Earn a Welcome Bonus of 2,400 AIR MILES®* Bonus Miles1
New American Express® AIR MILES®* Reserve Credit Card Cardmembers earn 2,400 AIR MILES®* Bonus Miles when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership.1
Annual Interest Rate
20.99% on purchases and 21.99% on funds advances*
$50 annual fee for each Additional AIR MILES®* Reserve Credit Card2
How You Earn
For every $10 spent
At AIR MILES®* Partners (excludes purchases made at airmilesshops.ca)3
For every $10 spent
At eligible grocery stores, gas stations and drugstores in Canada3
For every $15
In Card purchases everywhere else3
Earn Miles Twice
When you shop at participating AIR MILES®* Partners, use both your American Express® AIR MILES®* Reserve Credit Card and your AIR MILES®* Card to earn Miles twice on your purchase.
Annual Companion Flight benefit4‡◊
Bring someone with you on the same flight itinerary when you redeem with the AIR MILES®* Flight program.4‡◊
Receive Automatic OnyxTM Status6
Enjoy Onyx status including exclusive events, flight discounts, Cash Rewards and more!6
- Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners3 (excludes purchases made at airmilesshops.ca)
- Earn 1 Mile for every $10 in Card purchases at other eligible stand-alone grocery stores, gas stations, and drugstores in Canada3
- Earn 1 Mile for every $15 in Card purchases everywhere else3
- Your travel experience may never be the same. The American Express® AIR MILES®* Reserve Credit Card is the only AIR MILES®* Credit Card that provides these exclusive benefits: The Companion Flight Benefit4‡, the choice to redeem Miles for flight taxes and fees, and waived AIR MILES®* flight administration fee.
Exclusive Annual Companion Flight Benefit4‡◊Travel is definitely better with someone special. That’s why once a year, when you redeem for any flight Reward within the AIR MILES Reward program, you can receive up to a maximum of 1,700 Miles towards a Companion Flight, for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes). If your flight requires more than 1,700 Miles, you can use Miles from your AIR MILES Dream Balance to pay the additional Miles needed to use the Companion Flight Benefit. To take advantage of the Companion Flight Benefit, simply call the AIR MILES Concierge.
Call the AIR MILES Concierge line: 1-888-606-8888
Redeem Miles for flight taxes and fees – another Reserve exclusive◊You can redeem your Miles to pay for taxes and fees payable at time of booking on your flight redemptions.‡
Priority PassTM8 - Worldwide Airport Lounge AccessAmerican Express® AIR MILES®* Reserve Cardmembers can receive complimentary membership in Priority Pass – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground.
Waived AIR MILES flight administration feeWhen you redeem for a flight either online or through the AIR MILES®* Concierge team, the American Express® AIR MILES®* Reserve Credit Card is the only AIR MILES®* Credit Card that will waive the AIR MILES®* flight administration fee payable at time of booking, making your redemption that much sweeter.
Access to Pearson Priority Security Lane9Get where you need to go with QR code access to the Priority Security Lane9 at Toronto Pearson Airport. Visit go.amex/yyz to receive a single-use QR code for you and each of your accompanying guests.
Maximize your earning potential and rewardsMaximize your earning power by using both your AIR MILES®* Card and your new American Express® AIR MILES®* Reserve Credit Card at AIR MILES®* Partners and you can earn Miles twice.
Add Additional Cards to your account and extend many of the benefits of the American Express® AIR MILES Reserve®* Credit Card to someone special. It’s also an easy way to earn more, since all Miles earned on purchases charged to the Additional Cards will accrue to your account.2
Over a thousand rewards. Endless ways to dream.There are many ways to earn Miles and even more ways to redeem them. The AIR MILES®* Reward Program offers more than 2000 rewards to choose from. Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more.‡
- Due to the global pandemic and travel restrictions, certain trip cancellation/interruption and other travel coverages on your Card may be restricted or unavailable. For more information, please visit: https://www.rsagroup.ca/amexcovid19
Out of Province/Country Emergency Medical Insurance10†Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Flight Delay Insurance10†You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your American Express® AIR MILES®* Reserve Credit Card.
