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American Express CobaltTM Card

American Express CobaltTM Card

Earn a Welcome Bonus of up to 40,000 Membership Rewards® Points1
5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada2.

2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B2.

1 point for every $1 in Card purchases everywhere else2. We won’t tell you where to spend, we’ll just reward you.

American Express® Gold Rewards Card*

American Express® Gold Rewards Card*

Earn a Welcome Bonus of 25,000 Membership Rewards® Points3
Pay an annual fee of $150* and receive a statement credit of $150 when you spend $1,500 in your first 3 months of Cardmembership4. Plus, receive an additional 2,500 Membership Rewards points annually upon renewal**.

Earn 1 point for every $1 in purchases charged to your Card5. Plus, you can earn 2 points for every $1 in eligible travel, gas station, grocery store and drugstore purchases charged to your Card5.

American Express CobaltTM Card

American Express CobaltTM Card

Earn a Welcome Bonus of up to 40,000 Membership Rewards® Points1
5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada2.

2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B2.

1 point for every $1 in Card purchases everywhere else2. We won’t tell you where to spend, we’ll just reward you.

American Express® Gold Rewards Card*

American Express® Gold Rewards Card*

Earn a Welcome Bonus of 25,000 Membership Rewards® Points3
Pay an annual fee of $150* and receive a statement credit of $150 when you spend $1,500 in your first 3 months of Cardmembership4. Plus, receive an additional 2,500 Membership Rewards points annually upon renewal**.

Earn 1 point for every $1 in purchases charged to your Card5. Plus, you can earn 2 points for every $1 in eligible travel, gas station, grocery store and drugstore purchases charged to your Card5.
TERMS AND CONDITIONS
* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

** Offer Subject to change without notice.
1. Up to 30,000 Welcome Bonus: For current or former American Express Cobalt Cardmembers, we may approve your application, but you will not be eligible for the Membership Rewards points offers available in the first 12 months of Cardmembership. Offer subject to change. To qualify, you must have at least $500 in net purchases posted to your account by the last day of each billing period. Purchases made during a billing period but posted after the end of that billing period may not count towards eligible spend for that month. If this occurs, that purchase will count towards eligible spend for the next billing period. For example, if your monthly billing period is from Aug 15 to Sept 14, a purchase made on Sept 14th (transaction date) and posts on Sept 15th (posting date) may not count for eligible spend for that month. In this case, that purchase will count towards spend in the next month’s billing period. If the Aug 15 to Sept 14 period was your 12th monthly billing period, then the purchase made on Sept 14 and posting on Sept 15 would not count toward this offer. Account must be in good standing. Please allow up to ten weeks for your bonus points to be awarded.

Additional 10,000 Bonus Points: This offer is only available to new American Express Cobalt Cardmembers. For current or former American Express Cobalt Cardmembers, we may approve your application, but you will not be eligible for the Welcome Bonus. Offer valid for applications received by American Express through the link provided on this webpage. To qualify for the Welcome Bonus you must have at least $3,000 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing. Please allow up to ten weeks for your bonus points to be awarded.
2. You can earn Membership Rewards points for eligible consumer purchases at American Express retail merchants as follows: 5 points for every $1 at or for (i) restaurant, quick service restaurant, coffee shop and drinking establishments in Canada, (ii) stand-alone grocery stores in Canada, (iii) delivery of food and groceries in Canada as a primary business; and 2 points for every $1 at or for (i) stand-alone automobile gasoline stations in Canada, (ii) travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales, (iii) local commuter transportation in Canada including subway, streetcar, taxi, limousine and ride sharing services. Purchases at merchants where these categories are not their primary business such as general merchandise retailers do not qualify. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees and charges for travelers cheques and foreign currencies are not purchases and do not earn points.
3. This offer is only available to new American Express® Gold Rewards Cardmembers. For current or former American Express® Gold Rewards Cardmembers, we may approve your application, but you will not be eligible for the welcome bonus. Offer subject to change. Account must be in good standing. To qualify for the 25,000 bonus Membership Rewards® points, you must have at least $1,500 in net purchases posted to your account in your first 3 months of Card Membership. Please allow up to ten weeks for the welcome bonus to be awarded.
4. This offer is only available to new American Express® Gold Rewards Cardmembers. To qualify for the statement credit for the American Express® Gold Rewards Card, you must have at least $1,500 in net purchases to your account in your first 3 months of Card membership. Please allow up to ten weeks for the statement credit to be awarded.
5. You can earn 2 Membership Rewards points (“points”) for every $1 in eligible consumer purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, (ii) at stand-alone drugstores in Canada, (iii) at stand-alone grocery stores in Canada, and (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales but not including local and commuter transportation. Purchases at merchants where gas, grocery, pharmacy and travel sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.