American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
View all Cards

Choice Card from American ExpressTM

Earn 12,500 Bonus Membership Rewards® points1
No annual fee

Card Type
Credit Card
Annual fee
No annual fee
Annual Interest Rate
19.99% on purchases and 21.99% on funds advances*
Additional Cards
No annual fee2

Key Benefits


New Choice Card from American ExpressTM Cardmembers, apply by May 5 and earn 12,500 Bonus Membership Rewards® points when you charge $1,250 in purchases to your Card in your first three months of Cardmembership.1

Earn Rate

Earn 1 point for every $1 in Card purchases.3

Cover your Card Purchases with Points

Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (Eligible travel purchases: 1,000 points = $10 statement credit. All other eligible purchases: 1,000 points = $7 statement credit).5

Access to events and entertainment experiences

With American Express® Experiences and Front Of The Line®, American Express Cardmembers get exclusive access to amazing events in Canada.4


There are so many ways to reward yourself, and the Choice is yours.
Earn Points
Get rewarded on things you love.
  • Earn 1x the points on Card purchases3
Redeem Points
With your Choice Card from American ExpressTM, you can redeem your points for great rewards.
  • From groceries, streaming services, eats & drinks to travel – you can redeem your points towards eligible Card purchases
You’ll also be able to redeem points through some of our other reward programs:
  • New travel purchases booked on American Express Travel Online through the Flexible Points Travel Program6
  • Gift cards and merchandise through
  • Eligible purchases at Amazon.ca7

Entertainment Access

  • American Express® Experiences – Presale Ticket Access
  • American Express® Experiences – Reserved Ticket Access
  • Front Of The Line® E-Updates
  • American Express® Experiences – Cardmember Offers and Events
  • Special Access for all Cardmembers

World Class Service

Experience world-class service wherever you are in the world, whenever.
  • Relationship Care
  • Fraud Protection Guarantee
  • Emergency Card Replacement
To save time, make sure you can say yes to all of the following before applying for the Choice Card from American ExpressTM:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Ready to apply?

Apply for the Choice Card from American ExpressTM and get a response in 60 seconds.
    *Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.