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American Express® Gold Rewards Card


Earn 40,000 Membership Rewards® points1
New American Express® Gold Rewards Cardmembers, earn a Welcome Bonus of 40,000 points when you charge $3,000 in purchases to your Card in the first three months of Cardmembership.1 That’s $400 towards a shopping spree or weekend away.12
Earn 10,000 points1
You can also earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership.1 That’s $100 towards dinner out with friends.12

Every point counts with Amex.

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American Express® Gold Rewards Card

American Express<sup>®</sup> Gold Rewards Card

Wherever you’re going, Gold gets you there

Note: Once you click Apply Now you will not be able to change the colour of the Card you selected once you submit your application.

Card Type
Credit Card
Annual Fee
$250 Annual Fee
Additional Cards
1 Free Additional Gold Rewards Card2 - a $50 value

$50 annual fee for Additional Gold Rewards Cards2
Annual Interest Rate
20.99% on purchases and 21.99% on funds advances*

Every point counts with Amex.

Whether you choose to redeem your points to cover your groceries or a flight for your next getaway, get the Card that makes life more rewarding.12

How You Earn

  • 2X


    On travel

    Including eligible flights, hotels, car rentals, cruises, and more3

  • 2X


    On everyday purchases

    On eligible gas, grocery & drugstore purchases in Canada3

  • 1X


    On everything else

    From dining to takeout, subscriptions, shopping, and more3

  • 1


    On Amex Travel Online

    On eligible hotel or car rental bookings4

Pay for almost anything with points

From groceries and gas to travel and streaming services, you can redeem your Membership Rewards points with Use Points for Purchases to cover eligible Card purchases.

1,000 points = $10 for all eligible purchases

All Benefits


The American Express® Installment Program

For purchases both large and small, use
Plan It™ to choose a portion of your statement balance to pay in monthly installments. Terms and conditions apply.

  • Simple to set up
  • Fixed monthly fee
  • Manageable payments
  • Learn more about Plan It™ at

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet


To save time, make sure you can say yes to all of the following before applying for the American Express® Gold Rewards Card:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Important Information

    * Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
    Apply now for the Gold Rewards Card and get a response in 60 seconds.

    Apply now for the Gold Rewards Card and get a response in 60 seconds.

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