APPLY VIA THIS PAGE AND BOTH YOU AND YOUR FRIEND WILL EARN A REFERRAL BONUS.

YOU EARN UP TO S$120 CAPITAVOUCHERS WHEN YOU SPEND S$500 IN THE FIRST MONTH OF CARD MEMBERSHIP IF YOU ARE NEW TO AMERICAN EXPRESS.

YOUR FRIEND EARNS S$200 CAPITAVOUCHERS WHEN YOUR CARD IS APPROVED, IF YOU ARE NEW TO AMERICAN EXPRESS.

CASHBACK BENEFITS

WELCOME BONUS

Enjoy 3% Cashback for the first 6 months, up to S$5,000 spend. Thereafter, continue to earn 1.5% Cashback on all eligible purchases.

REFERRAL OFFER

Receive up to S$120 CapitaVouchers when you apply and make S$500 spend in the first month of Card approval.*

*For new to American Express Card Members only.
Referees who enjoy this offer will not be able to enjoy the ongoing True Cashback Card CapitaVoucher Welcome Offer of up to S$120 CapitaVouchers.

SIMPLE CASHBACK EVERY DAY

NO MINIMUM SPEND AND NO EARN CAP

You will be earning Cashback on every eligible dollar spent. There is no limit on how much Cashback you can earn every month.

NO CATEGORIES TO TRACK

No complicated spend requirement you’ll need to track to qualify for Cashback.

IMMEDIATE CASHBACK

Get immediate Cashback for your purchases in the same month’s statement.

MEMBERSHIP BENEFITS

Incredible Rewards

AMERICAN EXPRESS TRUE CASHBACK CARD OFFERS

Enjoy carefully selected offers from our range of retail, travel, dining and entertainment partners. Click here to learn more.

TRAVEL INCONVENIENCE AND TRAVEL ACCIDENT INSURANCE

Purchase your travel ticket with your American Express True Cashback Card and receive free travel insurance benefits of up to S$350,000. Click here to learn more.

TRUE LOVE WEDDINGS

Exclusively for American Express True Cashback Card Members, enjoy 5% off new wedding packages at selected venues when you pay with your Card! Find out more about our hand-picked wedding partners and T&Cs here.

World-Class Service

24-HOUR CUSTOMER CARE PROFESSIONAL

Have a question or a request? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 295 0500 (Within Singapore Only).

FRAUD PROTECTION

If you don't recognize a purchase, we'll remove it from your Account immediately and investigate it for you.

GLOBAL ASSIST

Sometimes, the unexpected happens when you travel overseas. Your American Express True Cashback Card entitles you to immediate personal advice over the phone – from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more. Dial +65 6295 0500 (For International use).

FRIENDSHIP HAS ITS BENEFITS

Both you and your friend can get a bonus if your Card is approved.

You will receive a referral bonus of up to S$120 CapitaVouchers when you spend S$500 in the first month of Card Membership.

Your friend will receive up to S$200 CapitaVouchers when your Card is approved.

T&Cs apply.

Click here for Referral Programme Terms and Conditions

Apply Now

eligibility

To apply online for the American Express True Cashback Card, it's important that:

You're over 21 years of age. Supplementary Card applicant should be over 18 years of age.
For Singapore Citizens and Residents, you have earnings which provide an income of over S$30,000 p.a.
For Expatriates, you have earnings which provide a minimum income of over S$60,000 p.a.
Annual Basic Card Membership Fee: S$171.20 (inclusive of GST) waived for the first year.
First 2 Supplementary Cards fee permanently waived. S$85.60 (inclusive of GST) for each subsequent Supplementary Card.

Terms & Conditions

View Card Member Agreement and Benefits Terms and Conditions

Note: Information is correct as at date of publish and American Express reserves the right to change the benefits without notice. The provision of services, activities or benefits stated is the responsibility of the respective service establishment. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the service establishment. Card Members acknowledge that any disputes in relation to the above are to be directed solely to the service establishment providing such services, activities or benefits. To enjoy the privileges or benefits, Card Members must present their American Express Platinum Credit Card and all charges must be made to the Credit Card. Participation of merchants is subject to change without prior notice to Card Member.