New Offer
Earn 4% cash back in your first 6 months (up to $200 cash back)1
New SimplyCashTM Card from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.1
Financial Information
Card TypeCredit Card
Annual FeeNo annual fee2
Annual Interest Rate19.99% on purchases and
21.99% on funds advances*
21.99% on funds advances*
Additional CardsNo annual fee2
How You Earn
4%
CASH BACK
Up to $200 Welcome Offer
In your first 6 months1
1.25%
CASH BACK
No limit
Flat earn rate when your Welcome Offer ends3
4%
CASH BACK
Up to $200 Welcome Offer
In your first 6 months1
1.25%
CASH BACK
No limit
Flat earn rate when your Welcome Offer ends3
4%
CASH BACK
Up to $200 Welcome Offer
In your first 6 months1
1.25%
CASH BACK
No limit
Flat earn rate when your Welcome Offer ends3
Featured Benefits
Refer a friend and you could earn bonus cash back
As an eligible Basic Cardmember, you4 could earn up to a maximum annual referral bonus of $750 cash back for approved referrals.5
Access unforgettable experiences
Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.6
All Benefits
Eligibility
To save time, make sure you can say yes to all of the following before applying for the SimplyCashTM Card from American Express:
- You are a Canadian resident and have a Canadian credit file
- You are the age of majority in the province or territory where you live
Important Information
*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
Get more cash back on everything you buy with the SimplyCashTM Preferred Card from American Express
Maximize your cash back potential with an elevated earn rate – from recurring bills, online shopping, dining and more.