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Welcome Bonus

New American Express AIR MILES Reserve Credit Card Cardmembers get a bonus of 2,400 AIR MILES reward miles when you charge a total of $3,000 in purchases to your Card within your first three months of Cardmembership1.

New American Express AIR MILES Platinum Credit Card Cardmembers get a bonus of 2,000 AIR MILES reward miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership2.

New American Express AIR MILES Credit Card Cardmembers get a bonus of 500 AIR MILES reward miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership3.

That’s enough for two select flights4
That’s enough for a select flight4
So you can reach your next reward sooner.

Annual Fee

$299

(preferred rate for purchases is 19.99% and funds advances is 21.99%)*

 

Supplementary Cards are an additional $50 each annually5

$65

(preferred rate for purchases is 19.99% and funds advances is 21.99%)*

 

Supplementary Cards are free6

No annual fee

(preferred rate for purchases is 19.99% and funds advances is 21.99%)*

 

Supplementary Cards are free6

All the ways to earn

Take full advantage of your earning potential. Use an American Express AIR MILES Credit Card in combination with your AIR MILES Collector Card and you can earn reward miles twice.

1 : $10

Get 1 reward mile for every $10 in Card purchases at AIR MILES Sponsors7

1 : $10

Get 1 reward mile for every $10 in Card purchases at AIR MILES Sponsors8

1 : $15

Get 1 reward mile for every $15 in Card purchases at AIR MILES Sponsors9

1 : $10

Get 1 reward mile for every $10 in Card purchases at grocery stores, gas stations, and drugstores in Canada7

1 : $10

Get 1 reward mile for every $10 in Card purchases at grocery stores, gas stations, and drugstores in Canada8

 

1 : $15

Get 1 reward mile for every $15 in Card purchases everywhere else7

1 : $15

Get 1 reward mile for every $15 in Card purchases everywhere else8

1 : $20

Get 1 reward mile for every $20 in Card purchases everywhere else9

Plus, when you give a Supplementary Card to someone special, you’ll be getting reward miles for all of their purchases – bringing you to your next reward sooner.

Optional Balance Transfer Offer

Enjoy a special 1.99% introductory interest rate on Balance Transfers for the first 6 months** if you choose to transfer your other credit card balances to this American Express card. It’s an easy way to save money on interest if you choose to carry a balance and you make your minimum payments on time.
You can transfer 50% of your assigned credit limit, up to a maximum of $7,500, whichever is less. There is no balance transfer fee for this offer.
Balance Transfer option is only available at the time of online application.

Flight Rewards and more

With each American Express AIR MILES Credit Card you can use your reward miles for flights, starting from 1,200 reward miles(4).

American Express Invites® 12

For our Cardmembers, American Express Invites® 12 including Front Of The Line®12 opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and the first to go!

A new way to pay

Apple Pay is a new way to pay with an American
Express AIR MILES Credit Card using your eligible Apple devices.

You can now use an eligible13 American Express AIR MILES Credit Card with Apple Pay to pay for your purchases at participating American Express contactless merchants14.

