Earn up to 30,000 Membership Rewards® points1
In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in purchases on your Card. This could add up to 30,000 points in a year.1
Financial Information
Card TypeCredit Card
Monthly Fee$10*
Annual Interest Rate19.99% on purchases and
21.99% on funds advances*
21.99% on funds advances*
Additional CardsNo annual fee2
How You Earn
5X
POINTS
On eats & drinks
Such as eligible restaurants or food delivery in Canada3
2X
POINTS
On travel & transit
From eligible ride shares in Canada to a weekend getaway3
1X
POINTS
On everything else
From streaming services to online shopping, and more3
1
ADDITIONAL POINT
On Amex Travel Online
On eligible hotel or car rental bookings4
Featured Benefits
Make things happen with Membership Rewards® points
Whether redeeming for gift cards5, merchandise6, purchases made at Amazon.ca7 or travel8 − unlock a world of possibility with points.
Earn 5X the points on eats & drinks3
Earn 5 points for every $1 in Card purchases on eligible eats & drinks, including restaurants, grocery stores, and food delivery in Canada.3
Earn 2X the points on travel & transit3
Use your favourite rideshare app or book a vacation and earn 2 points for every $1 in Card purchases on eligible transit, gas, and travel.3
Cobalt Card Awards‡
All Benefits
Eligibility
To save time, make sure you can say yes to all of the following before applying for the American Express CobaltTM Card:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
Transform how you experience the world with The Platinum Card®
Discover rewards that can take you places, with access to benefits that elevate every experience.