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Cash Back Credit Cards from American Express


Get all the benefits of an American Express® Credit Card while collecting Cash Back on all your purchases.

Why choose an American Express Cash Back Credit Card?


With any of our American Express® Cash Back Credit Cards, you can get the flexibility of earning cash back on everything you buy with your Card, along with the security and convenience of being an American Express Cardmember.


American Express Cardmembers can purchase advanced tickets to many sought-after events before they go on sale to the general public. During the public on-sale period for many major events, Cardmembers can purchase Front Of The Line®1 tickets from a block of great seats reserved exclusively for American Express.

Our Cash Back Credit Cards

Earn 4% cashback on purchases in your first 6 months (up to $200 cashback)2
  • Earn 1.25% flat cash back rate when your Welcome Rate ends3
  • No limit to the amount of cash back you can earn
  • No annual fee
Earn 10% cashback in your first 4 months (up to $400)4
  • Earn 2% cash back when your Welcome Rate ends5
  • No limit to the amount of cash back you can earn


Key benefits at a glance

An American Express Cash Back Credit Card offers you:


  • Travel insurance coverage
  • 24/7 customer service
  • Emergency Card Replacement
  • Front Of The Line®1 Advance Access

The range of benefits varies from Card to Card. Explore your options further by browsing the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to view all our Cash Back Credit Cards.



Before we can consider your application, please ensure you can say yes to the following:


You are a Canadian resident and have a Canadian credit file.

You are of the age of majority in the province or territory of the residence

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that suits you best, make sure you read the important information, then hit the 'Apply now' button to begin the application process. At this stage, you can decide how you'd like your name to appear on your Card, and choose optional additional benefits. You can get a response from your application in 60 seconds.

Explore our Types of Cards

Travel Rewards Cards


Enjoy all the benefits, convenience and security of an American Express® Card - with the added bonus of earning points for travel when you use your Card.

Credit and Charge Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.

Find a type of card to suit your needs

Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.