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SimplyCash® Card from American Express

SimplyCash<sup>®</sup> Card from American Express

The Simple Way To Get You ThereTM

Earn up to $100 in Statement Credits1

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.1

Financial Information

Card Type
Credit Card
Annual Fee
No annual fee
Annual Interest Rate
20.99% on purchases and
21.99% on funds advances*
Additional Cards
No annual fee2

Make it happen with

You’ve got plans. Make them happen with a Card that can earn cash back on every eligible purchase!

How You Earn

  • 2%


    On gas

    For eligible gas station purchases in Canada3

  • 2%


    On grocery

    For eligible grocery purchases in Canada, up to $300 cash back annually3

  • 1.25%


    On everything else

    With no limit to the amount of cash back you can earn!3

SimplyCash® Card from American Express Awards

All Benefits


The American Express® Installment Program

For purchases both large and small, use
Plan It™ to choose a portion of your statement balance to pay in monthly installments. Terms and conditions apply.

  • Simple to set up
  • Fixed monthly fee
  • Manageable payments
  • Learn more about Plan It™ at

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet


To save time, make sure you can say yes to all of the following before applying for the SimplyCash® Card from American Express:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Important Information

    *Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 24.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
    Apply now for SimplyCash<sup>®</sup> card and get a response in 60 seconds.

    Apply now for SimplyCash® card and get a response in 60 seconds.

    More from American Express

    Looking for the Simple Way To Get It AllTM  ?

    Earn up to 4% cash back on eligible gas and grocery, plus 2% cash back on all other purchases with the SimplyCash® Preferred Card from American Express.22