View all American Express Financial Wellbeing articles
Do Great Things with Plan It Big Purchase.
Plan It Amount-based enables you to plan a portion of your Credit Card balance over $150 AUD into either 3, 6, or 12 month instalment plans. With Plan It, you won't be charged interest for amounts moved into an instalment plan, instead you'll pay a fixed monthly plan fee.
Staying on top of your Credit Card bills
How to pay off your credit card and better manage your finances. Paying off your credit card should never have to hold you back. Here are simple ways to help you keep doing the things you love while paying off your credit card.
Complimentary Credit Card Insurance
Credit Cards are designed to make life easier. From helping to free up your cash flow to earning you rewards points for virtually every dollar you spend. But did you know that many Credit Cards, like those offered by American Express, even offer peace of mind by including a range of insurance benefits? Read on to find out how a Credit Card can offer you protection in a range of circumstances.
A credit score is a number that reflects your current level of credit risk, based on past financial behaviour. Your credit score is calculated by credit reporting agencies, who examine the money you’ve borrowed and repaid from companies in the long term.
Get the Most out of Membership Rewards Points
We’ve set out some pointers (pun intended) to help you get the most out of our Rewards Cards and the partner programs we work with. Whether you're saving your rewards points with a goal in mind or not, you’ll find some helpful advice and tips to get the most out of your daily spending and the best way to use points to maximise your rewards.
Find the right Credit Card for you
These days there are so many different types of Credit Cards out there to choose from. All these cards are designed for different purposes and different kinds of people. Some come with amazing rewards points and programs, others help track your spending habits, some give you frequent flyer points and travel insurance; Some have lower interest rates and longer interest-free periods, others offer balance transfers. But let’s forget for a moment what all these different cards offer and turn the spotlight back to you. We’re going to look at you, your lifestyle, and your spending habits to help you in choosing the right Credit Card for you.
Say “I Do” to Budgeting Your Wedding
From the unforgettable wedding dress, flowers, cars, the perfect venue, catering costs, a live band, groom’s gear, and a list of miscellaneous items that stretches to the moon and back.
Five smart ways to make the most of a Credit Card.
Make your Credit Card work for you. Manage your finances, earn rewards and build a positive credit history with these smart tips and ways to use your Credit Card. Remember to stick to your budget, track your spending and pay your monthly bills in full.
What can I get with 50,000 American Express Membership Rewards® Bonus Points?
Membership Rewards is how American Express Card Members earn points and is a flexible program that allows you to redeem through major airlines and hotel chains as well as for Gift Cards and pay with points options for your individual lifestyle needs. What’s more is that Memberships Rewards points don’t expire so long as your American Express Card Member Account is active and in good standing, which means you can earn points and flexibly redeem at your pace, and at a time that suits you. Learn how to make the most of the Membership Rewards points with your American Express Explorer Card to suit your lifestyle.
How to save electricity when working from home and reduce your bill
How To Reduce Energy Consumption When Working From Home. Small changes to your home’s energy usage can help lower your bill when working from home. Here are some simple tips to keep your electricity costs down.
Emergency fund: money-saving tips to get ahead with your finances
Having an emergency fund provides a financial safety net if something unexpected happens to you or your family. But when should you start saving, do you need to pay off your debt first, and how much should you put away for an emergency fund? Research has found that one in five Australians don’t put away a portion of their income for a rainy day. If you’re part of that statistic, or you are looking to increase your savings, the following are our top emergency fund tips to help you start saving money to cover urgent or unexpected expenses.
Create Financial Goals With Your Monthly Budget
Saving money is always a great idea in theory. Unfortunately, budgeting has a bad reputation because people think it means no more spending money on anything fun ever again. But once you learn how to create financial goals and track your finances.
Do great things when saving money
Simple ways to save on groceries, and spend more on what makes you happy. Learn how to grocery shop on a budget and spend wisely on food, so you can spend more on the things that matter to you. Here are some tips for grocery shopping.