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Your Starwood Preferred Guest Credit Card from American Express provides purchase protection, travel security and exclusive access to once-in-a-lifetime events, all over the world.

Feel protected at home and abroad.

Your SPG® Credit Card looks out for you. Simply charge your airline tickets, car rental, and accommodations in full to your Card, and you can enjoy a wide array of coverage:

  • Car Rental Theft and Damage Insurance 1†
    Save money when travelling with Car Rental Theft and Damage Insurance included on your Starwood Preferred Guest Credit Card from American Express. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to the SPG Credit Card. There's no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
  • Flight Delay Insurance 2†
    Charge your airline ticket to your SPG Credit Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
  • Baggage Delay Insurance 3†
    Book a flight with your SPG Credit Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
  • Lost / Stolen Baggage Insurance 3†
    When you fully charge your airline tickets to your SPG Credit Card, you are covered for loss or damage to your checked or carryon baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.
  • Hotel/Motel Burglary Insurance 3†
    Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel or motel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your SPG Credit Card.
  • Travel Accident Insurance 4†
    Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your SPG Credit Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Feel secure online, in-person and all around the world.

The following benefits are included with your Card:

  • Purchase Protection® Plan 5†
    Automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you use your SPG Credit Card. You can be reimbursed for insured occurrences not covered by any other insurance.
  • Buyer’s Assurance® Protection Plan 6†
    This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your SPG Credit Card  This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.
  • Fraud Protection Guarantee 7
    With this you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN.

Score seats to some of the hottest events in Canada.

Get advance and reserved ticket access8 to some of the hottest concerts, theatre productions, and special events across Canada.

To get the latest entertainment news from Front Of The Line®, sign up for e-Updates or like our Facebook page for more great American Express Canada updates.

American Express Delights

American Express Delights are special experiences that come in limited numbers. Which means they’re truly unique and rarely repeated. So if you see something you like, make sure you book it before it’s gone.

American Express Selects

American Express Selects are our daily offers that make your money go further.Travel, shopping, dining and entertainment - you’ll always find an offer that’s right for you.

®, TM: Used by Amex Bank of Canada under license from American Express

®*: Starpoints, SPG, Preferred Guest, Sheraton, Westin, St. Regis, The Luxury Collection, W, Le Méridien, Tribute Portfolio, Element, Aloft, Four Points and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc., or its affiliates. Design Hotels is a trademark of Design HotelsTM.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

1. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your SPG Credit Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of rental(s) and the type of vehicle covered.

2. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

3. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

4. Travel Accident Insurance provides automatic coverage of up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your SPG Credit Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

5. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance. 

6. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

7. Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.

8. On select events. Purchase must be charged in full to an American Express Card issued by Amex Bank of Canada. Subject to availability and to event and ticketing terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

9. Full details of these offers, terms, conditions, restrictions and applicable promotional codes and coupons are available at www.americanexpress.ca/selects. Applicable taxes extra. Purchase must be charged in full to your American Express Card. Participating merchants are responsible for offer fulfillment.