Feel protected at home and abroad.
Your SPG® Credit Card looks out for you. Simply charge your airline tickets, car rental, and accommodations in full to your Card, and you can enjoy a wide array of coverage:
Car Rental Theft and Damage Insurance
Save money when travelling with Car Rental Theft and Damage Insurance included on your Starwood Preferred Guest Credit Card from American Express. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to the SPG Credit Card. There's no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Flight Delay Insurance
Charge your airline ticket to your SPG Credit Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
Baggage Delay Insurance
Book a flight with your SPG Credit Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
Lost / Stolen Baggage Insurance
When you fully charge your airline tickets to your SPG Credit Card, you are covered for loss or damage to your checked or carryon baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.
Hotel/Motel Burglary Insurance
Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel or motel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your SPG Credit Card.
Travel Accident Insurance
Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your SPG Credit Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.