Low annual interest rate of 12.99%
Take advantage of a 12.99% interest rate, if you choose to carry a balance and make your minimum monthly payments on time.
Access unforgettable experiences
Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.2
Shop with confidence
Benefit from coverage that can help protect your eligible card purchases – from your favourite local boutique to your online shopping cart.
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Apply now for EssentialTM Credit Card and get a response in 60 seconds.