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Starwood Preferred Guest®* Credit Card from American Express

Earn up to $250 in statement credits1
Annual Fee $120*
We are currently not accepting applications for the Starwood Preferred Guest®* Credit Card from American Express. You may view upcoming changes to the card at Please check back on August 7th, 2018 to apply.

Card Type
Credit Card
Annual fee
Annual Interest Rate
19.99% on purchases and 22.99% on funds advances*
Supplementary Card fee
No Annual Fee19

Key Benefits


New Starwood Preferred Guest®* Credit Card from American Express Cardmembers, earn a statement credit of $100 after you charge $1500 in purchases to your Card in the first 3 months of Cardmembership.1 You can also earn a $150 statement credit after you charge $200 or more in purchases to your Card at participating Starwood or Marriott properties in your first 6 months of Cardmembership.1


Receive a Free Weekend Night Award when you reach $40,000 in purchases each year.3


Enjoy an automatic upgrade to Starwood Gold Preferred Guest membership when you reach $30,000 in purchases each year.4


As the Basic Cardmember, you5 can always earn more by referring a friend. For each approved referral you could earn a referral bonus of a $25 Statement Credit6.


With the Starwood Preferred Guest®* Credit Card from American Express you can:
  • Earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG®* and Marriott Rewards®* hotels from November 15, 2016 through July 31, 2018.20
  • Earn 1 Starpoint for every $1 in all other purchases charged to the Card.2
As a Starwood Preferred Guest Member:
  • Redeem Starpoints for Free Nights with no blackout dates7 at over 1,300 hotels and resorts in nearly 100 countries.
  • Redeem Starpoints for flights with no blackout dates on more than 150 airlines8
  • Transfer Starpoints to frequent flyer miles with nearly 30 airlines, usually on a 1:1 basis9
  • Receive a 5,000 Starpoint bonus from the Starwood Preferred Guest®* program when you transfer 20,000 Starpoints to a frequent flyer program10

Travel Coverage

Whether you opt for adventure or blissful relaxation, it’s reassuring to know you’re taken care of every step of the way. With coverage from the Starwood Preferred®* Guest Credit Card from American Express, all you need to worry about is having the time of your life.
  • Travel Emergency Assistance11
  • $500,000 Travel Accident Insurance12+
  • Car Rental Theft and Damage Insurance13+
  • Flight Delay Insurance14+
  • Baggage Delay Insurance14+
  • Lost or Stolen Baggage Insurance14+
  • Hotel/Motel Burglary Insurance14+
Reward Yourself
Imagine it. Then make it happen.
  • Experience luxury, refinements and inspired destinations in nearly 100 countries around the globe. Or indulge in ‘money can’t buy’ moments. Whatever you’re in the mood for, there’s a distinctive reward for you from the SPG program.§
  • Experience eleven distinct brands including Sheraton, Westin, St. Regis, The Luxury Collection, W Hotels, Le Méridien, Tribute Portfolio, Element, Aloft, Four Points by Sheraton and Design Hotels.
  • Experience once-in-a-lifetime events with SPG Moments®*, for unforgettable opportunities like meet and greets with A-list artists and athletes, backstage concert passes, pro golf clinics and much more.

Entertainment Access

Say hello to American Express Invites®16. It opens the door to memorable experiences we think you’ll love!
  • Front Of The Line® Advance Access16
  • Front Of The Line® Reserved Tickets16
  • Front Of The Line® E-Updates
  • Special Offers & Experiences for all Cardmembers
  • Special Access for all Cardmembers21
  • Learn more about Amex Invites®16 at

Shopping Coverage

When you shop, use your Card and your purchases can be covered.
  • Buyer’s Assurance® Protection Plan17†
  • Purchase Protection® Plan18†

World Class Service

Wherever you are and whatever the time, we’re here for you in more ways than one.
  • 24/7 Customer Service
  • Emergency Card Replacement
  • Fraud Protection Guarantee
  • Manage your account online
To save time, make sure you can say yes to the following before applying for The Starwood Preferred Guest®* Credit Card from American Express from American Express:
  • You are a Canadian resident and have a Canadian credit file.
  • You are the age of majority in the province or territory where you live.

Ready to apply?

Apply for The Starwood Preferred Guest®* Credit Card from American Express now and get a response in 60 seconds
    * Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum 9 Supplementary Cards. Account must be in good standing. Supplementary Card applicant must be the age of majority.