More information has been added under 'Important Things To Know About This Policy', to help you understand what benefits you’re eligible for if travelling while pregnant.
What's covered if you’re travelling overseas while pregnant?
If you're pregnant, you'll be covered for unforeseen emergency medical expenses due to an injury or illness, which occurs more than 8 weeks before your estimated date of delivery. However, any medical expenses relating to actual childbirth or your newborn child won’t be covered. Please see ‘Pregnancy and Childbirth Exclusions’ under General Exclusions in your Policy for full details.
Should you suffer a sudden and unexpected injury or an illness, which is unrelated to your pregnancy, (for example a broken wrist), you’re eligible for cover under Medical Emergency Expenses Cover or Trip Cancellation and Amendment Cover, subject always to the Policy. Please see 'Important Things To Know About This Policy' in the Policy for full details.
No Cover for Competitive Sports
Cover for competitive sporting events where you receive prize money or a fee, is now excluded. Please see the definition of Excluded Sports and Activities in the Definitions Section of the Policy for full details.
No Cover while riding a Motorcycle if you’re unlicensed or not wearing a helmet
You're not covered for claims relating to accidents where you’re riding a motorcycle without a valid motorcycle licence, not wearing a helmet, or exceeding the legal alcohol limit. Please see the General Exclusions in the Policy applicable to all sections.
No Cover for Money stored within personal luggage
You’re not covered for the loss of any money within your personal baggage that’s checked in or stowed in the luggage hold of an airplane, ship, bus or train. Please see exclusions under Personal Baggage, Valuables, Money and Travel Documents Cover for full details.
No Cover for travelling companions 91 years of age or older
Changes have been made to the Trip Cancellation and Amendment Cover to make it clear that you're not covered for the death, injury or unforeseen illness of your travelling companion if they're 91 years of age or older when you made your booking under Exclusions - Trip Cancellation and Amendment Cover. However, the age limit for close relatives has increased from 80 to 90 years of age.
We’re clarifying that you’re not covered for any costs with respect to Cuba for any event that may occur during any travel.
Resumption of Long International Trip Exclusion
There is no cover for Resumption of Long International Trip arising from or relating to an epidemic, pandemic or outbreak of infectious disease or virus.