* Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 24.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

1. Account must be in good standing. You will earn five (5) Marriott Bonvoy points from American Express for every $1 of eligible purchases (less credits and returns) charged on your Marriott Bonvoy Business American Express Card when charged directly with participating Marriott Bonvoy properties, standalone Marriott Bonvoy retail establishments, and Marriott Bonvoy online stores (including online purchases of Marriott Bonvoy gift cards), that in each case, are owned or managed by Marriott International, Inc. and its affiliates. You can earn three (3) points for every $1 in eligible purchases charged on your Marriott Bonvoy Business American Express Card at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada; (ii) restaurants, quick service restaurants, coffee shops and drinking establishments in Canada; and (iii) for travel services or travel bookings including air, water, rail and road transport, but not including local and commuter transportation. Purchases at merchants where travel sales are not their primary business (including general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of two (2) points for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Points will be earned on the amount of all eligible purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travelers cheques and foreign currencies are not purchases and do not qualify for points.

2. Marriott Bonvoy^® Business American Express^®* Card Welcome Offer:

This offer is only available to new Marriott Bonvoy^® Business American Express^®* Cardmembers (‘Cardmembers’). For current or former Marriott Bonvoy^® Business American Express^®* Cardmembers, we may approve your application, but you will not be eligible for the welcome bonus. Account must be in good standing. To qualify for the 50,000 Bonus points, you must have at least $1,500 in net purchases posted to your account on or before your three (3) month anniversary date. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travelers cheques and foreign currencies are not purchases and do not qualify for eligible purchases. Please allow up to 8 weeks after earning your points for your account to be updated. Offer subject to change at any time. 

3. Each year, 8-10 weeks after your annual reset date, you will earn an Annual Free Night Award redeemable within 1 year from issuing for an available single or double occupancy standard room at participating Marriott Bonvoy properties with a room rate of up to 35,000 points, inclusive of room rate and applicable taxes but exclusive of resort fee. Account must be in good standing. To view the full terms and conditions, visit www.marriottbonvoy.com/terms.

4. Each year if, before the annual reset date based on your Card anniversary, you reach $30,000 in net purchases charged to your account, or after you stay 10 qualifying paid nights within one calendar year and combine these nights with 15 Elite Night Credits from your Card, you will earn Marriott Bonvoy Gold Elite status in the Marriott Bonvoy program for a minimum of 1 year (unless you are already enrolled at that or a higher level). Account must be in good standing. On the annual reset date, the amount of annual net purchases resets to zero. Gold and Silver Elite Benefits are subject to the terms and conditions of the Marriott Bonvoy program available at marriottbonvoy.com/terms. If you already have Gold Elite status or higher status in the Marriott Bonvoy program, you will retain that status as long as you meet the requirements specified in the Marriott Bonvoy terms and conditions. 

5. Account must be in good standing. An additional card is a supplementary card. No annual fee for supplementary cards. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account. Maximum of 99 Supplementary Cards per account. Supplementary Card applicant must be the age of majority. Supplementary Cards have an annual fee of $50 each.

6. Free night awards apply to standard rooms only as defined by each participating property; contact the property before booking to check availability. To view the full terms and conditions, visit www.marriottbonvoy.com/terms.

7. Transfer ratios, minimum requirements and maximums, vary by airline. To view the full terms and conditions, visit www.marriottbonvoy.com/terms.

8. 15,000 points bonus is awarded only when 60,000 points are transferred as part of the same transaction and is based on airlines with a 3 points to 1 mile conversion rate. Other terms and restrictions apply. To view the full terms and conditions, visit www.marriottbonvoy.com/terms.

9. Program Partners, prices and savings are subject to change without notice. Certain terms and restrictions apply. To receive savings with a partner, you must charge your eligible purchases to your Marriott Bonvoy Business American Express Card (in accordance with the terms and conditions applicable to that partner). Some Savings Program partners may require you to establish a customer account with them, in which they will record your Card information, in order to provide the discounts.

10. Employee Card Misuse Protection is not insurance. It is a benefit made available to you by Amex Bank of Canada and Administered by Royal & Sun Alliance Insurance Company of Canada. Please read the terms and conditions of the Employee Card Misuse Protection carefully, as they include specific terms, limitations, conditions and exclusions that may affect your coverage.

11. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees.  Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.

12. Underwritten by Royal & Sun Alliance Insurance Company of Canada.  You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.

13. Underwritten by Royal & Sun Alliance Insurance Company of Canada.  You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.

14. Underwritten by Royal & Sun Alliance Insurance Company of Canada.  You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.

15. Underwritten by Royal & Sun Alliance Insurance Company of Canada.  You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.

16. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Cardmember, your Card Account must be in good standing at the time of the 15 Elite Night Credit deposit, and you must have an active Marriott Bonvoy program account. To receive the 15 Elite Night Credit deposit, your Card Account must be linked to a Marriott Bonvoy program account in your name. You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit card account or have more than one Marriott Bonvoy program account. American Express is not responsible for fulfillment of this benefit. It will take approximately 8 weeks from Card Account approval date for the credits to be applied to your loyalty account.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

®*: Used by Amex Bank of Canada under license from American Express.

®: 2022 Marriott International, Inc. All Rights Reserved. All names, marks and logos are the trademarks of Marriott International, Inc., or its affiliates, unless otherwise noted. 

^TM2019 Marriott International, Inc. All Rights Reserved. Sheraton, Westin, St. Regis, The Luxury Collection, W, Le Méridien, Design Hotels, Tribute Portfolio, Element, Aloft, Four Points and their respective logos are the trademarks of Marriott International, Inc., or its affiliates.