American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. Since 1997, American Express has partnered with a select group of leading banks and financial institutions around the world to issue American Express-branded products and acquire merchants on the American Express merchant network. By leveraging its licensing partnerships, global infrastructure and the powerful appeal of the brand, American Express has gained even broader reach for its network worldwide. Bank of Cyprus launched its American Express® Card Service in 2002. Under its agreement with American Express, Bank of Cyprus is authorized to issue American Express-branded products and sign up merchants to accept American Express card transactions in Cyprus. Bank of Cyprus is responsible for managing all aspects related to the American Express-branded products it issues under its license with American Express.
Bank of Cyprus requires that all visitors to our site(s) on the World Wide Web that mention American Express branded products and services (the “Site”) adhere to the following rules and regulations. By accessing the Site you indicate your acknowledgement and acceptance of these terms and conditions.
The Site is owned and controlled by Bank of Cyprus under license from American Express. American Express Company and its subsidiaries and affiliates ("American Express") have no responsibility or liability for the Site.
Laws and regulations
User access to and use of the Site is subject to all applicable international, federal, state and local laws and regulations.
The trademarks, logos and service marks ("Marks") displayed on the Site are the property of, respectively, Bank of Cyprus, American Express and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or sites on the World Wide Web without obtaining the prior written permission of Bank of Cyprus, American Express or such third party which may own the Marks, as the case may be. All information and content including any software programs available on or through the Site ("Content") is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or through the Site for commercial or public purposes.
Hyperlinks and Linked internet sites
THIS SITE MAY PROVIDE A LINK TO OTHER SITES BY ALLOWING THE USER TO LEAVE THIS SITE TO ACCESS THIRD-PARTY MATERIAL OR BY BRINGING THE THIRD-PARTY MATERIAL INTO THIS SITE VIA "INVERSE" HYPERLINKS AND FRAMING TECHNOLOGY (A "LINKED SITE"). NEITHER BANK OF CYPRUS NOR AMERICAN EXPRESS HAS ANY DISCRETION TO ALTER, UPDATE, OR CONTROL THE CONTENT ON A LINKED SITE. THE FACT THAT BANK OF CYPRUS HAS PROVIDED A LINK TO A SITE IS NOT AN ENDORSEMENT, AUTHORIZATION, SPONSORSHIP, OR AFFILIATION WITH RESPECT TO SUCH SITE, ITS OWNERS, OR IT’S PROVIDERS. THERE ARE INHERENT RISKS IN RELYING UPON USING, OR RETRIEVING ANY INFORMATION FOUND ON THE INTERNET, AND BANK OF CYPRUS URGES YOU TO MAKE SURE YOU UNDERSTAND THESE RISKS BEFORE RELYING UPON, USING, OR RETRIEVING ANY SUCH INFORMATION ON A LINKED SITE.
Bank of Cyprus prohibits caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site. Bank of Cyprus reserves the right to disable any unauthorized links or frames and Bank of Cyprus and American Express specifically disclaim any responsibility for the Content available on any other Internet sites linked to the Site other than their own. Access to any other Internet sites linked to the Site is at the user's own risk.
User should be aware that Linked Sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions provided on the Site. Neither Bank of Cyprus nor American Express is responsible for such provisions, and expressly disclaims any and all liability related to such provisions.
ALL CONTENT, PRODUCTS, AND SERVICES ON THE SITE, OR OBTAINED FROM A WEBSITE TO WHICH THE SITE IS LINKED (A "LINKED SITE") ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY.
[OTHER THAN AS REQUIRED UNDER APPLICABLE CONSUMER PROTECTION LAW,] UNDER NO CIRCUMSTANCE WILL BANK OF CYPRUS OR AMERICAN EXPRESS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER'S RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE OR A LINKED SITE, OR USER'S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONTENT.
Limitation of liability for use of the site
Bank of Cyprus and American Express specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the Site, (even if Bank of Cyprus or American Express® have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.
Confidentiality Of User Communications
Except as required by law, Bank of Cyprus will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to Bank of Cyprus. Postings by a user on any message board or in any chat room will not be protected as confidential. Furthermore Bank of Cyprus may, without liability of any kind or nature, use and provide information contained in any such postings (including any ideas, concepts, know-how or other intellectual property) to any third party including but not limited to its parent company, subsidiaries and affiliates or to American Express for any purpose whatsoever and as deemed appropriate by Bank of Cyprus, subject to applicable law.
Neither Bank of Cyprus nor American Express is under any obligation to review any messages, information or content ("Postings") posted on the Site by users and assumes any responsibility or liability relating to any such Postings. Notwithstanding the above, Bank of Cyprus may from time to time monitor the Postings on the Site and may decline to accept and/or remove any Postings that contain:
Transmission of Personal Data
User acknowledges and agrees that by providing Bank of Cyprus with any personal or proprietary user information through the Site, user consents to the transmission of such personal or proprietary user information over international borders as necessary for processing in accordance with Bank of Cyprus's standard business practices.
User should be aware that Linked Sites may contain transmission of personal data provisions that differ from the provisions provided herein. American Express is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.
Changes to rules and regulations
Bank of Cyprus reserves the right to revise these Rules and Regulations at any time and users are deemed to be apprised of and bound by any changes to these Rules and Regulations
Violation of rules and regulations
Each of Bank of Cyprus and American Express reserve the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.
Access to password protected/secure areas
Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.
Users of this Site agree to submit to the laws of Republic of Cyprus.
The American Express name and logo, as well as the imagery and design of the American Express® Cards and other content featured in this site are trademarks and intellectual property of the American Express. Bank of Cyprus use of American Express’ trademarks and domain name is pursuant to a license agreement.
