Non-Interest Charges: Funds Advance Fee: $2.75 each; Dishonoured Payment Fee: $25.00 each; Statement Reprint Fee: $3.00 per statement; Overlimit Fee: $29.00 will be charged when you exceed your credit limit; if you continue to exceed your credit limit until the end of subsequent billing period(s), it will be charged at the end of each billing period. Charges made in foreign currencies: the conversion commission is 2.5% for each charge. Except as otherwise noted, these fees and commission will be charged when they are incurred and will be included on the next statement.
1. Account must be in good standing. Blue Sky points will be earned on the amount of all purchases at the rate of 1.25 points for every $1.00 of eligible purchases. Funds advances, finance charges, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Blue Sky points. Points will be deducted for each return or adjustment.
2. To qualify for 10,000 bonus points you must have at least $500 in net purchases posted to your account in the first 3 months of Cardmembership. Account must be in good standing. Please allow up to 8 weeks for the bonus to be awarded.