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American Express Business Cards

Built for business.

Stack of American Express Platinum Business Gold Business and Blue Business Cash Credit Cards

Packed with business tools and benefits:

Serious business

spending power

Get more spending power to pay for your business purchases— from server space to serving trays.

Rewards that
mean business2

Earn Membership Rewards points 3 on your business purchases and redeem them for a wide range of business or personal rewards.

Tap into more

cash flow 

Ensure money is coming in well before it is going out with up to 51 or 55 cashflow days for purchases, depending on the Card.4

You found your calling. Now, find your Business Card.

American Express® Platinum Business Card
$1,750 Annual Fee

Serious points.
Platinum perks.

Earn up to 2.25 points per $1 spent3 and up to $2M in unsecured funding over 12 months.*

American Express® Gold Business Card
$169 Annual Fee

Get rewards.
Go gold.

Earn up to 1.5 points per $1 spent7 and get up to 51 cash flow days to pay for purchases.Membership Rewards annual fee (enrolment optional): $80.


American Express Business Explorer® Credit Card
$149 Annual Fee

Low rate.
High rewards.

Enjoy a low 3.99% p.a. interest rate on new purchases for the first 6 months5, 19.99% p.a. thereafter.6 Plus earn up to 2 points per $1 spent.3

American Express® Qantas Business Rewards Card
$450 Annual Fee

Frequent flyer.
Frequent rewards.

Earn up to 1.25 Qantas Points per $1 spent on everyday spend9 and up to $1.5M in unsecured funding over 12 months.*


Dream big. Get supported. Get rewarded.

We're here to help you run your business, your way.

Big purchase? Go for it.

No pre-set spending limit on our Business Charge Cards means you can get greater spending power.* Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history—so you can keep business hopping along.

Big dreams? We’ve got rewards for that.

American Express® Cards have a range of different rewards. So you can choose to help offset expenses with points3, take the family away, or treat your team to an espresso machine to keep you go-go-going strong.

Benefits built for businesses—and the people who run them


Get supplies in fast from far away


Pay virtually anyone, anywhere in the world when you enrol in AccessLine®10. Supplier doesn’t accept Card payments? No problem. Plus you can earn Membership Rewards points3 in the process, so the world really is your oyster.


Better visibility of your entire business 


Add up to 99 complimentary Cards Employee Cards to get rewards on all business purchases and better control of your team’s expenses while offering your employees the benefits of American Express.11


Focus on plans, not paperwork


To help reduce paperwork, admin and the time it takes for you to get things done, you can download your Card account transaction data straight into software programs like MYOB®, QuickenTM and Excel.


Stay inspired (including WFH)


It pays to stay on top of the latest business tools and trends. With Business Class you’ll find everything you need to know in one trusted place – from how to understand small business grants and social media algorithms, to using tech to Improving to manage cash flow.


Keep your health in check


Your health and wellbeing is important to your business which is why every Business Card for a limited time comes with a new 12-month complimentary subscription to Centr, valued at $119.99/year.12 Offer ends 14 February 2022.

woman on phone

Specialist support on call


Get support from a Card specialist who understands your business needs and who can help you make the most of your Card benefits. Whatever your query, they’re just a phone call away.

Find the right Business Card for you

See all the best-in-class benefits American Express has to offer