The following are registered United States trademarks and service marks of American Express Company, its subsidiaries and affiliates which may appear in American Express Web sites:
AMERICAN EXPRESS Box Logo
AMERICAN EXPRESS BUSINESS Card Design
AMERICAN EXPRESS Card Design
AMERICAN EXPRESS CORPORATE Card Design
AMERICAN EXPRESS CORPORATE EXECUTIVE Card Design
AMERICAN EXPRESS CORPORATE PURCHASING Card Design
AMERICAN EXPRESS GOVERNMENT Card Design
AMERICAN EXPRESS SENIOR Card Design
AMERICAN EXPRESS Travelers Cheque Design
AMERICAN EXPRESS Travelers Cheque for Two Design
AMERICAN EXPRESS WORLD SERVICE & Design
DO YOU KNOW ME?
DON'T LEAVE HOME WITHOUT IT
DON'T LEAVE HOME WITHOUT THEM
DON'T LEAVE HOME WITHOUT US
FOOD & WINE
GLOBAL ASSIST HOTLINE
Gold Card Design
OPTIMA Card Design
OPTIMA TRUE GRACE
OPTIMA TRUE GRACE Card Design
PLATINUM Card Design
SIGN & TRAVEL
TRAVEL & LEISURE
TRUE GRACE Card Design
Wall Street Wise. Main Street Smart.
CHEQUES FOR TWO
DON'T LEAVE HOME PAGES WITHOUT IT
The following are registered Cyprus trademarks and service marks of American Express Company, its subsidiaries and affiliates which may appear in American Express Web sites:
Bank of Cyprus Internet Privacy Statement for American Express in Cyprus
This Privacy Statement relates only to Cypriot American Express issued products and services.
If you have any American Express product that is not issued by Bank of Cyprus in Cyprus, please refer to the Worldwide Sites page of the American Express Webb site to select another country and review the privacy provisions at that Web site.
Protecting your privacy is important to us. We hope the following statement will help you understand how Bank of Cyprus collects, uses and safeguards the personal information you provide to us on our American Express Cyprus Web site.
1. Information Collection
Personal data is any information which relates to a natural person who is alive and whose identity is known or can be identified e.g identity number, name, address, email, phone, etc. We will only collect personal data that is needed and by lawful and fair means. We are committed to comply with local applicable legislation for the protection of personal data (The Processing of Personal Data (Protection of Individuals) Laws of 2001 till 2012) and to take the necessary measures for the protection of your personal data when visiting this website. When you browse americanexpress.com.cy and have not registered for any online service from American Express Cyprus, you browse anonymously. Personal information – such as your name, address, phone number or e-mail address – is not collected as you browse.
2.Notice and Processing
In order to provide you with a particular product or service online, we may request that you supply us voluntarily with personal information, including your e-mail address and account number, for purposes such as correspondence, si In order to provide you with a particular product or service online, we may request that you supply us voluntarily with personal information, including your e-mail address and account number, for purposes such as correspondence, site registration, checking your bill or investments online, making a purchase, participating in online surveys and enabling us to provide an online product or service to you in an efficient manner, including developing or making offers of products and service in which you may be interested. Where it is not apparent from the products or services you require or the nature of your relationship with us, we will tell you how your personal data will be processed and which companies in the American Express Group are responsible for that processing. We will process your personal data fairly and only for those purposes we have told you, for purposes permitted by you or as permitted by applicable law. In addition, you may object to certain types of processing as expressly permitted by applicable law.
3. Data Quality
We use appropriate technology and well-defined employee practices to process your personal data promptly and accurately. We will not keep your personal data longer than is necessary, except as otherwise required by applicable law.
4. Security and Confidentiality
We will keep your personal data confidential and limit access to your personal data to those who specifically need it to conduct their business activities, except as otherwise permitted by applicable law. We refer to industry standards and use reasonable administrative, technical and physical security measures to protect your personal data from unauthorised access, destruction, use, modification or disclosure. We require industry standard data security measures from those third parties who are authorized by us to process your personal data on our behalf.
5. Data Sharing
We only share your personal data with third parties where it is necessary to provide you with products or services or as part of the nature of our relationship with you, where we have previously informed or been authorised by you, in connection with our efforts to reduce fraud or criminal activity, or as permitted by law.
6. International Transfer
Where it is not apparent from the international products or services you require or the nature of your relationship with us, we will inform you if your personal data may be transferred outside of your country and ensure that such transfer is only performed in accordance with applicable law. Regardless of where your personal data is transferred, your personal data is protected by these Principles.
7. Customer Choice – Direct Mail and Telemarketing
We give customers the option of having their personal data included or removed from lists used for marketing as required by applicable law. If you would like to decline receiving American Express mail or telemarketing offers in Cyprus, if you would like information about your account or if you have a question or concern, please call the customer service telephone number listed on your account statement.
8. Your Right of Access and Correction
If you ask us, we will tell you what information we hold about you and provide it to you in accordance with applicable law. There may be a charge for this as permitted by law. If you believe that any information we hold about you is incorrect or incomplete, you should write without delay to Bank of Cyprus, 97 Kyrineias Avenue, Platy Aglantzia, 2114 Nicosia. Any information which is found to be incorrect or incomplete will be corrected promptly.
9. Linked Internet Sites
You should be aware that other Internet sites to which you link from americanexpress.com.cy may contain privacy provisions that differ from the provisions provided herein. 10. Changes to the Bank of Cyprus Internet Privacy Statement for American Express in Cyprus Changes to our Internet Privacy Statement will be noted here so that you can be fully informed about the privacy protection we provide and your choices with regard to our use of personal information for marketing purposes. You may also request a copy of the Privacy Statement we posted prior to the web updates made to this document.
Date Last Revised: 6, August 2015
All users of our online services subject to Privacy Statement and agree to be bound by Terms of Service. Please review.