Select Offer*
Earn up to $500 cash back in the first 4 months1
New SimplyCashTM Preferred Card from American Express Cardmembers can earn 10% cash back on purchases for the first 4 months of Cardmembership (up to $400 cash back)1. Plus, earn a $100 statement credit1 when you charge $4,000 in net purchases to your Card in your first 4 months of Cardmembership.
*This offer is currently available to you on this webpage. Offer can change at any time without notice.
Financial Information
Card TypeCredit Card
Annual Fee$99*
Annual Interest Rate19.99% on purchases and 21.99% on funds advances*
Additional CardsNo annual fee2
How You Earn
10%
CASH BACK
Up to $400 Welcome Offer
In your first 4 months1
2%
CASH BACK
No limit
Flat earn rate when your Welcome Offer ends3
Featured Benefits
Refer a friend and you could earn bonus cash back
As an eligible Basic Cardmember, you4 could earn up to a maximum annual referral bonus of $1,500 cash back for approved referrals.5
Access unforgettable experiences
Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.6
SimplyCashTM Preferred Card Awards‡
All Benefits
Eligibility
To save time, make sure you can say yes to all of the following before applying for the SimplyCashTM Preferred Card from American Express:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
See how the SimplyCashTM Preferred Card stacks up