Earn 10,000 Membership Rewards® points1
As a new Choice Card from American ExpressTM Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.1
Financial Information
Card TypeCredit Card
Annual FeeNo annual fee
Annual Interest Rate19.99% on purchases and 21.99% on funds advances*
Additional CardsNo annual fee2
How You Earn
1X
POINTS
On everyday purchases
From takeout to travel, earn points on eligible purchases5
1
ADDITIONAL POINT
On Amex Travel Online
On eligible hotel or car rental bookings6
1X
POINTS
On everyday purchases
From takeout to travel, earn points on eligible purchases5
1
ADDITIONAL POINT
On Amex Travel Online
On eligible hotel or car rental bookings6
1X
POINTS
On everyday purchases
From takeout to travel, earn points on eligible purchases5
1
ADDITIONAL POINT
On Amex Travel Online
On eligible hotel or car rental bookings6
Featured Benefits
Get rewarded for the things you love
From food delivery to recurring bills, earn 1 point for every $1 in eligible Card purchases.5
Make things happen with Membership Rewards® points
Whether redeeming for gift cards4, merchandise3, purchases made at Amazon.ca7 or travel8 − unlock a world of possibility with points.
Access unforgettable experiences
Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.9
All Benefits
Eligibility
To save time, make sure you can say yes to all of the following before applying for the Choice Card from American ExpressTM:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
Live life your way and get rewarded for it with the American Express CobaltTM Card
From earning points on your favourite things to exclusive Perks designed with you in mind – get rewarded for your lifestyle.