 Free Supplementary Gold Rewards Card2 for friends or family to help you earn points faster.
  • Supplementary Cardmembers also get benefits like Emergency Medical Insurance3† (Out of province/country), Trip Interruption Insurance4†, Purchase Protection® Plan5†, Buyer’s Assurance® Protection Plan6† and Car Rental Theft and Damage Insurance7†.

For more information, click here.

IMPORTANT NOTICE: Effective January 11, 2016, this Card is no longer eligible for a referral bonus. You can still refer the Card to your friends and family but you will not earn a referral bonus for any approved referral.

®, TM: Used by Amex Bank of Canada under license from American Express

†:  All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

1. You can earn 2 Membership Rewards points (“points”) for every $1 in eligible consumer purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, (ii) at stand-alone drugstores in Canada, (iii) at stand-alone grocery stores in Canada, and (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales but not including local and commuter transportation. Purchases at merchants where gas, grocery, pharmacy and travel sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, the purchase is made using an electronic wallet or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.

2. Account must be in good standing. Maximum of 9 Supplementary Cards per account. There is no annual fee for one Supplementary Gold Reward Card. Additional Supplementary Cards have an annual fee of $50 each, which is waived for the first year.

3. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

4. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Trips will not be covered for trip interruption if purchased with points (including Aeroplan miles) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.

5. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

6. When you charge the full price on eligible purchases to your American Express Gold Rewards Card, the coverage given under the manufacturer’s original warranty is automatically doubled for up to one additional year. Buyer's Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance Company of Canada.

7. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to American Express Gold Rewards Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental and the type of vehicle covered.

10. Basic Cardmembers can earn one additional bonus Membership Rewards point for every dollar charged to your American Express Gold Rewards Card for eligible hotel and car rental bookings (less credits and adjustments) made through the American Express Travel website where American Express Travel (not the hotel or car rental company) is the merchant. Hotel bookings under The Hotel Collection program are not eligible for this bonus Membership Rewards points offer. The number of bonus Membership Rewards points is calculated by multiplying each eligible transaction by one subject to rounding. Terms and Conditions of the Membership Rewards Program apply. In order to redeem points for any travel booking, the Membership Rewards Program account must be active and the Card must be in good standing.