The following new benefits and increased limits for existing cover have been made. Please refer to the ‘Benefits’ section for a full overview of the cover, terms, conditions and exclusions that apply.
Changes to qualifying travel purchases for Domestic Returns Trips
Your Travel Insurance cover now includes self-drive road trips where you spend $500 or more on accommodation on your American Express Card. A Domestic Return Trip must be over 150kms radius away from Your Home. Please see Eligibility Table section of the Policy for full details.
Personal Baggage, Money and Travel Documents Cover
The benefit limit on mobiles has increased from $500 to $1,000, and on laptops from $3,000 to $5,000.
Personal Accident Cover
Accidental Death or Permanent Disablement due to injury
Accidental Death or Permanent Disablement cover has been added. Should you suffer an accidental injury on your trip resulting in death or permanent disablement within 12 months of the injury, you’ll now be covered up to $25,000.
Public Transport Accident Cover
The Transport Accident Cover section now sits under the Personal Accident Cover and is known as Public Transport Accident Cover.
Medical Emergency Expenses Cover
New cover has been added under Medical Emergency Expenses, up to $50 per 24-hour period to a maximum of $3,000 for your out of pocket expenses such as food and toiletries expenses, which you may incur as a result of being hospitalised.
Additional Travel Inconvenience Cover for extended delays
New cover has been added under this section, up to $1,400 for additional accommodation if you're impacted by an extended delay, cancelled, overbooked or missed flight.
Special Event Cover
If you’re delayed for a Special Event, new cover has been added up to $3,000 under Travel Inconvenience to cover the cost of alternative public transport to help you arrive at the Special Event.
Card Refund Cover
Refund Protection Cover is now known as Card Refund Cover.
Card Purchase Cover
Purchase Protection Cover is now known as Card Purchase Cover. Items left unattended in a public place due to an emergency medical, security or evacuation situation will now be covered.