International Business Payments
International payments are a critical piece of our increasingly global business world. When you’re making cross-border payments that are necessary to keep your business running, you need assurance that they’ll be as efficient and secure as possible. American Express offers international payment solutions that can scale with your needs.
Global payments for a connected business world
American Express has options that can help you quickly and easily make and accept foreign payments. Explore our services, including international wire transfers in over 130 currencies.
Simple processing
Use secure online portals to make international business payments.
Competitive rates
Take advantage of competitive exchange rates.
Enhanced security
Enjoy the peace of mind that comes from making global payments with a company you can trust.
Global reach
American Express international payments are available in over 130 foreign currencies.
Doing business internationally is complicated enough. American Express international payment services are easy to administer, so you can spend more time focusing on your global business partnerships and less time wondering how to pay them.
SUGGESTED SOLUTION FROM AMERICAN EXPRESS:
American Express® FX International Payments1
Make international payments through a simple online platform with built-in security features. With over 130 currencies available you can make payments to virtually anywhere and earn Membership Rewards® points2, too.
GREAT FOR:
- All revenue sizes
- Business & Corporate Card Members
- Membership Rewards points
With more business being conducted internationally than ever before, you need to be able to trust not only your foreign suppliers, but the platform you’re using to pay them. American Express international supplier payment solutions give you peace of mind as well as competitive rates.
SUGGESTED SOLUTION FROM AMERICAN EXPRESS:
American Express AccessLine®3
With global reach and over 130 currency offerings you can make payments almost anywhere in the world using direct debit, direct credit, or your preferred American Express Card.3
GREAT FOR:
- All revenue sizes
- Extended payment terms4 when using your American Express Card
- Domestic and foreign payments
Want even more international business solutions?
The American Express advantage
Heritage
American Express has been helping our customers realise big dreams for over 100 years globally.
Expertise
American Express has a global, multi-layer model with relationships across consumer, business, and merchants.
Service
Our award-winning world-class customer service is globally recognised.
Rewards
You may have the potential to earn Membership Rewards on your everyday business spend.
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Frequently asked questions
American Express offers international wire transfers via FX International Payments and AccessLine. Both solutions allow you to send secure international wire transfers using your American Express Account.
American Express offers international wire transfers via FX International Payments and AccessLine. Both solutions allow you to send secure international wire transfers using your American Express Account.
American Express has several cross-border payment solutions. For example, FX International Payments is an online payment portal that allows you to make a variety of cross-border payments, even if you’re not an American Express Card Member. Or you can take advantage of AccessLine, a smart cash flow management solution that allows American Express Corporate Card Members to make easy, secure international supplier payments using their Corporate Cards—even to suppliers who don’t accept Card payments.
American Express has several cross-border payment solutions. For example, FX International Payments is an online payment portal that allows you to make a variety of cross-border payments, even if you’re not an American Express Card Member. Or you can take advantage of AccessLine, a smart cash flow management solution that allows American Express Corporate Card Members to make easy, secure international supplier payments using their Corporate Cards—even to suppliers who don’t accept Card payments.
It depends. Some American Express international payment solutions, such as AccessLine, offer the opportunity to earn Membership Rewards points on your payments—even when your payee doesn’t accept card payments. Whether or not you can earn Membership Rewards points on your international payments, and how many points you can earn, depends on factors including which payment portal you’re using and whether you already have an American Express Account that’s enabled to earn Membership Rewards points on purchases.
It depends. Some American Express international payment solutions, such as AccessLine, offer the opportunity to earn Membership Rewards points on your payments—even when your payee doesn’t accept card payments. Whether or not you can earn Membership Rewards points on your international payments, and how many points you can earn, depends on factors including which payment portal you’re using and whether you already have an American Express Account that’s enabled to earn Membership Rewards points on purchases.
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1. The information has been prepared without taking into account your objectives, financial situation or needs. To view the Target Market Determination, see here. You should read the PDS and consider the appropriateness of International Payments in relation to your individual requirements. Terms, conditions, fees and charges apply.
2. Only American Express FX International Payments clients with a valid American Express Business or Corporate Card are eligible to earn Membership Rewards. Subject to the Terms and Conditions of the Membership Rewards program you are enrolled in. You will earn 1 Membership Rewards point for every AU$15 you spend in foreign currency payments. Points are calculated on local currency equivalent and will be credited to your account 6 to 8 weeks after making an eligible international payment transaction. American Express foreign currency Telegraphic Transfers, Draft payments, Forward Contract drawdowns or Cross Currency payments are eligible transactions and are subject to change. Offer excludes Australian Dollar transactions. Subject to the Terms and Conditions of the Membership Rewards program. Transaction fees may apply.
3. The information has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of International Payments in relation to your individual requirements. Terms, conditions, fees and charges apply. For further information, please refer to the relevant PDS: Telegraphic Transfers. To view the Target Market Determination, see here. AccessLine™ is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments account and be registered to use AccessLine. International Payments are arranged through American Express International Inc. (ABN 15 000 618 208 AFSL No. 237996). Incorporated with Limited Liability in Delaware, USA. ® Registered Trademark of American Express Company. © 2021 American Express Company. All rights reserved.
4. Depending on the Card you hold and depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
1. The information has been prepared without taking into account your objectives, financial situation or needs. To view the Target Market Determination, see here. You should read the PDS and consider the appropriateness of International Payments in relation to your individual requirements. Terms, conditions, fees and charges apply.
2. Only American Express FX International Payments clients with a valid American Express Business or Corporate Card are eligible to earn Membership Rewards. Subject to the Terms and Conditions of the Membership Rewards program you are enrolled in. You will earn 1 Membership Rewards point for every AU$15 you spend in foreign currency payments. Points are calculated on local currency equivalent and will be credited to your account 6 to 8 weeks after making an eligible international payment transaction. American Express foreign currency Telegraphic Transfers, Draft payments, Forward Contract drawdowns or Cross Currency payments are eligible transactions and are subject to change. Offer excludes Australian Dollar transactions. Subject to the Terms and Conditions of the Membership Rewards program. Transaction fees may apply.
3. The information has been prepared without taking into account your objectives, financial situation or needs. You should read the PDS and consider the appropriateness of International Payments in relation to your individual requirements. Terms, conditions, fees and charges apply. For further information, please refer to the relevant PDS: Telegraphic Transfers. To view the Target Market Determination, see here. AccessLine™ is not available to individual consumers. To enrol in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 1300 885 749. Users need to have an American Express Corporate Card or American Express Business Card, an FX International Payments account and be registered to use AccessLine. International Payments are arranged through American Express International Inc. (ABN 15 000 618 208 AFSL No. 237996). Incorporated with Limited Liability in Delaware, USA. ® Registered Trademark of American Express Company. © 2021 American Express Company. All rights reserved.
4. Depending on the Card you hold and depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.