SimplyCash^TM Card from American Express

SimplyCash<sup>TM</sup> Card from American Express

Cash back that simply adds up

Apply Now

New Offer

Earn 4% cash back in your first 6 months (up to $200 cash back)¹

New SimplyCash^TM Card from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.¹

Financial Information

Card Type

Credit Card

Annual Fee

No annual fee²

Annual Interest Rate

19.99% on purchases and
21.99% on funds advances*

Additional Cards

No annual fee²

Earn wherever you spend

Get cash back on everything – from groceries to gas, online shopping to food delivery and more.

How You Earn

4%
CASH BACK
Up to $200 Welcome Offer
In your first 6 months¹
1.25%
CASH BACK
No limit
Flat earn rate when your Welcome Offer ends³

Featured Benefits

Refer a friend and you could earn bonus cash back
As an eligible Basic Cardmember, you⁴ could earn up to a maximum annual referral bonus of $750 cash back for approved referrals.⁵
Access unforgettable experiences
Enjoy exclusive ticket access, virtual events, live performances and more with American Express^® Experiences.⁶

All Benefits

Earn a great cash back rate on everything you buy with no annual fee

Earn 4% cash back Welcome Offer rate in your first 6 months (up to $200 cash back)¹
Earn 1.25% flat cash back rate when your Welcome Offer ends. There's no limit to the amount of cash back you can earn!³
$100,000 Travel Accident Insurance^7†

You can be covered up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your SimplyCash^TM Card from American Express.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.
Front Of The Line^® Presales

Front Of The Line Presale tickets with American Express Experiences⁶ can get you access to some of the most in-demand concerts, theatre productions, restaurants and special events before the general public.
Front Of The Line^® Reserved tickets

Get access to Front Of The Line Reserved tickets from a block of great seats reserved exclusively for Cardmembers during the public on-sale period for many major events with American Express Experiences.⁶
Entertainment with American Express^® Experiences

Enjoy a variety of special offers and events with American Express Experiences.⁶ From advance screenings of blockbuster movies to theatre packages, it’s easy to have an experience you’ll never forget.
Dining with American Express^® Experiences

American Express Experiences⁶ is a food lover's perfect companion. From special access, to fantastic food festivals, to sampling some of the country's best and hottest restaurants, we continue to serve up curated events for Cardmembers.
Retail with American Express^® Experiences

American Express Experiences⁶ keeps you stylish with specially curated private shopping experiences and exclusive online offers for Cardmembers to make sure you look and feel your best.
Wellness with American Express^® Experiences

Focus on your wellbeing with American Express Experiences’⁶ special curated offers and experiences for Cardmembers that focus on you taking care of yourself.
Onsite benefits with American Express^® Experiences

Enjoy Cardmember benefits with American Express Experiences, like breezing through the front gate at Budweiser Stage⁸ and sitting back and relaxing in the luxurious American Express Lounge.⁹ Make your night out at a Mirvish Production with express concession service at the AMEX Priority Line in the Royal Alexandra Theatre and exclusive Priority Bars in the Princess of Wales and Ed Mirvish Theatres.¹⁰
Buyer’s Assurance^® Protection Plan^11†

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your SimplyCash^TM Card from American Express.
Purchase Protection^® Plan^12†

You can be insured for eligible items charged to your SimplyCash^TM Card from American Express for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.
24/7 Customer service

Your life doesn’t keep regular office hours, so neither do we. If you want to reach us, there is always someone local to speak with you about whatever you need, big or small. Wherever you are in the world, we're here for you 24/7.
Fraud Protection Guarantee¹³

Use your SimplyCash^TM Card from American Express online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details, PIN and any device on which you have added your account information.
Emergency Card Replacement

If your Card or Additional Card gets lost or stolen, no worries. Simply call the number on the back of your Card and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible. Call 1-800-869-3016. Outside of Canada (please call collect) 905-474-0870. For Corporate Cardmembers, please call 1-800-716-6661, or for outside of Canada (please call collect) 905-474-9329.
American Express SafeKey^®

Shop even more confidently, with an extra layer of protection while shopping online at participating merchants.
Manage your account online

With Online Services from American Express, you can stay on top of your account. Check statements, get Online-Only statements as soon as they are ready, set account alerts and more.
The American Express^® App

The American Express^® App¹⁴ is the easier way to manage your Account from your mobile.
Register your eligible Card for offers to your Card with one click so you get rewarded at the places you like to shop, dine, travel, and more¹⁵
Get quick access to your Account with Touch ID¹⁶, Face ID¹⁷ or Fingerprint Login for Android
Manage your Account, including multiple Card Accounts, and pay your bill¹⁸
Receive notifications for payment reminders, balance updates or statement ready
Even activate your Card and create your Online Services Account
Amex Offers¹⁹

Make everyday purchases more rewarding with offers that are tailored to you for dining, shopping, and more through the Amex App or Online Services. New offers are always being added, so be sure to check regularly.
American Express Travel Online²⁰

Your SimplyCash^TM Card from American Express can help take you places. With deals on select hotel and car rental bookings, plus offers that earn you statement credits on your eligible purchases, you can turn your future travel plans into travel realities.

PLAN IT^™

The American Express^® Installment Program

For purchases both large and small, use
Plan It™ to choose a portion of your statement balance to pay in monthly installments. Terms and conditions apply.

Simple to set up
Fixed monthly fee
Manageable payments
Learn more about Plan It™ at amex.ca/installments

Eligibility

To save time, make sure you can say yes to all of the following before applying for the SimplyCash^TM Card from American Express:

You are a Canadian resident and have a Canadian credit file
You are the age of majority in the province or territory where you live

Important Information

*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

Apply now for SimplyCash^TM card and get a response in 60 seconds.

Apply Now

Get more cash back on everything you buy with the SimplyCash^TM Preferred Card from American Express

Maximize your cash back potential with an elevated earn rate – from recurring bills, online shopping, dining and more.

SimplyCashTM Card from American Express

Cash back that simply adds up

Earn 4% cash back in your first 6 months (up to $200 cash back)1

New SimplyCashTM Card from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.1

Earn wherever you spend

4%

CASH BACK

Up to $200 Welcome Offer

In your first 6 months1

1.25%

CASH BACK

No limit

Flat earn rate when your Welcome Offer ends3

Refer a friend and you could earn bonus cash back

As an eligible Basic Cardmember, you4 could earn up to a maximum annual referral bonus of $750 cash back for approved referrals.5

Access unforgettable experiences

Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.6

Earn cash back

The more you buy with the Card, the more cash back you’ll earn.3

Travel coverage

Road trip or flight, you may be protected when you book travel with your Card.

Welcome to American Express® Experiences

Stay connected with all that American Express® Experiences has to offer!

Shopping coverage

Online or in store, know that your Card comes with coverage to help protect your eligible purchases made using your Card.

World-class service

Customer service that always has your back – anytime, anywhere.

Exclusive offers with American Express

Explore offers for shopping, dining, travel and more − from brands you love.

The American Express® Installment Program

SimplyCash^TM Card from American Express

Earn 4% cash back in your first 6 months (up to $200 cash back)¹

New SimplyCash^TM Card from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.¹

In your first 6 months¹

Flat earn rate when your Welcome Offer ends³

As an eligible Basic Cardmember, you⁴ could earn up to a maximum annual referral bonus of $750 cash back for approved referrals.⁵

Enjoy exclusive ticket access, virtual events, live performances and more with American Express^® Experiences.⁶

The more you buy with the Card, the more cash back you’ll earn.³

Welcome to American Express^® Experiences

Stay connected with all that American Express^® Experiences has to offer!

The American Express^® Installment Program