SimplyCash^TM Preferred Card from American Express

Earn a great cash back rate on everything you buy

• Earn 10% cash back in your first 4 months¹
• Earn 2% cash back when your Welcome Rate ends³
• There’s no limit to how much cash back you can earn!³

Due to the global pandemic and travel restrictions, certain trip cancellation/interruption and other travel coverages on your Card may be restricted or unavailable. For more information, please visit: https://www.rsagroup.ca/amexcovid19.

Out of Province/Country Emergency Medical Insurance^7†

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.

Flight Delay Insurance^7†

You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your SimplyCash^TM Preferred Card.

Baggage Delay Insurance^7†

You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your SimplyCash^TM Preferred Card.

Hotel Burglary Insurance^7†

You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your SimplyCash^TM Preferred Card.

Lost or Stolen Baggage Insurance^7†

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your SimplyCash^TM Preferred Card.

$100,000 Travel Accident Insurance^8†

You can be covered up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your SimplyCash^TM Preferred Card.

Car Rental Theft and Damage Insurance^9†

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your SimplyCash^TM Preferred Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

Front Of The Line^® Presales

Front Of The Line Presale tickets with American Express Experiences⁶ can get you access to some of the most in-demand concerts, theatre productions, restaurants and special events before the general public.

Front Of The Line^® Reserved tickets

Get access to Front Of The Line Reserved tickets from a block of great seats reserved exclusively for Cardmembers during the public on-sale period for many major events with American Express Experiences.⁶

Entertainment with American Express^® Experiences

Enjoy a variety of special offers and events with American Express Experiences.⁶ From advance screenings of blockbuster movies to theatre packages, it’s easy to have an experience you’ll never forget.

Dining with American Express^® Experiences

American Express Experiences⁶ is a food lover's perfect companion. From special access, to fantastic food festivals, to sampling some of the country's best and hottest restaurants, we continue to serve up curated events for Cardmembers.

Retail with American Express^® Experiences

American Express Experiences⁶ keeps you stylish with specially curated private shopping experiences and exclusive online offers for Cardmembers to make sure you look and feel your best.

Wellness with American Express^® Experiences

Focus on your wellbeing with American Express Experiences’⁶ special curated offers and experiences for Cardmembers that focus on you taking care of yourself.

Onsite benefits with American Express^® Experiences

Enjoy Cardmember benefits with American Express Experiences, like breezing through the front gate at Budweiser Stage¹⁰ and sitting back and relaxing in the luxurious American Express Lounge.¹¹ Make your night out at a Mirvish Production with express concession service at the AMEX Priority Line in the Royal Alexandra Theatre and exclusive Priority Bars in the Princess of Wales and Ed Mirvish Theatres.¹²

Buyer’s Assurance^® Protection Plan^13†

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your SimplyCash^TM Preferred Card.

Purchase Protection^® Plan^7†

You can be insured for eligible items charged to your SimplyCash^TM Preferred Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.

24/7 Customer service

Your life doesn’t keep regular office hours, so neither do we. If you want to reach us, there is always someone local to speak with you about whatever you need, big or small. Wherever you are in the world, we're here for you 24/7.

Fraud Protection Guarantee¹⁴

Use your SimplyCash^TM Preferred Card from American Express online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information.

Emergency Card Replacement

If your Card or Additional Card gets lost or stolen, no worries. Simply call the number on the back of your Card and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible. Call 1-800-869-3016. Outside of Canada (please call collect) 905-474-0870. For Corporate Cardmembers, please call 1-800-716-6661, or for outside of Canada (please call collect) 905-474-9329.

American Express SafeKey^®

Shop even more confidently, with an extra layer of protection while shopping online at participating merchants.

Manage your account online

With Online Services from American Express, you can stay on top of your account. Check statements, get Online-Only statements as soon as they are ready, set account alerts and more.

The American Express^® App

The American Express^® App¹⁵ is the easier way to manage your Account from your mobile.

• Register your eligible Card for offers to your Card with one click so you get rewarded at the places you like to shop, dine, travel, and more¹⁶
• Get quick access to your Account with Touch ID¹⁷, Face ID¹⁸ or Fingerprint Login for Android
• Manage your Account, including multiple Card Accounts, and pay your bill¹⁹
• Receive notifications for payment reminders, balance updates or statement ready
• Even activate your Card and create your Online Services Account

Amex Offers²⁰

Make everyday purchases more rewarding with offers that are tailored to you for dining, shopping, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.

American Express Travel Online²¹

Your SimplyCash^TM Preferred Card from American Express can help take you places. With deals on select hotel and car rental bookings, plus offers that earn you statement credits on your eligible purchases, you can turn your future travel plans into travel realities.

Your American Express Card has lending features that provide payment flexibility. You can also take advantage of certain lending offers or options if you are eligible. To learn more about whether these options could be appropriate for you click here.