Baggage Delay Insurance10†You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your American Express® AIR MILES®* Reserve Credit Card.
Hotel Burglary Insurance10†You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your American Express® AIR MILES®* Reserve Credit Card.
Lost or Stolen Baggage Insurance10†You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your American Express® AIR MILES®* Reserve Credit Card.
Car Rental Theft and Damage Insurance11†You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express® AIR MILES®* Reserve Credit Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
$100,000 Travel Accident Insurance12†You can be covered up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express® AIR MILES®* Reserve Credit Card.
†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.
Front Of The Line® PresalesFront Of The Line Presale tickets with American Express Experiences13 can get you access to some of the most in-demand concerts, theatre productions, restaurants and special events before the general public.
Front Of The Line® Reserved ticketsGet access to Front Of The Line Reserved tickets from a block of great seats reserved exclusively for Cardmembers during the public on-sale period for many major events with American Express Experiences.13
Entertainment with American Express® ExperiencesEnjoy a variety of special offers and events with American Express Experiences.13 From advance screenings of blockbuster movies to theatre packages, it’s easy to have an experience you’ll never forget.
Dining with American Express® ExperiencesAmerican Express Experiences13 is a food lover's perfect companion. From special access, to fantastic food festivals, to sampling some of the country's best and hottest restaurants, we continue to serve up curated events for Cardmembers.
Retail with American Express® ExperiencesAmerican Express Experiences13 keeps you stylish with specially curated private shopping experiences and exclusive online offers for Cardmembers to make sure you look and feel your best.
Wellness with American Express® ExperiencesFocus on your wellbeing with American Express Experiences’13 special curated offers and experiences for Cardmembers that focus on you taking care of yourself.
Onsite benefits with American Express® ExperiencesEnjoy Cardmember benefits with American Express Experiences, like breezing through the front gate at Budweiser Stage14 and sitting back and relaxing in the luxurious American Express Lounge.15 Make your night out at a Mirvish Production with express concession service at the AMEX Priority Line in the Royal Alexandra Theatre and exclusive Priority Bars in the Princess of Wales and Ed Mirvish Theatres.16
Buyer’s Assurance® Protection Plan17†Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your American Express® AIR MILES®* Reserve Credit Card.
Purchase Protection® Plan10†You can be insured for eligible items charged to your American Express® AIR MILES®* Reserve Credit Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
§: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.
24/7 Customer serviceYour life doesn’t keep regular office hours, so neither do we. If you want to reach us, there is always someone local to speak with you about whatever you need, big or small. Wherever you are in the world, we're here for you 24/7.
Fraud Protection Guarantee18†Use your American Express® AIR MILES®* Reserve Credit Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information.
Emergency Card ReplacementIf your Card or Additional Card gets lost or stolen, no worries. Simply call the number on the back of your Card and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible. Call 1-800-869-3016. Outside of Canada (please call collect) 905-474-0870. For Corporate Cardmembers, please call 1-800-716-6661, or for outside of Canada (please call collect) 905-474-9329.
American Express SafeKey®Shop even more confidently, with an extra layer of protection while shopping online at participating merchants.
Manage your account onlineWith Online Services from American Express, you can stay on top of your account. Check statements, get Online-Only statements as soon as they are ready, set account alerts and more.
The American Express® AppThe American Express® App19 is the easier way to manage your Account from your mobile.
- Register your eligible Card for offers to your Card with one click so you get rewarded at the places you like to shop, dine, travel, and more20
- Get quick access to your Account with Touch ID21, Face ID5 or Fingerprint Login for Android
- Manage your Account, including multiple Card Accounts, and pay your bill7
- Receive notifications for payment reminders, balance updates or statement ready
- Even activate your Card and create your Online Services Account
- Your American Express Card has lending features that provide payment flexibility. You can also take advantage of certain lending offers or options if you are eligible. To learn more about whether these options could be appropriate for you click here.
To save time, make sure you can say yes to all of the following before applying for the American Express® AIR MILES®* Reserve Credit Card:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
*Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.