Key Benefits

Exclusive to Reserve
  • AIR MILES®* FlexFly15TM*¤◊
    Through AIR MILES FlexFly Redemptions, you have access to additional airlines and destinations, departure times, and economy, business and first class seats on flights not available within the AIR MILES Flight Program.
  • Exclusive Annual Companion Flight Benefit16¤◊
    Once a year, when you redeem for any flight reward within the AIR MILES®* Flight program, you can receive a Companion Flight, up to a maximum of 1,700 reward miles, for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes).1‡ If your flight requires more than 1,700 reward miles, you can use reward miles from your AIR MILES®* Dream Balance to pay the additional miles needed to use the Companion Flight Benefit.
  • Redeem reward miles for flight taxes and fees¤
    You can redeem your reward miles to pay for taxes and fees payable at time of booking on your flight redemptions¤
  • Four complimentary visits per year to Priority Pass Worldwide Lounges17
  • Access to AIR MILES Business Class Seats18¤
    For more comfort and choice, you can have the option to redeem for available Business Class seats.
  • Waived AIR MILES Flight Administration Fee
    When you redeem for a flight either online or through the AIR MILES Concierge team, the American Express AIR MILES Reserve Credit Card is the only AIR MILES Credit Card that will waive the AIR MILES flight administration fee payable at time of booking, making your redemption that much sweeter.
  • Toronto Pearson Priority Security Lane19
    Once you’re inside the terminal, you can expedite your way through security by simply presenting your American Express AIR MILES Reserve Credit Card and valid boarding pass to access the Pearson Priority Security Lanes in Terminal 1 and Terminal 3.
  • Exclusive AIR MILES Concierge Service
    AIR MILES Concierge Specialists will be pleased to help you book flights for AIR MILES FlexFly™*15¤◊ Redemptions, help you take advantage of your annual exclusive Companion Flight Benefit16¤◊, and offer you personalized travel planning.
  • Your ticket to the World of Onyx™ - Receive automatic Onyx™ status21
Other Card Benefits
  • Emergency Card Replacement
    It doesn’t matter how your Card was lost, give us a call any time, day or night, and we’ll arrange to get you a new one as soon as possible, wherever you are.
  • Online Account Management
    With Online Services from American Express, you can stay on top of your account. Check statements, set account alerts and more while you’re on the go.
  • 24/7 Customer Service
    Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need, big or small, wherever you are in the world.
  • Emergency Card Replacement
    It doesn’t matter how your Card was lost, give us a call any time, day or night, and we’ll arrange to get you a new one as soon as possible, wherever you are.
  • Online Account Management
    With Online Services from American Express, you can stay on top of your account. Check statements, set account alerts and more while you’re on the go.
  • 24/7 Customer Service
    Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need, big or small, wherever you are in the world.
  • Emergency Card Replacement
    It doesn’t matter how your Card was lost, give us a call any time, day or night, and we’ll arrange to get you a new one as soon as possible, wherever you are.
  • Online Account Management
    With Online Services from American Express, you can stay on top of your account. Check statements, set account alerts and more while you’re on the go.
  • 24/7 Customer Service
    Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need, big or small, wherever you are in the world.
  • Emergency Medical Insurance22† (Out of province/country)
    Provides coverage for eligible emergency medical expenses incurred while travelling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip for all insured persons under the age of 65.
  • $100,000 Travel Accident Insurance23†
    Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express AIR MILES Reserve Credit Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
  • Car Rental Theft and Damage Insurance24†
    Save money when travelling with Car Rental Theft and Damage Insurance. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your American Express AIR MILES Reserve Credit Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
  • Lost or Stolen Baggage Insurance25†
    When you fully charge your airline tickets to your American Express AIR MILES Reserve Credit Card you can receive up to $500 coverage for loss or damage to your luggage or personal effects while in transit.
  • Flight Delay Insurance25†
    Charge your airline ticket to your American Express AIR MILES Reserve Credit Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for hotel, motel, restaurant expenses and other sundry items.
  • Baggage Delay Insurance25†
    Book a flight with your American Express AIR MILES Reserve Credit Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for reasonable and necessary emergency purchases.
  • Hotel/Motel Burglary Insurance25†
    Charge your Hotel/Motel arrangements to your American Express AIR MILES Reserve Credit Card and receive automatic coverage of up to $500 against the loss of most personal items if your hotel/motel is burglarized.
  • Buyer’s Assurance® Protection Plan26†
    Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your American Express AIR MILES Reserve Credit Card.
  • Purchase Protection® Plan27†
    Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you charge the full purchase price to your American Express AIR MILES Reserve Credit Card.
  • Fraud Protection Guarantee28
    Use your Credit Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN.
  • $100,000 Travel Accident Insurance23†
    Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express AIR MILES Platinum Credit Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
  • Car Rental Theft and Damage Insurance24†
    Save money when travelling with Car Rental Theft and Damage Insurance. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your American Express AIR MILES Platinum Credit Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
  • Buyer’s Assurance® Protection Plan26†
    Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your American Express AIR MILES Platinum Credit Card.
  • Purchase Protection® Plan27†
    Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you charge the full purchase price to your American Express AIR MILES Platinum Credit Card.
  • Fraud Protection Guarantee28
    Use your Credit Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.
  • $100,000 Travel Accident Insurance23†
    Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express AIR MILES Credit Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
  • Buyer’s Assurance® Protection Plan26†
    Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your American Express AIR MILES Credit Card.
  • Purchase Protection® Plan27†
    Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you charge the full purchase price to your American Express AIR MILES Credit Card.
  • Fraud Protection Guarantee28
    Use your Credit Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.

Card Comparison Chart

Features
The American Express AIR MILES Reserve Credit CardThe American Express AIR MILES Reserve Credit Card
The American Express AIR MILES Platinum Credit CardThe American Express AIR MILES Platinum Credit Card
The American Express AIR MILES Credit CardThe American Express AIR MILES Credit Card
Welcome Bonus
New American Express AIR MILES Reserve Credit Card Cardmembers get a bonus of 2,400 AIR MILES reward miles when you charge a total of $3,000 in purchases to your Card within your first three months of Cardmembership1.
New American Express AIR MILES Platinum Credit Card Cardmembers get a bonus of 2,000 AIR MILES reward miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership2.
New American Express AIR MILES Credit Card Cardmembers get a bonus of 500 AIR MILES reward miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership3.
Card Type
Credit Card
Credit Card
Credit Card
Annual Fee
$299
(preferred rate for purchases is 19.99% and funds advances is 21.99%)*
$65
(preferred rate for purchases is 19.99% and funds advances is 21.99%)*
$0 (no annual fee)
(preferred rate for purchases is 19.99% and funds advances is 21.99%)*
Supplementary Cards
$505
Free6
Free6
AIR MILES FlexFly15TM¤◊
Yes
Exclusive Companion Flight Benefit16¤◊
Yes
Redeem reward miles for flight taxes and fees¤
Yes
Four complimentary visits per year to Priority Pass Worldwide Lounges17
Yes
Access to AIR MILES Business Class Seats18¤
Yes
Waived AIR MILES Flight Administration Fee
Yes
Toronto Pearson Priority Security Lane19
Yes
Exclusive AIR MILES Concierge Service
Yes
Optional Balance Transfer Offer**
Yes
Yes
Yes
Automatic Onyx™ Status21
Yes
American Express Invites® 12
Yes
Yes
Yes
Emergency Medical Insurance22† (Out of province/country)
Yes
$100,000 Travel Accident Insurance23†
Yes
Yes
Yes
Car Rental Theft and Damage Insurance24†
Yes
Yes
Lost or Stolen Baggage Insurance25†
Yes
Flight Delay Insurance25†
Yes
Baggage Delay Insurance25†
Yes
Hotel/Motel Burglary Insurance25†
Yes
Buyer’s Assurance® Protection Plan26†
Yes
Yes
Yes
Purchase Protection® Plan27†
Yes
Yes
Yes
Fraud Protection Guarantee28
Yes
Yes
Yes
24/7 Customer Service
Yes
Yes
Yes
Emergency Card Replacement
Yes
Yes
Yes
Online Account Management
Yes
Yes
Yes

Footnotes