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Special Offer for CPA Canada Members!
Special Offer for CPA Canada Members!
Enjoy special negotiated benefits including Welcome Bonus offers tailored to CPA members and statement credits towards any eligible charges.*
Personal or Business—the choice is yours.
For Personal Use
Gold Rewards Card
  • Earn 25,000 Welcome Bonus points1. Enough for a round-trip flight almost anywhere in North America2.
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada3.
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more3.
  • Earn one point for every $1 in Card purchases everywhere else3.
  • Transfer your points to frequent flyer and other loyalty programs4, including one-to-one to Aeroplan®*5 and Avios6.
  • No pre-set spending limit7.
  • Get access to some of the hottest events with Front of the Line®8.
  • 1 Free Additional Gold Rewards Card – a $50** value – to help you earn points faster9.
For Business Owners
American Express® Business Platinum Card
  • Earn a Welcome Bonus of 40,000 Membership Rewards® points when you charge $5,000 in purchases to your Card in your first 3 months of Cardmembership10.
  • Earn 1 Membership Rewards® point for every dollar in eligible purchases charged to the Card11.
  • Earn 1 extra point for every dollar in eligible purchases made with merchants you pick from a select group of American Express merchants in Canada11.
  • Earn up to a maximum of 250,000 extra Membership Rewards® points in each calendar year11.
  • Offset Select Business Expenses with Use Points for Purchases12.
  • Transfer your points to frequent flyer and loyalty programs4, including one-to-one to Aeroplan®*5 and Avios6.
  • Maximize your cash flow with up to 55 interest-free days13.
  • Enjoy purchasing power that that adjusts dynamically with your Card usage14.
  • Get access to some of the hottest events with Front of the Line®8.
American Express is accepted in more places every day.

Buying things big or small? American Express is accepted at more places than you’d expect. Over 60,000 places in Canada started accepting American Express® Cards in the last year15.

Terms & Conditions

* Please see Card offers for details

** As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

1. Offer subject to change at any time. To qualify for the Welcome Bonus you must have at least $1,500 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing. Offer not available to existing American Express Gold Rewards Cardmembers.

2. 25,000 Membership Rewards points = 25,000 Aeroplan Miles. As per Aeroplan’s current reward chart, 25,000 Aeroplan Miles are currently enough for a round-trip long-haul flight reward in economy class within Canada or to the Continental US with Aeroplan ClassicFlight Rewards (applicable fees and taxes are additional). Reward seat availability is capacity controlled and is subject to seasonality of demand. Please visit aeroplan.com for details.

3. You can earn 2 Membership Rewards points (“points”) for every $1 in eligible consumer purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, (ii) at stand-alone drugstores in Canada, (iii) at stand-alone grocery stores in Canada, and (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales but not including local and commuter transportation. Purchases at merchants where gas, grocery, pharmacy and travel sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.

4. Points transfer ratios vary by participant and transfers can take up to 5 days. Other terms apply. Visit membershiprewards.ca for details.

5. Membership Rewards points transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Aeroplan Miles. Other terms, conditions, and restrictions apply. Visit membershiprewards.ca for full Membership Rewards Terms and Conditions.

6. Membership Rewards point transfers must be made in increments of 100 points, with a minimum redemption requirement of 1,000 points for each transfer. 1,000 Membership Rewards points = 1,000 Avios. Avios are subject to British Airways Executive Club terms and conditions. For more information please visit ba.com.

7. No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required.

8. Purchase must be charged in full to an American Express Card issued by Amex Bank of Canada. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

9. Account must be in good standing. An additional card is a supplementary card. No annual fee for one supplementary Gold Rewards card. Each supplementary card added thereafter $50 annually. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.

10. To qualify for a Welcome Bonus of 40,000 points you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.

11. Account must be in good standing. Membership Rewards points (points) earned by the Basic Cardmember on all purchases, less credits and adjustments. Funds advances, interest, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for points. A minimum purchase of $0.50 is required to earn points. Earn one (1) point for every $1.00 in eligible purchases charged to your card. Subject to an annual maximum of 250,000 extra points, you can earn one (1) extra point for every $1.00 in eligible purchases made at Your 3 Suppliers which means purchases at Canadian locations of the three suppliers the Basic Cardmember chooses from a predefined list of American Express merchants. To view the list of participating merchants visit amexforbusiness.ca/supplierlist. List is subject to change without notice. Extra points will not be earned at Your 3 Suppliers if the merchant category for the purchase is not identified. This may happen when the transaction information we receive does not come directly from the merchant, for example, when the purchase is made: i) using your payment account with a third party, ii) using your Card at an online retailer that sells goods and services of other merchants, or iii) if the merchant uses a third party payment service such as a card reader attached to a mobile phone.

12. You can redeem Membership Rewards points for a statement credit towards an Eligible Travel Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. If an otherwise Eligible Purchase participates in the American Express Installment Program, only the amount billed each month will be counted as an Eligible Purchase. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.

For full Membership Rewards Program Terms and Conditions, visit membershiprewards.ca or call 1-800-668-AMEX (2639). Small Business Cardmembers, please call 1-888-721-1046.

13. As a Charge Card, the balance must always be paid in full each month in which case no interest charges apply. The interest free grace period is 28, 29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.

14. No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required.

15. Based on internal comparison of American Express merchant locations in January 2016 to American Express merchant locations in December 2016.

®: Used by Amex Bank of Canada under license from American Express.

®*: Aeroplan is a registered trademark of Aimia Canada Inc.