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A Card for today

Little things help make the world go round. Like when you can use points to pay for the things you love every day, when intelligent systems help protect you from fraud or when getting to the front of the line for movies, concerts and restaurants can turn a good night great.

In step with your
mobile life

Welcome to the world of Amex on the go, where you can shop effortlessly, manage your account, receive instant updates to keep track of your spending and be among the first to hear about some of the hottest shows.

Download the Amex App and enjoy convenience no matter where you are.

See how we make your everyday easier

Great rewards

With American Express you can earn Membership Rewards® points on eligible Cards on the things you buy every day, then use your points to get the things you love.

You can also Use Points for Purchases1 to pay for virtually anything that you have purchased with your eligible Card. Call in, go online or redeem points directly in the Amex App! And don't forget that now you can also Shop With Points on Amazon.ca2.

Other rewards

Who doesn’t love rewards? Whether you desire hotel or travel rewards, merchandise, gift cards or cash back, there’s a Card and reward program that’s right for you.

American Express

Say hello to American Express Invites™. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The LineTM. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.3

Welcome to
Cloud 10TM

Make your journey as memorable as your destination with premium benefits at Toronto Pearson International Airport5.

Helping to keep you

Shop with confidence
Our intelligent security systems can detect something odd in your spending patterns to help stop fraud in its tracks, so you can shop with confidence both on and offline.

Purchase Protection Plan*
This plan automatically, without registration, insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you charge the full purchase price to your Card. You can be reimbursed for insured occurrences that are not covered by any other insurance6.
* Not available on all Cards. For a full list of Cards which offer this benefit click on this [link]

Like these benefits? Get them on the
American Express® Gold Rewards Card


1.You can redeem Membership Rewards points for a statement credit towards an Eligible Travel Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. If an otherwise Eligible Purchase participates in the American Express Installment Program, only the amount billed each month will be counted as an Eligible Purchase. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.

2. By participating in’s Shop With Points program using American Express Membership Rewards (“MR Points”), you agree to these Service Terms as well as’s Terms of Use (including “Frequently Asked Questions”). Please review them carefully, together with’s Privacy Notice, to understand’s practices.

To use your MR Points to purchase eligible items at, your eligible Membership Rewards program account (“MR Points Account”) must be linked to your account through the enrollment process. We reserve the right to restrict your use of Shop with Points or to un-enroll your MR Points Account by de-linking it from your account at any time in our sole discretion, including when we suspect misuse or fraud.

You agree that, Inc. and its affiliates (collectively, “Amazon”) may share information that you have provided to Amazon with Amex Bank of Canada and its affiliates (collectively, “Amex”). Amex may share information with Amazon regarding your Membership Rewards points account for the sole purpose of managing and facilitating the Shop With Points program using membership rewards points. This information sharing allows us to link your account to your MR Points Account and, once enrolled, Amex may provide Amazon with information about your MR Points Account, including your total MR Points balance. We may also share information that you have provided to Amazon with Amex so that Amex can perform its functions with respect to the Shop with Points program, including processing payments made with MR Points. Neither Amazon or Amex will use information provided to it by the other party in support of the Shop With Points program for any purpose other than as expressly set forth in this paragraph.

Certain items at are not eligible for purchase using MR Points, and these items may change at any time. MR Points may not be used when making purchases with 1-Click. If you do not have enough MR Points to pay for your eligible purchase, you can pay for the remainder with the Amex credit or charge card linked to your MR Points Account, or an Gift Certificate. Your MR Points balance will typically be reduced to reflect the amount of your purchase at the time of your order, but in some cases it may not reflect your use of MR Points for pending purchase transactions until the purchase has shipped or otherwise been fulfilled. It is your responsibility to ensure that you have enough MR Points in your MR Points Account at the time your MR Points are ultimately redeemed. If you don’t have enough MR points remaining in your MR Points account at the time they are to be redeemed, you will be required to authorize another payment method. Your Amex credit or charge card will not be charged automatically. MR Points may not currently be combined with other rewards programs to make eligible purchases using Shop with Points at

Returns are subject to Amazon’s returns policy. If Amazon accepts a return for an item you purchased using only MR Points, those MR Points will be credited to your Points Account. If Amazon accepts a return for an item you purchased using MR Points and another payment method, Amazon may, in its sole discretion, credit the return to the other payment method before crediting MR Points to your MR Points Account. This is different from the order in which payment methods (MR points, Amex credit and charge card and stored value card) are applied at the time of purchase. See ordering section of the FAQ for details. If you no longer have an active MR points account or, if applicable, Amex credit or charge card, Amazon may process your return by providing you with an Amazon gift card.

If you use a Corporate Card to make a purchase (whether alone or in conjunction with MR points), you agree that you are using the Corporate Card in accordance with your company’s policy. In the event that a returned item results in a credit to your Corporate Card instead of a return of MR points, it is your sole responsibility to resolve this with your company and you agree to hold Amazon and American Express harmless in respect of any loss you may incur.

American Express Membership Rewards Terms and Conditions apply and are available at or at for Corporate Membership Rewards Program Owners.

If you have questions regarding your Points or your Points Account, please contact American Express on the number listed on the back of your Card.

3. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

4. AMEX® Travel Insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance copy provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any lnsurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

5. Available on select eligible Cards.

6.Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit Coverage is in excess of any and all other applicable insurance. All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

† AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. In this outline, we have given a brief description of just some of the benefits available under the AMEX® Travel Insurance plans. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment. Please read the Certificate of Insurance carefully.